Schools

§ 03

District

Elementary	ED H WHITE EL	B
Middle	SEABROOK INT	B
High	CLEAR FALLS H S CCMR 69% · Grad 99%	A

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully maintained 4-bedroom, 2-bath home in the community of El Lago featuring a detached garage and spacious backyard perfect for entertaining. This move-in ready home has been updated with major improvements throughout, including interior & exterior foundation leveling completed in 2022 with a LIFETIME TRANSFERRABLE WARRANTY. Additional upgrades—new luxury vinyl plank flooring (2022), updated plumbing (2022), new primary acrylic shower (2025), new house gas line and water heater (2026), new paint and patio (2026), newer roof (2018), new garage door opener (2026), and new appliances including dishwasher, disposal, and washer (2024). BRAND NEW HVAC (Located in a highly sought-after area zoned to desirable e-STEM schools, this family-friendly neighborhood offers walking distance to several parks, playgrounds, and a splash pad. NEVER FLOODED, and the recently reconstructed street was designed to improve drainage. This home truly combines comfort, location, and lifestyle all in one!

Features

§ 02

Interior

All Bedrooms Down
Breakfast Bar
En Suite Bathroom
Full Bath On Main Level
Kitchen Family Room Combo
Main Level Primary
Quartz Counters
Tub Shower
Kitchen Dining Combo
Dishwasher
Electric Cooktop
Electric Oven
Microwave
Dryer
Refrigerator
Washer
Carpet
Tile

Exterior & lot

Fully Fenced
Private Yard
Subdivision
Roof: Composition
Foundation: Slab
Detached
Garage

Community

Boat Dock
Boat Ramp
Picnic Area
Playground
Park
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1965
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	2,103 sq ft
Living Area Source	Appraiser
Building Area Total	2,103 sq ft
Foundation	Slab
Construction	Brick, Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	9
Fireplaces	1
Fireplace Features	Wood Burning

Interior

Interior Features	All Bedrooms Down, Breakfast Bar, En Suite Bathroom, Full Bath On Main Level, Kitchen Family Room Combo, Main Level Primary, Quartz Counters, Tub Shower, Kitchen Dining Combo
Flooring	Carpet, Tile
Appliances	Dishwasher, Electric Cooktop, Electric Oven, Microwave, Dryer, Refrigerator, Washer

Exterior

Exterior Features	Fully Fenced, Private Yard
Pool Private	No

Parking & Garage

Garage Spaces	2
Attached Garage	No
Parking Features	Detached, Garage

Lot

Lot Size (acres)	0.2226
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	7
MLS Area Minor	Clear Lake Area
Subdivision	El Lago Sec 03
Postal Code	77586

Utilities

Heating	Central, Electric
Cooling	Central Air, Gas
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$29
HOA Fee Frequency	Annually
HOA Name	El Lago Committee
Amenities	Boat Dock, Boat Ramp, Picnic Area, Playground, Park

Taxes, Terms & Disclosures

Tax Annual Amount	$5,453 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.95%
Parcel #	095-449-000-0030
Legal Description	LT 30 BLK 7 EL LAGO SEC 3
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Living Room	16x12
Family Room	18x15
Dining Room	12x11
Kitchen	11x10
Breakfast Room Nook	9x9
Primary Bedroom	12x17
Bedroom	11x12
Bedroom	10x12
Bedroom	10x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.4980 Resolved MUD jurisdiction Harris County WCID 50 Match confidence —

● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate

0.4345

per $100 assessed

Outstanding Bonds

$0

principal outstanding

Authorized Debt

$0

total authorized

Comptroller TPID17414980148 Filed underHarris County Water Control and Improvement District #50 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,135

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,681 Property tax$454 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,135

Yearly HOA fee $29

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.5525%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.50%

→ stable

School

0.97%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.70%

→ stable

HOA & Community

§ 05

● HOA details

$29

ANNUALLY

Association nameEl Lago Committee Management co.— Websitevisit Phone(281) 326-1951 Cert on filemls-trestle

● Community amenities

restaurant

Village Pizza and Seafood · 0.3mi
Domino's · 0.3mi
Villa Capri · 0.4mi

park

Witty Memorial Park · 0.3mi
Brummerhop Park · 0.3mi
· 0.3mi

grocery

Corner Store · 0.4mi
Arlan's Market · 0.9mi
Circle K · 1.1mi

gas_station

Valero · 0.4mi
Valero · 1.0mi
Citgo · 1.1mi

police_station

Lakeview Police Department · 0.5mi
Seabrook Police Department · 1.2mi
Clear Lake Shores Police Department · 1.9mi

bank

Wells Fargo · 0.7mi
Chase Bank · 3.8mi
Moody National Bank · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

7,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

7,000 / 7,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Unlicensed Fixed Wireless

Rural Telecommunications of America

300 / 150 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

+ 4 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

El Lago Sec 03

TIER: SUBDIVISION

Subdivision name (MLS)El Lago Sec 03 City · ZIPEl Lago · 77586 CountyHarris Listings in subdivision77 Active now6 Sold (last 12 mo)5 Curated amenities60

● Year-built distribution

1960s 3 1965s 3

Fire Protection

§ 11

Nearest station

Seabrook Volunteer Fire Department

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201341501 · ACS 2023

Median HH income

$93,045

ACS 2023

Median home value

$333,300

Census self-report

Owner-occupied

71%

2,539 housing units

Bachelor's+

46%

Adults 25+

Median age

39.3

Population 6,549

Work from home

7%

of commuters

Commute 45min+

10%

of commuters

Below poverty

8.7%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Spec's Wines, Spirits & Finer Foods

0.5 mi · 4 within 1.5 mi

Schools

South Houston Tennis Academy

0.3 mi · 5 within 1.5 mi

Parks

Witty Park

0.2 mi · 5 within 1.5 mi

Restaurants

Village Pizza & Seafood (Seabrook)

0.4 mi · 8 within 1.5 mi

Cafés

Circle K

0.4 mi · 5 within 1.5 mi

Gyms

Texas Flex Fitness, LLC

0.6 mi · 3 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13

● This Home

426 Shadow Creek Drive, El Lago, TX 77586

Harris County · 29.57°N, 95.04°W

restaurant

Village Pizza and Seafood

0.3 mi · 5 within 2 mi

park

Witty Memorial Park

0.3 mi · 6 within 2 mi

grocery

Corner Store

0.4 mi · 2 within 2 mi

gas_station

Valero

0.4 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.