Homes for Sale/Harris County/Houston/Riverside Terrace
Active MLS #69073618 · 60 days on market

4315 Fernwood Drive

Houston, TX 77021
Subdivision  ·  Riverside Terrace
List Price
$599,000
$215/SF · 7.3% above neighborhood median
Beds
5
Baths
3
Sq Ft
2,784
Built
1960
Lot
0.18 ac
Garage
2-car
County
Harris
Tax Rate
1.16%

Schools

§ 03
District
Elementary PECK EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This spacious two-story home features 5 bedrooms and 2.5 baths, along with a 2-car garage and extra storage space. Recent updates include granite countertops, wood flooring, and elegant crown molding. The primary suite is located on the main floor and offers dual walk-in closets. Enjoy outdoor living with a covered patio and gated driveway. Ideally situated near downtown, the Texas Medical Center, and the Museum District, this home combines comfort with convenience.

Features

§ 02

Interior

  • Granite Counters
  • Dishwasher
  • Disposal
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fence
  • Patio
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1960
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,784 sq ft
Living Area Source Appraiser
Building Area Total 2,784 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 5
Fireplaces 1
Fireplace Features Decorative

Interior

Interior Features Granite Counters
Flooring Wood
Appliances Dishwasher, Disposal

Exterior

Exterior Features Deck, Fence, Patio
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (acres) 0.1800
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 4
MLS Area Minor Riverside
Subdivision Riverside Terrace
Postal Code 77021

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $6,956 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.16%
Parcel # 061-139-017-0019
Legal Description LT 19 BLK 65 RIVERSIDE TERRACE SEC 20
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Primary Bedroom 15x12

Second level · 4

Bedroom 11x10
Bedroom 16x8
Bedroom 14x12
Bedroom 12x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,177
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,597 Property tax$580 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,177

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2402%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.98%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association nameRiverside Terrace Townhome Association Inc Management co. Website Phone(713) 522-5583 Cert on filehoa.texas.gov;tx_comptroller
● Community amenities
hospital_er
Quentin Mease Hospital · 0.1mi
hospital
Quentin Mease Hospital · 0.1mi
UTHealth Harris County Psychiatric Center · 0.7mi
Richmond State Supported Living Center · 2.8mi
place_of_worship
Nazareth Baptist Church · 0.1mi
University Christian Church · 0.1mi
Shiloh Baptist Church · 0.2mi
grocery
· 0.1mi
· 0.5mi
· 1.3mi
restaurant
Denny's · 0.2mi
Popeyes · 0.5mi
Hartz · 0.6mi
park
· 0.2mi
Brazos Park · 0.3mi
· 0.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $201/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Riverside Terrace
TIER: SUBDIVISION
Subdivision name (MLS)Riverside Terrace City · ZIPHouston · 77004 CountyHarris Listings in subdivision3,261 Active now11 Sold (last 12 mo)6 Curated amenities60
● Year-built distribution
1955s 1 1960s 1 2025s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 25
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313201 · ACS 2023
Median HH income
$70,526
ACS 2023
Median home value
$500,900
Census self-report
Owner-occupied
53%
822 housing units
Bachelor's+
56%
Adults 25+
Median age
50.1
Population 1,588
Work from home
14%
of commuters
Commute 45min+
5%
of commuters
Below poverty
19.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4315 Fernwood Drive, Houston, TX 77021
Harris County · 29.71°N, 95.35°W
hospital_er
Quentin Mease Hospital
0.1 mi · 1 within 2 mi
hospital
Quentin Mease Hospital
0.1 mi · 1 within 2 mi
place_of_worship
Nazareth Baptist Church
0.1 mi · 10 within 2 mi
grocery
0.1 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 26, 2026 Listed $599,000 Darrell Anderson
Dec 31, 1959 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Darrell Anderson · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 27, 2026.
MLS# 69073618 · LIST DATE: Jul 26, 2026 · PARCEL: 061-139-017-0019
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity