Homes for Sale/Fort Bend County/Missouri City/Harbor View Village Lake Olympia
Active MLS #8379336 · 91 days on market

4406 Fishermans Cove

Missouri City, TX 77459
Subdivision  ·  Harbor View Village Lake Olympia
List Price
$399,999
$114/SF · 24.4% below neighborhood median
Beds
5
Baths
4
Sq Ft
3,520
Built
1990
Lot
8,720 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.77%

Schools

§ 03
District
Elementary PALMER EL B
Middle LAKE OLYMPIA MIDDLE D
High LAWRENCE E ELKINS H S CCMR 76% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Back on the market — previous contract terminated during the option period. Now offered at $399,999.

This spacious 5-bed, 3.5-bath home delivers 3,520 sqft of living space on a quiet cul-de-sac lot in highly sought-after Lake Olympia.

Key Highlights:

Features

§ 02

Interior

  • Dry Bar
  • Main Level Primary
  • Window Treatments
  • Dishwasher
  • Carpet
  • Tile
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Driveway
  • Detached
  • Garage

Community

  • Clubhouse
  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1990
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,520 sq ft
Living Area Source Appraiser
Building Area Total 3,520 sq ft
Foundation Slab
Construction Brick
Roof Composition
Accessibility Stair Lift

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 12
Fireplaces 2

Interior

Interior Features Dry Bar, Main Level Primary, Window Treatments
Flooring Carpet, Tile, Wood
Appliances Dishwasher
Windows Window Coverings
Security Security System Owned

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Driveway, Detached, Garage

Lot

Lot Size (sq ft) 8,720
Lot Size (acres) 0.2002
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 38
MLS Area Minor Missouri City Area
Subdivision Harbor View Village Lake Olympia
Road Surface Asphalt
Postal Code 77459

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $950
HOA Fee Frequency Annually
HOA Name Lake Olympia Civic Association
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse

Taxes, Terms & Disclosures

Tax Annual Amount $11,060
Tax Year 2025
Tax Rate (est.) 2.77%
Parcel # 3964-02-004-0020-907
Legal Description HARBOR VIEW VILLAGE @ LAKE OLYMPIA SEC 2, BLOCK 4, LOT 2
Listing Terms Cash, Conventional, FHA, Investor Financing, Texas Vet, Usda Loan, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 7

Primary Bedroom 14'6" x 20'9"
Primary Bathroom 14'6" x 17'1"
Living Room 19'0" x 20'6"
Dining Room 14'3" x 12'1"
Kitchen 14'3" x 10'7"
Breakfast Room Nook 14'3" x 9'2"
Entry Foyer 17'7" x 13'7"

Second level · 5

Bedroom 15x12
Bedroom 15x14
Game Room 18x17
Bedroom 14x12
Bedroom 15x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3900 Resolved MUD jurisdiction Palmer Plantation MUD 1 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.4100
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065122874 Filed underPalmer Plantation Municipal Utility District #1 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,324
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,402 Property tax$922 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,324
Yearly HOA fee $950

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5385%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.39%
→ stable
School
1.06%
→ stable
City
0.57%
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$950
ANNUALLY
Association nameLake Olympia Civic Association Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
restaurant
Brookstreet BBQ · 0.4mi
Billy's Donuts · 0.4mi
Gayatri Bhavan · 0.4mi
gas_station
Exxon · 0.4mi
Murphy Express · 0.8mi
Valero · 1.0mi
park
Colony Lakes park · 0.6mi
Ridgeview Park · 0.8mi
MacNaughton Park · 0.8mi
place_of_worship
Saint John Church · 0.9mi
Grace Community Church · 1.7mi
Quail Valley Baptist Church · 1.7mi
grocery
Aldi · 0.9mi
Circle K · 1.0mi
Kroger · 1.1mi
gym
Life Time · 1.0mi
LA Fitness · 1.7mi
LA Fitness · 2.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $150/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Harbor View Village Lake Olympia Sec 2
TIER: SUBDIVISION
Subdivision name (MLS)Harbor View Village Lake Olympia Sec 2 City · ZIPMissouri City · 77459 CountyFort Bend Listings in subdivision9 Active now1 Sold (last 12 mo)0 Curated amenities47
● Year-built distribution
1990s 1

Fire Protection

§ 11
Nearest station
Missouri City Fire and Rescue Services Station 4
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157670904 · ACS 2023
Median HH income
$124,633
ACS 2023
Median home value
$352,200
Census self-report
Owner-occupied
96%
1,802 housing units
Bachelor's+
65%
Adults 25+
Median age
41.8
Population 5,149
Work from home
30%
of commuters
Commute 45min+
14%
of commuters
Below poverty
1.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4406 Fishermans Cove, Missouri City, TX 77459
Fort Bend County · 29.56°N, 95.55°W
restaurant
Brookstreet BBQ
0.4 mi · 5 within 2 mi
gas_station
Exxon
0.4 mi · 5 within 2 mi
park
Colony Lakes park
0.6 mi · 3 within 2 mi
place_of_worship
Saint John Church
0.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 25, 2026 Listed $399,999 Dwight Johnson
Dec 31, 1989 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Dwight Johnson · Keller Williams Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 8379336 · LIST DATE: Jun 25, 2026 · PARCEL: 3964-02-004-0020-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity