Homes for Sale/Harris County/Houston/White Oak Gardens
Active MLS #21099299 · 90 days on market

427 Yale Oaks Lane

Houston, TX 77091
Subdivision  ·  White Oak Gardens
List Price
$349,000
$178/SF
Beds
3
Baths
3
Sq Ft
1,958
Built
2018
Lot
3,821 sf
Garage
2-car
County
Harris
Tax Rate
1.44%

Schools

§ 03
District
Elementary WESLEY EL B
Middle WILLIAMS MIDDLE D
High WASHINGTON B T H S CCMR 91% · Grad 71% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in a gated community in Independence Heights, this modern 3-bedroom, 2.5-bath home offers a private driveway and a fenced backyard. Built in 2018, the open two-story design features first-floor living with a seamless flow between the kitchen, dining, and living areas. Upstairs, the spacious primary suite includes an en-suite bath and walk-in closet, with two additional bedrooms for guests or office space. A perfect blend of style, comfort, and convenience in a prime location!

Features

§ 02

Interior

  • All Bedrooms Up
  • Double Vanity
  • High Ceilings
  • Kitchen Island
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Upper Level Primary
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Energy Star Qualified Appliances
  • Carpet
  • Wood
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Deck
  • Fence
  • Patio
  • Private Yard
  • Other
  • Back Yard
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Attached
  • Garage

Community

  • Gated
  • Security Gate
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2018
Year Built Source PublicRecords
New Construction No
Builder Name Stoneworks

Building

Stories 2
Levels Two
Living Area 1,958 sq ft
Living Area Source Appraiser
Building Area Total 1,958 sq ft
Foundation Pillar Post Pier
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 8

Interior

Interior Features All Bedrooms Up, Double Vanity, High Ceilings, Kitchen Island, Pantry, Soaking Tub, Separate Shower, Upper Level Primary
Flooring Carpet, Wood
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security Gate

Exterior

Exterior Features Deck, Fence, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 3,821
Lot Size (acres) 0.0877
Lot Size Source Appraiser
Lot Features Other

Location

County Harris
MLS Area Major 9
MLS Area Minor Northwest Houston
Subdivision White Oak Gardens
Postal Code 77091

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Insulation, Lighting

HOA / Association

HOA Yes
HOA Fee $150
HOA Fee Frequency Monthly
HOA Name White Oak Garden Community
Fee Includes Common Areas
Amenities Gated

Taxes, Terms & Disclosures

Tax Annual Amount $5,030 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.44%
Parcel # 138-178-003-0002
Legal Description LT 2 BLK 3 CONTEMPO YALE
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Living Room 13 x 20
Kitchen 12 x 18
Dining Room 7 x 16
Bathroom 5 x 10

Second level · 4

Primary Bedroom 14 x 12
Primary Bathroom 9 x 8
Bedroom 11 x 10
Bedroom 10 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,515
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,096 Property tax$419 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,515
Yearly HOA fee $1,800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
● HOA details
$150
MONTHLY
Association nameWhite Oak Garden Community Management co. Websitevisit Phone(713) 688-6342 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
CommonAreas
● Community amenities
daycare
Little People Learning Tree, LLC · 0.3mi
Ages & Stages Child Care Center · 0.3mi
The Little Learning Place · 1.2mi
restaurant
McDonald's · 0.4mi
Golden Chick · 0.5mi
Sazon Los Abuelos · 0.5mi
grocery
La Michoacana Meat Market · 0.4mi
Shell · 0.4mi
Sunrise Mini Mart · 0.5mi
gas_station
Shell · 0.4mi
Chevron · 0.5mi
Shell · 0.5mi
hospital
Independence Heights Hospital · 0.4mi
hospital_er
Independence Heights Hospital · 0.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48201C SFHA YES SOURCE 48201C_STUDY3
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
White Oak Gardens
TIER: SUBDIVISION
Subdivision name (MLS)White Oak Gardens City · ZIPHouston · 77091 CountyHarris Listings in subdivision7 Active now1 Sold (last 12 mo)1 Curated amenities51
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 58
· Houston
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201530702 · ACS 2023
Median HH income
$36,686
ACS 2023
Median home value
$123,800
Census self-report
Owner-occupied
54%
1,516 housing units
Bachelor's+
12%
Adults 25+
Median age
38.6
Population 4,417
Work from home
7%
of commuters
Commute 45min+
7%
of commuters
Below poverty
39.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
427 Yale Oaks Lane, Houston, TX 77091
Harris County · 29.85°N, 95.41°W
daycare
Little People Learning Tree, LLC
0.3 mi · 2 within 2 mi
restaurant
McDonald's
0.4 mi · 5 within 2 mi
grocery
La Michoacana Meat Market
0.4 mi · 5 within 2 mi
gas_station
Shell
0.4 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 26, 2026 Listed $349,000 Bryan Beene
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Bryan Beene · Keller Williams Realty Metropolitan
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 21099299 · LIST DATE: Jun 26, 2026 · PARCEL: 138-178-003-0002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity