Schools

§ 03

District

Elementary	MONTGOMERY EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to The Hills of Town Creek in historic Montgomery, TX, where small-town charm meets luxury smart design and low taxes. This spacious Zambezi plan offers 5 bedrooms, including a main-floor Extra Suite, 3 baths, and an open-concept layout filled with natural light. Gourmet kitchen with designer finishes flows into the family and dining areas. Upstairs includes a large loft, additional activity room, and well-sized secondary bedrooms. Built with quality new construction, stylish upgrades, and a new-home warranty, this home provides flexibility and value. Sprinkler system and lush landscaping included! Located just minutes from Lake Conroe, marinas, and downtown Montgomery’s shops and dining. Quick access to I-45 and zoned to Montgomery ISD. Offered by K. Hovnanian of Houston II, L.L.C.

Features

§ 02

Interior

Double Vanity
High Ceilings
Kitchen Island
Kitchen Family Room Combo
Main Level Primary
Pantry
Quartz Counters
Two Bedrooms Down
Tub Shower
Walk In Closets
Dishwasher
Electric Oven
Disposal
Gas Range
Microwave
Carpet
Tile
Heat: Central

Exterior & lot

Covered Patio
Fence
Sprinkler Irrigation
Patio
Private Yard
Subdivision
Back Yard
Covered
Deck
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Prewired
Smoke Detectors
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2026
Year Built Source	Builder
New Construction	Yes
Property Condition	Under Construction
Builder Name	K. Hovnanian Homes

Building

Stories	2
Levels	Two
Living Area	2,854 sq ft
Living Area Source	Builder
Building Area Total	2,854 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	5
Bathrooms (total)	3
Bathrooms Full	3
Bathrooms Half	0
Rooms Total	14

Interior

Interior Features	Double Vanity, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Quartz Counters, Two Bedrooms Down, Tub Shower, Walk In Closets
Flooring	Carpet, Tile
Appliances	Dishwasher, Electric Oven, Disposal, Gas Range, Microwave
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows	Low Emissivity Windows
Security	Prewired, Smoke Detectors
Indoor Air Quality	Ventilation

Exterior

Exterior Features	Covered Patio, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch	Covered, Deck, Patio
Fencing	Back Yard
Pool Private	No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1390
Lot Size Source	Survey
Lot Features	Subdivision
Direction Faces	East

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Montgomery County Northwest
Subdivision	The Hills of Town Creek
Road Surface	Concrete
Postal Code	77356

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Radiant Attic Barrier, Hvac, Insulation, Windows

HOA / Association

HOA	Yes
HOA Fee	$525
HOA Fee Frequency	Annually
HOA Name	The Hills of Town Creek HOA

Taxes, Terms & Disclosures

Tax Annual Amount	$1,008 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.29%
Parcel #	822261
Legal Description	60/2/5
Listing Terms	Cash, Conventional, FHA, Investor Financing, Texas Vet, Usda Loan, Va Loan
Lease Considered	No
Disclosures	None

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 8

Family Room	17x15
Kitchen	15x17
Breakfast Room Nook	8x15
Primary Bedroom	15x15
Guest Quarters	10x11
Primary Bathroom	—
Bathroom	—
Utility Room	—

Second level · 6

Game Room	22x14
Bathroom	—
Bedroom	10x14
Bedroom	11x11
Bedroom	14x10
Bonus Room	10x13

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,170

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,086 Property tax$84 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,170

Yearly HOA fee $525

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.0155%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

0.40%

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$525

ANNUALLY

Association nameThe Hills of Town Creek HOA Management co.— Website— Phone— Cert on filemls-trestle

● Community amenities

park

· 0.0mi
· 0.0mi
· 0.1mi

place_of_worship

Montgomery United Methodist Church · 0.3mi
Montgomery United Methodist Church · 0.4mi
Montgomery United Methodist Church · 0.5mi

daycare

Tomorrow’s Promise Preschool at MUMC · 0.4mi
Tomorrow’s Promise Preschool at MUMC · 0.5mi
Tomorrow’s Promise Preschool at MUMC · 0.5mi

gym

Soma Ranch Retreat · 0.9mi
Soma Ranch Retreat · 1.0mi
Soma Ranch Retreat · 1.3mi

police_station

Montgomery Police Department · 1.0mi
Montgomery Police Department · 1.1mi
Montgomery Police Department · 1.2mi

post_office

Old US Post Office · 1.1mi
Old US Post Office · 1.2mi
Old US Post Office · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $165/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

The Hills of Town Creek

TIER: SUBDIVISION

Subdivision name (MLS)The Hills of Town Creek City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision152 Active now13 Sold (last 12 mo)25 Curated amenities60

● Year-built distribution

2020s 2 2025s 11

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 51

· Montgomery

Distance

2.0 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694601 · ACS 2023

Median HH income

$73,958

ACS 2023

Median home value

$301,400

Census self-report

Owner-occupied

65%

943 housing units

Bachelor's+

33%

Adults 25+

Median age

51.4

Population 2,055

Work from home

23%

of commuters

Commute 45min+

18%

of commuters

Below poverty

8.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

423 East Rose Marie Lane, Montgomery, TX 77356

Montgomery County · 30.39°N, 95.72°W

park

—

0.0 mi · 6 within 2 mi

place_of_worship

Montgomery United Methodist Church

0.3 mi · 7 within 2 mi

daycare

Tomorrow’s Promise Preschool at MUMC

0.4 mi · 3 within 2 mi

gym

Soma Ranch Retreat

0.9 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.