Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to your dream coastal retreat at 4119 Rum Bay, Galveston, TX! This extensively updated home in Pirates Beach West, refined in 2021, blends casual elegance with modern amenities, offering a lifestyle of both luxury and comfort. Boasting 4 spacious bedrooms and 3.5 pristine bathrooms, this 3,198 square foot sanctuary is a masterpiece of design and functionality. Step inside to discover a well-appointed layout that effortlessly flows from room to room, accentuated by beach views from the outdoor decks. The gourmet kitchen and inviting living areas are perfect for entertaining or simply savoring moments of tranquility. Outside, the 3 decks provide a private outdoor space, ideal for al fresco dining or basking in the sun. An easy stroll takes you to the beach, while an effortless drive connects you to Galveston's main attractions. Embrace the coastal lifestyle in a home that truly has it all!

Features

§ 02

Interior

Breakfast Bar
Balcony
Crown Molding
Double Vanity
High Ceilings
Jetted Tub
Kitchen Island
Kitchen Family Room Combo
Bath In Primary Bedroom
Pantry
Quartz Counters
Separate Shower
Vanity
Window Treatments
Ceiling Fans
Dishwasher
Electric Oven
Gas Cooktop

Exterior & lot

Balcony
Covered Patio
Deck
Fence
Sprinkler Irrigation
Patio
Storm Security Shutters
Subdivision
Views
Back Yard
Covered
Roof: Composition
Additional Parking
Attached
Garage
Garage Door Opener

Community

Security System Owned
Smoke Detectors
Beach
Water
Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Other
Year Built	1994
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	3,198 sq ft
Living Area Source	Appraiser
Building Area Total	3,198 sq ft
Construction	Cement Siding, Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	4
Bedrooms Possible	4
Bathrooms (total)	4
Bathrooms Full	3
Bathrooms Half	1
Rooms Total	8
Fireplaces	1
Fireplace Features	Gas Log

Interior

Interior Features	Breakfast Bar, Balcony, Crown Molding, Double Vanity, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Quartz Counters, Separate Shower, Vanity, Window Treatments, Ceiling Fans
Flooring	Engineered Hardwood, Tile
Appliances	Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Refrigerator, Washer
Laundry	Washer Hookup, Electric Dryer Hookup
Windows	Window Coverings
Security	Security System Owned, Smoke Detectors

Exterior

Exterior Features	Balcony, Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio, Storm Security Shutters
Patio / Porch	Balcony, Covered, Deck, Patio
Fencing	Back Yard
Pool Private	No
View	Yes
View Type	Beach, Water

Parking & Garage

Garage Spaces	1
Attached Garage	Yes
Parking Features	Additional Parking, Attached, Garage, Garage Door Opener

Lot

Lot Size (acres)	0.1940
Lot Size Source	Appraiser
Lot Features	Subdivision, Views
Direction Faces	Southwest

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Pirates Beach Sec 10 91
Postal Code	77554

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$395
HOA Fee Frequency	Annually
HOA Name	CKM Management

Taxes, Terms & Disclosures

Tax Annual Amount	$18,930
Tax Year	2024
Tax Rate (est.)	1.46%
Parcel #	5863-0003-0017-000
Legal Description	ABST 121 PAGE 41 LOT 17 BLK 3 PIRATES BEACH SEC 10
Listing Terms	Cash, Conventional
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 5

Bedroom	16 x 13
Living Room	26 x 19
Dining Room	17 x 12
Kitchen	16 x 12
Bedroom	16 x 13

Second level · 3

Primary Bedroom	27 x 16
Primary Bathroom	16 x 17
Bedroom	16 x 14

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$9,378

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$7,800 Property tax$1,578 Homeowners insuranceTBD

Subtotal (P&I + Tax) $9,378

Yearly HOA fee $395

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

0.41%

→ stable

County

0.32%

→ stable

HOA & Community

§ 05

● HOA details

$395

ANNUALLY

Association nameCKM Management Management co.— Website— Phone— Cert on filepending

● Community amenities

restaurant

Waterman's Restaurant · 0.6mi
Cooper's Landing · 5.0mi
Seahorse Grill · 5.7mi

grocery

Fresco Mart General Store & Deli · 0.8mi
Circle K · 2.2mi
Valero · 2.2mi

place_of_worship

West Isle Church · 1.0mi
West Isle Presbyterian Church · 1.0mi
Mary, Star of the Sea Church · 2.1mi

park

Galveston Island State Park · 1.1mi
Sea Shell Beach Pocket Park 3 · 1.4mi
Jamaica Beach Park · 2.2mi

bank

ATM (ATM Link, Inc.) · 2.0mi
Circle K ATM · 2.2mi
ATM · 2.9mi

police_station

Jamaica Beach Police · 2.1mi
Galveston Police Department · 9.6mi
Galveston County Sheriff's Office · 9.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Cable

Xfinity

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Fixed Wireless

Verizon

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Pirates Beach Sec 10 91

TIER: SUBDIVISION

Subdivision name (MLS)Pirates Beach Sec 10 91 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision51 Active now3 Sold (last 12 mo)2 Curated amenities53

● Year-built distribution

1990s 1 1995s 1 2015s 1

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 7

Distance

0.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023

Median HH income

$117,826

ACS 2023

Median home value

$364,100

Census self-report

Owner-occupied

32%

2,970 housing units

Bachelor's+

57%

Adults 25+

Median age

61.6

Population 1,809

Work from home

73%

of commuters

Commute 45min+

22%

of commuters

Below poverty

3.6%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

4119 Rum Bay, Galveston, TX 77554

Galveston County · 29.20°N, 94.95°W

restaurant

Waterman's Restaurant

0.6 mi · 1 within 2 mi

grocery

Fresco Mart General Store & Deli

0.8 mi · 1 within 2 mi

place_of_worship

West Isle Church

1.0 mi · 2 within 2 mi

park

Galveston Island State Park

1.1 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.