Schools

§ 03

District

Elementary	PECK EL	B
Middle	CULLEN MIDDLE	C
High	YATES H S CCMR 73% · Grad 81%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Exceptional opportunity to own a residential lot in the highly sought-after Third Ward area of Houston. This spacious lot offers just over 7,500 square feet, providing ample room to build a custom home, modern townhome, or investment property. Located just minutes from Downtown Houston, the Texas Medical Center, and the Museum District. Enjoy convenient access to major freeways, dining, entertainment, parks, and public transportation.

Features

§ 02

Interior

Not provided

Exterior & lot

None
Subdivision

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.1727
Lot Size Source	Appraiser
Lot Features	None, Subdivision

Location

County	Harris
MLS Area Major	4
MLS Area Minor	Riverside
Subdivision	Riverside Terrace Sec 20
Road Surface	Asphalt
Postal Code	77021

Utilities

Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$6,463 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.94%
Parcel #	061-139-017-0025
Legal Description	LT 25 BLK 65 RIVERSIDE TERRACE SEC 20
Listing Terms	Cash, Conventional
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,860

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,321 Property tax$539 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,860

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2402%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.98%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

hospital_er

Quentin Mease Hospital · 0.1mi
UTHealth Harris County Psychiatric Center · 0.9mi

place_of_worship

University Christian Church · 0.1mi
East Bethel Baptist Church · 0.3mi
Jehovah's Witnesses · 0.2mi

grocery

· 0.2mi
Quik Stop Market · 0.5mi
· 0.2mi

restaurant

Ray's BBQ Shack · 0.2mi
Popeyes · 0.4mi
Laredo Taco Company · 0.3mi

pharmacy

Cullen Care Pharmacy · 0.2mi
Essentials Pharmacy · 0.7mi
CVS Pharmacy · 0.7mi

hospital

Texas Children's Pediatrics Cullen · 0.2mi
Clutch City Dialysis · 0.7mi
UTHealth Harris County Psychiatric Center · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

1,000 / 75 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Riverside Terrace Sec 20

TIER: SUBDIVISION

Subdivision name (MLS)Riverside Terrace Sec 20 City · ZIPHouston · 77021 CountyHarris Listings in subdivision36 Active now1 Sold (last 12 mo)4 Curated amenities60

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 25

Distance

0.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313201 · ACS 2023

Median HH income

$70,526

ACS 2023

Median home value

$500,900

Census self-report

Owner-occupied

53%

822 housing units

Bachelor's+

56%

Adults 25+

Median age

50.1

Population 1,588

Work from home

14%

of commuters

Commute 45min+

5%

of commuters

Below poverty

19.5%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

4409 Fernwood Drive, Houston, TX 77021

Harris County · 29.71°N, 95.35°W

hospital_er

Quentin Mease Hospital

0.1 mi · 1 within 2 mi

place_of_worship

University Christian Church

0.1 mi · 5 within 2 mi

grocery

—

0.2 mi · 4 within 2 mi

restaurant

Ray's BBQ Shack

0.2 mi · 3 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.