Homes for Sale/Galveston County/Galveston/Pirates Beach
Active MLS #86306113 · 363 days on market

4226 Ghost Crab Lane

Galveston, TX 77554
Subdivision  ·  Pirates Beach
List Price
$1.70M
$445/SF · 11.2% above neighborhood median
Beds
5
Baths
6
Sq Ft
3,824
Built
1984
Lot
0.20 ac
Garage
0-car
County
Galveston
Tax Rate
1.58%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Prime beachfront investment in Galveston! This 5 bedroom, 5.5 bath coastal retreat is a proven vacation rental, designed to accommodate large groups with spacious en suite bedrooms and flexible sleeping arrangements. Guests enjoy an open living/dining area with panoramic Gulf views, and expansive decks for entertaining. Direct beach access and multiple outdoor living spaces make this property highly desirable for renters seeking a luxury coastal experience. Strong rental potential and opportunity for investors. Conveys with a social membership to the Galveston Country Club.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Dry Bar
  • High Ceilings
  • Multiple Staircases
  • Vaulted Ceilings
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer

Exterior & lot

  • Covered Patio
  • Deck
  • Patio
  • Storage
  • Near Golf Course
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Attached Carport
  • Driveway
  • None
  • Workshop In Garage

Community

  • Guard
  • Beach
  • Gulf
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1984
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,824 sq ft
Living Area Source Appraiser
Building Area Total 3,824 sq ft
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 6
Bathrooms Full 5
Bathrooms Half 1
Rooms Total 9

Interior

Interior Features Breakfast Bar, Balcony, Dry Bar, High Ceilings, Multiple Staircases, Vaulted Ceilings, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Carpet, Laminate
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Covered Patio, Deck, Patio, Storage
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Beach Front, Waterfront
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 0
Carport Spaces 1
Parking Features Attached Carport, Driveway, None, Workshop In Garage

Lot

Lot Size (acres) 0.1950
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision, Views, Waterfront
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Pirates Beach
Road Surface Asphalt
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $415
HOA Fee Frequency Annually
HOA Name PBPOA/ CKM Property Management
Fee Includes Common Areas, Other
Amenities Guard

Taxes, Terms & Disclosures

Tax Annual Amount $26,793
Tax Year 2024
Tax Rate (est.) 1.58%
Parcel # 5860-0001-0026-000
Legal Description ABST 121 PAGE 55 LOT 26 BLK 1 PIRATES BEACH SEC 7
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 7

Living Room 17x15
Dining Room 15x12
Kitchen 12x12
Bedroom 15x11
Bedroom 11x9
Bedroom 11x14
Game Room 28x15

Second level · 2

Primary Bedroom 16x12
Bedroom 14x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$12,441
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$10,208 Property tax$2,233 Homeowners insuranceTBD
Subtotal (P&I + Tax) $12,441
Yearly HOA fee $415

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$415
ANNUALLY
Association namePBPOA/ CKM Property Management Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · Other
● Community amenities
grocery
Fresco Mart General Store & Deli · 0.3mi
Circle K · 2.8mi
Valero · 2.8mi
place_of_worship
West Isle Church · 0.5mi
West Isle Presbyterian Church · 0.5mi
Mary, Star of the Sea Church · 2.7mi
restaurant
Waterman's Restaurant · 0.7mi
Cooper's Landing · 4.4mi
Seahorse Grill · 5.0mi
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Galveston Island State Park · 1.7mi
Jamaica Beach Park · 2.9mi
bank
ATM (ATM Link, Inc.) · 2.6mi
Circle K ATM · 2.8mi
ATM · 3.5mi
police_station
Jamaica Beach Police · 2.7mi
Galveston Police Department · 9.0mi
Galveston County Sheriff's Office · 9.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $400/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pirates Beach
TIER: SUBDIVISION
Subdivision name (MLS)Pirates Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision327 Active now21 Sold (last 12 mo)7 Curated amenities53
● Year-built distribution
1970s 1 1975s 1 1980s 3 1985s 2 1990s 2 2000s 4 2005s 2 2010s 1 2015s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4226 Ghost Crab Lane, Galveston, TX 77554
Galveston County · 29.21°N, 94.93°W
grocery
Fresco Mart General Store & Deli
0.3 mi · 1 within 2 mi
place_of_worship
West Isle Church
0.5 mi · 2 within 2 mi
restaurant
Waterman's Restaurant
0.7 mi · 1 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 26, 2025 Listed $1.70M Linda Sivy
Dec 31, 1983 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Linda Sivy · Better Homes and Gardens Real Estate Gary Greene - Galveston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Mar 24, 2026.
MLS# 86306113 · LIST DATE: Sep 26, 2025 · PARCEL: 5860-0001-0026-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:30 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity