Homes for Sale/Galveston County/Galveston/Zinn & Cheeseborough
Active MLS #55643776 · 77 days on market

4309 Ursuline Street

Galveston, TX 77550
Subdivision  ·  Zinn & Cheeseborough
List Price
$425,000
$136/SF · 40.0% below neighborhood median
Beds
5
Baths
3
Sq Ft
3,132
Built
1935
Lot
6,240 sf
County
Galveston
Tax Rate
2.17%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience the ultimate coastal lifestyle with this versatile Galveston property! Located minutes from the beach and the historic Strand shopping and dining district, this home is perfectly configured for dual-living arrangements, a coastal retreat, or a highly flexible layout.The thoughtfully designed floor plan features independent living zones. The first floor includes 2 bedrooms, 1 bath, a full kitchen, and open living/dining areas. The second floor mirrors this footprint with another 2 bedrooms, 1 bath, and a full kitchen. Ascend to the third level to find a private retreat complete with a 5th bedroom, full bath, and a built-in bar area. A secure privacy gate leads to a detached 2-car garage featuring an unfinished bathroom with rough-in plumbing, offering an effortless conversion. Key updates include double hung triple pane hurricane windows throughout, move-in ready interior, recent exterior paint, and durable PEX plumbing with on demand water heater & unlimited hot water.

Features

§ 02

Interior

  • Tile Counters
  • Wood
  • Heat: Space Heater
  • Cool: Window Units

Exterior & lot

  • Roof: Composition

Community

  • Rv Parking

Property Details

§ 03 · Full MLS record

Property

Property Type Residential Income
Property Sub Type Triplex
Sub Type Additional Triplex
Year Built 1935
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,132 sq ft
Living Area Source Appraiser
Building Area Total 3,132 sq ft
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 3

Interior

Interior Features Tile Counters
Flooring Wood

Lot

Lot Size (sq ft) 6,240
Lot Size Source Appraiser
Direction Faces North

Location

County Galveston
MLS Area Major 33
MLS Area Minor East End
Subdivision Zinn & Cheeseborough
Postal Code 77550

Utilities

Heating Space Heater
Cooling Window Units

HOA / Association

Amenities Rv Parking

Taxes, Terms & Disclosures

Tax Annual Amount $9,228
Tax Year 2025
Tax Rate (est.) 2.17%
Parcel # 7785-0000-0011-000
Legal Description ABST 628 PAGE 106 LOT 11 ZINN & CHEESEBOROUGH SUB
Listing Terms Cash, Conventional, FHA, Va Loan
Disclosures Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,321
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,552 Property tax$769 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,321

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
· 0.1mi
Lasker Park · 0.3mi
bank
HomeTown Bank of Galveston- Main Bank · 0.2mi
A & M Grocery Store · 0.4mi
ATM · 1.1mi
place_of_worship
Our Lady of Guadalupe Church · 0.2mi
Saint Augustine of Hippo Episcopal Church · 0.2mi
Saints Constantine and Helen Church · 0.3mi
daycare
Galveston's BRITE BEGINNINGS DAYCARE · 0.3mi
Heavens Munchkins - Teresa Garza · 0.4mi
Kribs 2 Krayons Academy · 0.5mi
restaurant
LeSorelle Food - Coffee & Crepes · 0.4mi
Sonic · 0.7mi
McDonald's · 0.7mi
gym
Galveston Pilates · 0.6mi
Galveston Island Fitness · 0.7mi
Galveston Gymnastics · 0.7mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 10.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $226/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Zinn & Cheeseborough
TIER: SUBDIVISION
Subdivision name (MLS)Zinn & Cheeseborough City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision60 Active now3 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 1
· Galveston
Distance
0.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724800 · ACS 2023
Median HH income
$53,173
ACS 2023
Median home value
$319,100
Census self-report
Owner-occupied
35%
1,124 housing units
Bachelor's+
41%
Adults 25+
Median age
47.7
Population 1,397
Work from home
3%
of commuters
Commute 45min+
16%
of commuters
Below poverty
25.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4309 Ursuline Street, Galveston, TX 77550
Galveston County · 29.29°N, 94.79°W
park
0.1 mi · 5 within 2 mi
bank
HomeTown Bank of Galveston- Main Bank
0.2 mi · 2 within 2 mi
place_of_worship
Saint Augustine of Hippo Episcopal Church
0.2 mi · 5 within 2 mi
daycare
Galveston's BRITE BEGINNINGS DAYCARE
0.3 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 9, 2026 Listed $425,000 Pedro Iznaga
Dec 31, 1934 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Pedro Iznaga · Redfin Corporation
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 11, 2026.
MLS# 55643776 · LIST DATE: Jul 9, 2026 · PARCEL: 7785-0000-0011-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity