Homes for Sale/Montgomery County/Montgomery/Pine Island at Woodforest Sec 4
Active MLS #3778692 · 29 days on market

425 Copa Palm Loop

Montgomery, TX 77316
Subdivision  ·  Pine Island at Woodforest Sec 4
List Price
$1.48M
$394/SF · 82.2% above neighborhood median
Beds
5
Baths
5
Sq Ft
3,740
Built
2019
Lot
0.37 ac
Garage
3-car
County
Montgomery
Tax Rate
2.13%

Schools

§ 03
District
Elementary LONE STAR EL B
Middle OAK HILLS J H A
High LAKE CREEK H S CCMR 91% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Step into modern sophistication with this thoughtfully designed Hamptons inspired home, where clean lines, striking architecture, and custom mill work come together. The home’s impressive curb appeal captivates with its sleek façade, thoughtfully landscaped surroundings, and a foyer with shiplapped walls that sets the tone for what’s inside. European white oak floors, designer light fixtures, smooth walls, and fresh interior paint are a few of this home's highlights. A 2 story family room with custom built-in fish tank and gas fireplace opens to the contemporary kitchen and breakfast room with panoramic views of the backyard and pool. The kitchen features a gas range, stunning cabinetry, an enormous walk-in pantry and wood beam ceilings. Primary suite down with vaulted ceiling and sumptuous bath. A downstairs game room brings the family together, and all upstairs bedrooms offer en-suite baths. 3 car attached garage with split a/c unit, custom dog room, and too many features to list!

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Quartz Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Pantry
  • Walk In Closets

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Patio
  • Private Yard
  • Tennis Courts
  • Near Golf Course
  • Subdivision
  • Wooded
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • In Ground
  • Association

Community

  • Clubhouse
  • Controlled Access
  • Fitness Center
  • Golf Course
  • Playground
  • Pool
  • Security
  • Tennis Courts
  • Trails
  • Gated
  • Guard
  • Security System Owned
  • Smoke Detectors
  • Style: Contemporary Modern
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern, Traditional
Year Built 2019
Year Built Source PublicRecords
New Construction No
Builder Name TIPLER

Building

Stories 2
Levels Two
Living Area 3,740 sq ft
Living Area Source Appraiser
Building Area Total 3,740 sq ft
Foundation Slab
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 5
Bedrooms Possible 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 12
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Double Vanity, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Quartz Counters, Soaking Tub, Separate Shower, Tub Shower, Vanity, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Disposal, Gas Range, Microwave, Oven, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security System Owned, Controlled Access, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Fence, Patio, Private Yard, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features In Ground, Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.3680
Lot Size Source Appraiser
Lot Features Near Golf Course, Subdivision, Wooded
Direction Faces North

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Conroe Southwest
Subdivision Pine Island at Woodforest Sec 4
Road Surface Concrete
Postal Code 77316

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Doors, Hvac, Lighting, Other, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,392
HOA Fee Frequency Annually
HOA Name FirstService Residential
Fee Includes Clubhouse, Recreation Facilities
Amenities Clubhouse, Controlled Access, Fitness Center, Golf Course, Playground, Pool, Security, Tennis Courts, Trails, Gated, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $31,415 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.13%
Parcel # 489165
Legal Description PINE ISLAND AT WOODFOREST 02, BLOCK 2, LOT 2
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 9

Primary Bedroom 17 x 14
Bedroom 13 x 12
Office 11 x 11
Dining Room 14 x 8
Kitchen 19 x 14
Living Room 20 x 12
Game Room 22 x 14
Bonus Room 8 x 4
Utility Room 8 x 7

Second level · 3

Bedroom 13 x 12
Bedroom 13 x 11
Bedroom 12 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionMontgomery County MUD 113 CountyMontgomery TCEQ District ID5856577 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5500 Resolved MUD jurisdiction Montgomery County MUD 113 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$11,475
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$8,857 Property tax$2,618 Homeowners insuranceTBD
Subtotal (P&I + Tax) $11,475
Yearly HOA fee $1,392

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1655%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.55%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,392
ANNUALLY
Association nameFirstService Residential Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
coffee
Roasted · 0.6mi
restaurant
Wasabi Bistro Woodforest · 0.7mi
PrimoHoagies · 0.8mi
gym
Anytime Fitness · 0.7mi
grocery
Harvest Market · 0.8mi
place_of_worship
Presentation of the Lord Catholic Church · 1.3mi
park
Everett's Peak Park · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $216/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now1 Sold (last 12 mo)0 Curated amenities12
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Montgomery County Emergency Service District Number 3 Fire Station 34
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694503 · ACS 2023
Median HH income
$138,157
ACS 2023
Median home value
$450,900
Census self-report
Owner-occupied
99%
4,247 housing units
Bachelor's+
60%
Adults 25+
Median age
40.8
Population 12,079
Work from home
34%
of commuters
Commute 45min+
22%
of commuters
Below poverty
1.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
425 N Copa Palm Loop, Montgomery, TX 77316
Montgomery County · 30.27°N, 95.57°W
coffee
Roasted
0.6 mi · 1 within 2 mi
restaurant
Wasabi Bistro Woodforest
0.7 mi · 2 within 2 mi
gym
Anytime Fitness
0.7 mi · 1 within 2 mi
grocery
Harvest Market
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 26, 2026 Listed $1.48M Michael Seder
Dec 31, 2018 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Seder · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 27, 2026.
MLS# 3778692 · LIST DATE: Aug 26, 2026 · PARCEL: 489165
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 12:52 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity