Homes for Sale/Galveston County/Galveston/Palm Beach
Active MLS #88520832 · 314 days on market

4120 Oleander Drive

Galveston, TX 77554
Subdivision  ·  Palm Beach
List Price
$290,000
$373/SF
Beds
3
Baths
2
Sq Ft
777
Built
1962
Lot
0.23 ac
Garage
1-car
County
Galveston
Tax Rate
1.75%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beachside Gem – Steps from the Sand! Just two blocks from the beach, this charming 3-bedroom, 2-bath home is ready for you to add your personal touch. Situated on a spacious 9,920 sq. ft. lot, this property combines coastal living with modern updates — including remodeled bathrooms, dual-pane windows, new flooring, updated wiring and plumbing, and a complete HVAC system. Enjoy an open-concept kitchen and living area that flows seamlessly to an expansive 1,150 sq. ft. outdoor deck, perfect for entertaining or relaxing in the ocean breeze. The upper observation deck offers breathtaking 360° views of the beach and bay. A bonus room on the main level provides flexible space for a third bedroom, office, or guest suite. Experience the best of beachside living — comfort, views, and location all in one! The N 1/2 of lot 44 is also available to purchase. First right of refusal to buyer of lot 43 and home.

Features

§ 02

Interior

  • Kitchen Family Room Combo
  • Tub Shower
  • Ceiling Fans
  • Kitchen Dining Combo
  • Disposal
  • Gas Range
  • Microwave
  • Oven
  • Refrigerator
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Views
  • Partial
  • Rooftop
  • Roof: Composition
  • Attached
  • Driveway
  • Garage
  • Workshop In Garage

Community

  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1962
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 777 sq ft
Living Area Source Appraiser
Building Area Total 777 sq ft
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Kitchen Family Room Combo, Tub Shower, Ceiling Fans, Kitchen Dining Combo
Flooring Vinyl
Appliances Disposal, Gas Range, Microwave, Oven, Refrigerator

Exterior

Exterior Features Deck, Fence, Porch, Patio, Private Yard
Patio / Porch Deck, Patio, Porch, Rooftop
Fencing Partial
Pool Private No
Waterfront Features Beach Front
View Yes
View Type Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Workshop In Garage

Lot

Lot Size (acres) 0.2330
Lot Size Source Appraiser
Lot Features Cleared, Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Palm Beach
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $5,064
Tax Year 2025
Tax Rate (est.) 1.75%
Parcel # 5560-0002-0043-000
Legal Description ABST 121 PAGE 41 LOT 43 BLK 2 PALM BEACH
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Kitchen 12 X 14
Living Room 16 X 14
Primary Bedroom 14 X 16
Bedroom 11 X 10
Bedroom 9 X 6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,163
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,741 Property tax$422 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,163

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
0.84%
→ stable
City
0.41%
→ stable
County
0.32%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.2mi
Sea Shell Beach Pocket Park 3 · 1.1mi
Surfside Jetty Park · 0.2mi
police_station
Surfside Police Department · 0.4mi
Jamaica Beach Police · 2.5mi
Surfside Village Police Department · 4.0mi
grocery
Fresco Mart General Store & Deli · 0.4mi
Circle K · 0.9mi
Circle K · 2.6mi
restaurant
Waterman's Restaurant · 0.4mi
Sharky's Bar and Grill · 0.9mi
Dorado's Dive Club · 1.2mi
place_of_worship
West Isle Church · 0.5mi
St Mary's Star Of The Sea Church · 4.0mi
West Isle Presbyterian Church · 0.5mi
bank
Circle K ATM · 0.9mi
ATM (ATM Link, Inc.) · 2.4mi
Circle K ATM · 2.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Palm Beach
TIER: SUBDIVISION
Subdivision name (MLS)Palm Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision434 Active now30 Sold (last 12 mo)11 Curated amenities60
● Year-built distribution
1960s 2 1965s 2 1975s 1 1995s 1 2010s 2 2015s 2 2020s 2 2025s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4120 Oleander Drive, Galveston, TX 77554
Galveston County · 29.20°N, 94.95°W
park
0.2 mi · 5 within 2 mi
police_station
Surfside Police Department
0.4 mi · 1 within 2 mi
grocery
Fresco Mart General Store & Deli
0.4 mi · 2 within 2 mi
restaurant
Waterman's Restaurant
0.4 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Nov 14, 2025 Listed $290,000 Kimberly Gaido
Dec 31, 1961 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kimberly Gaido · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 23, 2026.
MLS# 88520832 · LIST DATE: Nov 14, 2025 · PARCEL: 5560-0002-0043-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity