Homes for Sale/Liberty County/Cleveland/Cypress Lakes
Active MLS #12820323 · 323 days on market

431 Ferguson Drive

Cleveland, TX 77327
Subdivision  ·  Cypress Lakes
List Price
$85,000
Baths
0
Lot
0.58 ac
County
Liberty
Tax Rate
1.46%

Schools

§ 03
District
Elementary TARKINGTON EL D
Middle TARKINGTON MIDDLE C
High TARKINGTON H S CCMR 99% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to your combined 1/2 acre waterfront property in the Preserve of Texas. (Two lots being sold together) Ready for you to bring your RV(s)! Electric, water, and sewer are installed. First Lot features- Concrete driveway, pad for your RV, and concrete patio that's excellent for that BBQ cookout and entertaining; bathhouse, storage building, fire pit, floating dock for your Jon Boat or Kayak to fish on Horseshoe Lake. 2nd lot features additional RV electric, water and sewer hookup with a gravel pad. Come out to fish, camp, cookout, or just relax! The Preserve of Texas is a deed restricted and gated community that has lots of amenities that you and your family will enjoy! Pools, other lakes, Trinity River beach area, Parks, Splash Pad and much more! Ask your agent for a tour today! RV is available for sale outside of property sale.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Other
  • Waterfront
  • Pond On Lot
  • Association

Community

  • Beach Rights
  • Beach Access
  • Dog Park
  • Picnic Area
  • Playground
  • Pool
  • Gated
  • Security Gate
  • Lake

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Interior

Security Security Gate

Exterior

Pool Features Association
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake

Lot

Lot Size (acres) 0.5800
Lot Size Source Appraiser
Lot Features Cleared, Other, Waterfront, Pond On Lot
Additional Parcels Yes
Additional Parcel Info 003610-003159-004

Location

County Liberty
MLS Area Major 52
MLS Area Minor Liberty County East
Subdivision Cypress Lakes
Road Surface Dirt,Gravel
Postal Code 77327

Utilities

Water Source Other, Public
Sewer Other, Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,777
HOA Fee Frequency Annually
HOA Name Liberty Lakes POA
Fee Includes Common Areas, Recreation Facilities
Amenities Beach Rights, Beach Access, Dog Park, Picnic Area, Playground, Pool, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $1,244
Tax Year 2025
Tax Rate (est.) 1.46%
Parcel # 003610-003160-009
Legal Description CYPRESS LAKES, BLOCK 1 UNIT 7, LOT 162, ACRES .2900
Disclosures Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$614
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$510 Property tax$104 Homeowners insuranceTBD
Subtotal (P&I + Tax) $614
Yearly HOA fee $2,777

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.02%
→ stable
City
→ stable
County
0.48%
→ stable

HOA & Community

§ 05
● HOA details
$2,777
ANNUALLY
Association nameLiberty Lakes POA Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48291C SFHA YES SOURCE 48291C_FIRM1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Lakes
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Lakes City · ZIPCleveland · 77327 CountyLiberty Listings in subdivision753 Active now56 Sold (last 12 mo)10 Curated amenities0
● Year-built distribution
1975s 1 1985s 7 1995s 1 2010s 2 2015s 5 2020s 7

Fire Protection

§ 11
Nearest station
North Liberty County Fire Department
Distance
10.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48291700500 · ACS 2023
Median HH income
$95,920
ACS 2023
Median home value
$105,400
Census self-report
Owner-occupied
72%
1,234 housing units
Bachelor's+
18%
Adults 25+
Median age
31.3
Population 3,389
Work from home
5%
of commuters
Commute 45min+
61%
of commuters
Below poverty
12.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
431 Ferguson Drive, Cleveland, TX 77327
Liberty County · 30.30°N, 94.81°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Nov 4, 2025 Listed $85,000 Diane Green
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Diane Green · Designed Realty Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 1, 2026.
MLS# 12820323 · LIST DATE: Nov 4, 2025 · PARCEL: 003610-003160-009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity