Homes for Sale/Galveston County/Galveston/Galveston Townsite
Active MLS #32664662 · 167 days on market

415 14th Street

Galveston, TX 77550
Subdivision  ·  Galveston Townsite
List Price
$349,000
$202/SF · 2.7% below neighborhood median
Beds
4
Baths
2
Sq Ft
1,726
Built
1962
Lot
0.04 ac
Garage
0-car
County
Galveston
Tax Rate
1.57%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Spacious 4-bedroom, 2-bath home on desirable 14th Street. Zoned for commercial use, this property offers endless possibilities for a buyer’s unique vision—whether residential, vacation, or business.Ideally located near popular island restaurants and bakeries, and just minutes from the Strand, UTMB, and the cruise terminal. The home is filled with natural light thanks to abundant windows throughout. A versatile ground-floor bonus room provides the perfect space for a playroom or entertainment area.Enjoy upper and lower porches designed to capture the refreshing Gulf breeze. The updated kitchen features quartz countertops, complemented by renovated bathrooms and durable laminate flooring throughout. A charming fenced courtyard adds to the home’s appeal.Make this your second home, vacation getaway, or business opportunity today.

Features

§ 02

Interior

  • Three Bedrooms Up
  • Dishwasher
  • Laminate
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Cleared
  • Roof: Composition
  • Foundation: Pillar Post Pier

Community

  • Style: Victorian

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Victorian
Year Built 1962
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,726 sq ft
Living Area Source Appraiser
Building Area Total 1,726 sq ft
Foundation Pillar Post Pier
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Three Bedrooms Up
Flooring Laminate
Appliances Dishwasher

Exterior

Pool Private No

Parking & Garage

Garage Spaces 0

Lot

Lot Size (acres) 0.0418
Lot Size Source Appraiser
Lot Features Cleared

Location

County Galveston
MLS Area Major 33
MLS Area Minor East End
Subdivision Galveston Townsite
Road Surface Asphalt
Postal Code 77550

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $5,485
Tax Year 2025
Tax Rate (est.) 1.57%
Parcel # 3505-0494-0008-001
Legal Description ABST 628 M B MENARD SUR N 42-6 FT OF LOT 8 (8-1) BLK 494 GAL
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 3

Living Room 14x14
Kitchen 14x11
Bedroom 13x13

Second level · 3

Bedroom 15x12
Bedroom 13x12
Bedroom 14x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,553
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,096 Property tax$457 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,553

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
police_station
Galveston County Sheriff · 0.0mi
Galveston County Sheriff · 0.2mi
Galveston County Sheriff's Office · 0.4mi
place_of_worship
Assumption Church · 0.0mi
Broadway Church · 0.1mi
First Church · 0.1mi
daycare
East End PreSchool · 0.1mi
East End PreSchool · 0.3mi
Moody Early Childhood Center · 0.2mi
restaurant
Domino's · 0.2mi
Mosquito Cafe · 0.2mi
Saltwater Grill · 0.2mi
gym
Urban HF - 24HR Access · 0.2mi
Healing House · 0.4mi
Healing House · 0.3mi
park
San Jacinto Park · 0.2mi
San Jacinto Park · 0.3mi
· 0.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $208/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Galveston Townsite
TIER: SUBDIVISION
Subdivision name (MLS)Galveston Townsite City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4,561 Active now248 Sold (last 12 mo)114 Curated amenities60
● Year-built distribution
1950s 4 1955s 43 1960s 31 1965s 16 1970s 18 1975s 2 1980s 2 2000s 1 2010s 5 2015s 1 2020s 9 2025s 7

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 2
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724300 · ACS 2023
Median HH income
$60,750
ACS 2023
Median home value
$438,400
Census self-report
Owner-occupied
29%
2,257 housing units
Bachelor's+
45%
Adults 25+
Median age
33.4
Population 3,405
Work from home
14%
of commuters
Commute 45min+
19%
of commuters
Below poverty
22.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
415 14th Street, Galveston, TX 77550
Galveston County · 29.31°N, 94.78°W
police_station
Galveston County Sheriff
0.0 mi · 1 within 2 mi
place_of_worship
Assumption Church
0.0 mi · 10 within 2 mi
daycare
East End PreSchool
0.1 mi · 2 within 2 mi
restaurant
Domino's
0.2 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 9, 2026 Listed $349,000 Michael Gaido
Dec 31, 1961 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Gaido · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 32664662 · LIST DATE: Apr 9, 2026 · PARCEL: 3505-0494-0008-001
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity