Homes for Sale/Harris County/Houston/Oats Garden
Active MLS #58197070 · 6 days on market

4406 Oats Street

Houston, TX 77020
Subdivision  ·  Oats Garden
List Price
$335,000
$192/SF · 3.9% above neighborhood median
Beds
3
Baths
4
Sq Ft
1,743
Built
2024
Lot
1,792 sf
Garage
2-car
County
Harris
Tax Rate
2.14%

Schools

§ 03
District
Elementary ATHERTON EL C
Middle FLEMING MCREYNOLDS MIDDLE C
High WHEATLEY H S CCMR 99% · Grad 68% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience modern living in this stylish 3-bedroom, 3.5-bathroom contemporary home in Houston’s 77020 area. Thoughtfully designed across three levels, this home features an open-concept second floor with a spacious living and dining area, a well-appointed kitchen with a large island and walk-in pantry, and plenty of natural light. The first-floor bedroom with a private full bath offers flexibility for guests or a home office. Upstairs, enjoy the primary suite with an en-suite bathroom and an additional bedroom with its own bath. Additional highlights include a two-car attached garage, gated community access, and convenient proximity to Downtown Houston, East River, and I-10. Enjoy a modern home that combines comfort, functionality, and convenient city access.

Features

§ 02

Interior

  • Bedroom On Main Level
  • Bedroomon Upper Level
  • En Suite Bathroom
  • Kitchen Island
  • Kitchen Family Room Combo
  • Self Closing Cabinet Doors
  • Upper Level Primary
  • Walk In Pantry
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Cleared
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2024
Year Built Source PublicRecords
New Construction No

Building

Stories 3
Levels ThreeOrMore
Living Area 1,743 sq ft
Living Area Source Appraiser
Building Area Total 1,743 sq ft
Foundation Slab
Construction Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 3

Interior

Interior Features Bedroom On Main Level, Bedroomon Upper Level, En Suite Bathroom, Kitchen Island, Kitchen Family Room Combo, Self Closing Cabinet Doors, Upper Level Primary, Walk In Pantry

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 1,792
Lot Size (acres) 0.0411
Lot Size Source Appraiser
Lot Features Cleared

Location

County Harris
MLS Area Major 2
MLS Area Minor Denver Harbor
Subdivision Oats Garden
Postal Code 77020

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $7,163 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.14%
Parcel # 144-214-001-0002
Legal Description LT 2 BLK 1 OATS GARDEN
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 1

Bedroom 9'6x7'0

Third level · 2

Primary Bedroom 12'8x12'0
Bedroom 10'x10'4

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,609
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,012 Property tax$597 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,609

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
0.88%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $185/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Oats Garden
TIER: SUBDIVISION
Subdivision name (MLS)Oats Garden City · ZIPHouston · 77020 CountyHarris Listings in subdivision6 Active now2 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2020s 2

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 19
Distance
0.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201211302 · ACS 2023
Median HH income
$39,871
ACS 2023
Median home value
$170,400
Census self-report
Owner-occupied
33%
1,313 housing units
Bachelor's+
16%
Adults 25+
Median age
46.6
Population 2,807
Work from home
13%
of commuters
Commute 45min+
9%
of commuters
Below poverty
20.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4406 Oats Street, Houston, TX 77020
Harris County · 29.78°N, 95.33°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 30, 2026 Listed $335,000 Moshood Adams
Dec 31, 2023 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Moshood Adams · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 31, 2026.
MLS# 58197070 · LIST DATE: Oct 30, 2026 · PARCEL: 144-214-001-0002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 5, 2026, 3:34 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity