Homes for Sale/Galveston County/Galveston/The Lofts The Texas Bldg Con
Active MLS #8141614 · 10 days on market

415 22nd Street

Galveston, TX 77550
Subdivision  ·  The Lofts The Texas Bldg Con
List Price
$315,000
$334/SF · 26.6% above neighborhood median
Beds
1
Baths
1
Sq Ft
942
Built
1918
County
Galveston
Tax Rate
1.60%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

DOWNTOWN LOFT LIVING WITH A VIEW! Rarely available corner residence in Galveston's historic Texas Building, perfectly positioned in the heart of the vibrant Postoffice Street Arts District. This stylish 1-bedroom/1-bath loft delivers true urban character with soaring ceilings, exposed brick, beams and ductwork, wood floors and fabulous views overlooking 22nd & Postoffice. The spacious kitchen features granite countertops, stainless appliances, custom cabinetry and plenty of room to entertain. Retreat to a generous bedroom and beautifully appointed bath with walk-in tiled shower. Then head upstairs—the building's incredible rooftop terrace offers sweeping 360° views of Downtown, Galveston Bay and the Gulf! Walk out your door to restaurants, coffee, galleries, nightlife, The Strand and Downtown events, with UTMB just minutes away. Controlled-access building with no vacation rentals makes this an ideal primary residence or Galveston getaway. Historic bones. Urban vibe. Island lifestyle.

Features

§ 02

Interior

  • Beamed Ceilings
  • Breakfast Bar
  • Brick Walls
  • Open Beams Beamed Ceailings
  • Elevator
  • Kitchen Family Room Combo
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal

Exterior & lot

  • Deck
  • Rooftop
  • Unassigned

Community

  • Controlled Access
  • Key Card Entry
  • Smoke Detectors
  • Style: Mid Rise

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Architectural Style Mid Rise
Year Built 1918
Year Built Source PublicRecords
New Construction No

Building

Living Area 942 sq ft
Living Area Source Appraiser
Building Area Total 942 sq ft
Construction Concrete, Steel

Rooms & Baths

Bedrooms 1
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features Beamed Ceilings, Breakfast Bar, Brick Walls, Open Beams Beamed Ceailings, Elevator, Kitchen Family Room Combo, Pantry, Vaulted Ceilings, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room
Flooring Tile, Wood
Appliances Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Washer, Refrigerator
Laundry Electric Dryer Hookup
Windows Window Coverings
Security Key Card Entry, Smoke Detectors

Exterior

Patio / Porch Deck, Rooftop
Pool Private No

Parking & Garage

Parking Features Unassigned

Location

County Galveston
MLS Area Major 33
MLS Area Minor Downtown - Galveston/The Strand
Subdivision The Lofts The Texas Bldg Con
Postal Code 77550

Utilities

Heating Central, Electric
Cooling Central Air, Electric

HOA / Association

HOA Fee $796
HOA Fee Frequency Monthly
HOA Name Etheredge Property Management
Fee Includes Common Area Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Amenities Controlled Access

Taxes, Terms & Disclosures

Tax Annual Amount $5,054
Tax Year 2025
Tax Rate (est.) 1.60%
Parcel # 4769-0000-0003-400
Legal Description THE LOFTS @ THE TEXAS BLDG CONDOS (2005) ABST 628 UNIT 3D &
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Entry Foyer 3'11"x 11'7"
Living Room 17'11"x 13'1"
Dining Room 11'5"x 13'0"
Kitchen 8'6"x 13'1"
Utility Room 8'6"x 2'11"
Bathroom 6'5"x 12'0"
Bedroom 14'1"x 12'0"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,312
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,891 Property tax$421 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,312
Yearly HOA fee $9,552

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
$796
MONTHLY
Association nameEtheredge Property Management Management co. Website Phone Cert on filepending
Fee includes
CommonAreaInsurance · MaintenanceGrounds · MaintenanceStructure · Sewer · Trash · Water
● Community amenities
bank
Frost Bank · 0.0mi
Moody Bank · 0.1mi
Prosperity Bank - Galveston · 0.2mi
restaurant
MOD Coffeehouse · 0.0mi
Hey Mikey's Ice Cream · 0.0mi
Gumbo Bar · 0.1mi
gym
Urban HF - 24HR Access · 0.1mi
Kingdom Fitness · 0.2mi
Island Salt Air Yoga Studio · 0.2mi
post_office
United States Postal Service · 0.1mi
United States Postal Service · 2.6mi
United States Postal Service · 6.3mi
place_of_worship
Trinity Protestant Episcopal Church · 0.2mi
Saint Mary's Cathedral Basilica · 0.2mi
Trinity Episcopal Church · 0.2mi
daycare
Amy Lane · 0.2mi
Trinity Episcopal School · 0.2mi
Koala Kare Daycare & Preschool · 0.2mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $264/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Lofts The Texas Bldg Con
TIER: SUBDIVISION
Subdivision name (MLS)The Lofts The Texas Bldg Con City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision18 Active now4 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 1
· Galveston
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724500 · ACS 2023
Median HH income
$52,292
ACS 2023
Median home value
$313,000
Census self-report
Owner-occupied
12%
813 housing units
Bachelor's+
52%
Adults 25+
Median age
37.3
Population 1,033
Work from home
8%
of commuters
Commute 45min+
9%
of commuters
Below poverty
14.8%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Walmart
0.1 mi · 5 within 1.5 mi

Schools

Texas Scuba Adventures
0.1 mi · 5 within 1.5 mi

Parks

Wall of Remembrance
0.2 mi · 5 within 1.5 mi

Restaurants

MarMo Cafe & Lounge
0.1 mi · 8 within 1.5 mi

Cafés

MOD Coffeehouse
0.0 mi · 5 within 1.5 mi

Gyms

Yoga Shala of Galveston
0.1 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 6, 2026.

Location & Neighborhood

§ 13
● This Home
415 22nd Street, Galveston, TX 77550
Galveston County · 29.30°N, 94.79°W
bank
Frost Bank
0.0 mi · 3 within 2 mi
restaurant
MOD Coffeehouse
0.0 mi · 5 within 2 mi
gym
Urban HF - 24HR Access
0.1 mi · 3 within 2 mi
post_office
United States Postal Service
0.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 14, 2026 Listed $315,000 Susanna Mayberry
Dec 31, 1917 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Susanna Mayberry · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 8141614 · LIST DATE: Sep 14, 2026 · PARCEL: 4769-0000-0003-400
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity