Homes for Sale/Fort Bend County/Missouri City/Oyster Creek Village Lake Olympia
Active MLS #62921010 · 5 days on market

427 Fern Meadow Drive

Missouri City, TX 77459
Subdivision  ·  Oyster Creek Village Lake Olympia
List Price
$320,000
$140/SF
Beds
4
Baths
2
Sq Ft
2,279
Built
1994
Lot
0.26 ac
Garage
2-car
County
Fort Bend
Tax Rate
2.45%

Schools

§ 03
District
Elementary PALMER EL B
Middle LAKE OLYMPIA MIDDLE D
High LAWRENCE E ELKINS H S CCMR 76% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

*Open House Sunday, 1-3*Welcome to this pristine single-story home on a quiet cul-de-sac corner lot in Oyster Creek Village at Lake Olympia! Boasting 2,279 sq ft, 4 bedrooms, 2 baths, and a 2-car detached garage, this residence features stunning pond views right from your living, dining, and breakfast rooms. Freshly updated in June 2026, the interior showcases brand-new wood laminate flooring throughout bedrooms, closets, and formal living, alongside fresh neutral paint on all walls, doors, trim, and kitchen cabinets. The chef's kitchen offers a GE 5-burner gas stove and a new garbage disposal, while both bathrooms boast new vanities, new commodes, and fresh paint. Key system upgrades include a roof (2018), HVAC (2022 w/ warranty through April 2027), new garage door opener, and new back/side doors. Outside, enjoy a serene backyard bordering a quiet park, full irrigation system, and a mature, fruit-bearing Meyer lemon tree. Close to Fort Bend Tollway, shopping, and 7 neighborhood lakes!

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Double Oven
  • Dishwasher
  • Disposal
  • Gas Range

Exterior & lot

  • Deck
  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Tennis Courts
  • Corner Lot
  • Cul De Sac
  • Subdivision
  • Pond On Lot
  • Side Yard
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Electric Gate
  • Garage

Community

  • Clubhouse
  • Meeting Banquet Party Room
  • Party Room
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1994
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,279 sq ft
Living Area Source Appraiser
Building Area Total 2,279 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Breakfast Bar, Double Vanity, En Suite Bathroom, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Pantry, Separate Shower, Tub Shower, Walk In Closets, Ceiling Fans
Flooring Laminate, Tile
Appliances Double Oven, Dishwasher, Disposal, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Deck, Fully Fenced, Fence, Sprinkler Irrigation, Patio, Private Yard, Tennis Courts
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Electric Gate, Garage

Lot

Lot Size (acres) 0.2614
Lot Size Source Appraiser
Lot Features Corner Lot, Cul De Sac, Subdivision, Pond On Lot, Side Yard

Location

County Fort Bend
MLS Area Major 38
MLS Area Minor Missouri City Area
Subdivision Oyster Creek Village Lake Olympia
Road Surface Concrete
Postal Code 77459

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $968
HOA Fee Frequency Annually
HOA Name Crest Management
Fee Includes Common Areas
Amenities Clubhouse, Meeting Banquet Party Room, Party Room, Playground, Pickleball, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $7,832
Tax Year 2026
Tax Rate (est.) 2.45%
Parcel # 5717-03-002-0010-907
Legal Description OYSTER CREEK VILLAGE @ LAKE OLYMPIA SEC 3, BLOCK 2, LOT 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Living Room 12x11
Dining Room 14x11
Family Room 18x16
Kitchen 12x11
Breakfast Room Nook 11x11
Primary Bedroom 16x15
Bedroom 12x11
Bedroom 11x11
Bedroom 12x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8100
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionFort Bend County MUD 49 CountyFort Bend TCEQ District ID3079988 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Fort Bend County MUD 49 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,574
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,921 Property tax$653 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,574
Yearly HOA fee $968

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
—
→ stable
School
1.06%
→ stable
City
0.57%
→ stable
County
—
→ stable

HOA & Community

§ 05
● HOA details
$968
ANNUALLY
Association nameCrest Management Management co.— Website— Phone— Cert on filepending
Fee includes
CommonAreas
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Oyster Creek Village Lake Olympia Sec 2
TIER: SUBDIVISION
Subdivision name (MLS)Oyster Creek Village Lake Olympia Sec 2 City · ZIPMissouri City · 77459 CountyFort Bend Listings in subdivision56 Active now1 Sold (last 12 mo)3 Curated amenities0
● Year-built distribution
1990s 1

Fire Protection

§ 11
Nearest station
Missouri City Fire and Rescue Services Station 4
Distance
1.1 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157670904 · ACS 2023
Median HH income
$124,633
ACS 2023
Median home value
$352,200
Census self-report
Owner-occupied
96%
1,802 housing units
Bachelor's+
65%
Adults 25+
Median age
41.8
Population 5,149
Work from home
30%
of commuters
Commute 45min+
14%
of commuters
Below poverty
1.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
427 Fern Meadow Drive, Missouri City, TX 77459
Fort Bend County · 29.55°N, 95.55°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 18, 2026 Listed $320,000 Ryan Adams
Dec 31, 1993 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Ryan Adams · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 62921010 · LIST DATE: Sep 18, 2026 · PARCEL: 5717-03-002-0010-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity