Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Investment Opportunity! Two 1 bedroom/1 bath cottages on one lot with off street parking. Close to shopping, restaurants, Ball High and Galveston College. Live in one and rent the other!

Features

§ 02

Interior

Heat: Other
Cool: Window Units

Exterior & lot

Roof: Composition

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential Income
Property Sub Type	Detached
Year Built	1962
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,280 sq ft
Living Area Source	Appraiser
Building Area Total	1,280 sq ft
Roof	Composition

Rooms & Baths

Bedrooms	1
Bathrooms (total)	1
Bathrooms Full	1

Lot

Lot Size (sq ft)	5,150
Lot Size Source	Appraiser

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Midtown - Galveston
Subdivision	Galveston Outlots
Postal Code	77550

Utilities

Heating	Other
Cooling	Window Units

Taxes, Terms & Disclosures

Tax Annual Amount	$2,186
Tax Year	2024
Tax Rate (est.)	1.04%
Parcel #	3510-0082-0004-001
Legal Description	ABST 628 M B MENARD SUR E 1/2 OF LOT 4 & W 1/2 OF LOT 5 (4-1

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,440

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,258 Property tax$182 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,440

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.7190%

ALL 6 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.55%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

place_of_worship

Central Christian Church · 0.1mi
Congregation B'nai Israel · 0.1mi
Congregation B'nai Israel · 0.1mi

park

Kempner Park · 0.2mi
Kempner Park · 0.2mi
· 0.3mi

daycare

Holy Family Catholic School · 0.3mi
Holy Family Catholic School · 0.3mi
Nolan's Child Care Center · 0.6mi

gym

Fitness Court at Menard Park · 0.3mi
Fitness Court at Menard Park · 0.3mi
McGuire-Dent Recreation Center · 0.3mi

restaurant

BLVD. Seafood · 0.4mi
BLVD. Seafood · 0.4mi
Float · 0.4mi

pharmacy

CVS Pharmacy · 0.6mi
CVS Pharmacy · 0.6mi
Walgreens · 2.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Cable

Xfinity

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Fixed Wireless

Verizon

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 10.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $269/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Galveston Outlots

TIER: SUBDIVISION

Subdivision name (MLS)Galveston Outlots City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4,462 Active now241 Sold (last 12 mo)141 Curated amenities60

● Year-built distribution

1950s 4 1955s 42 1960s 61 1965s 25 1970s 10 1975s 9 1980s 3 1995s 1 2010s 6 2020s 3 2025s 3

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 5

Distance

1.0 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167725100 · ACS 2023

Median HH income

$39,243

ACS 2023

Median home value

$222,800

Census self-report

Owner-occupied

31%

1,020 housing units

Bachelor's+

13%

Adults 25+

Median age

40.3

Population 1,769

Work from home

10%

of commuters

Commute 45min+

1%

of commuters

Below poverty

21.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

4413 Bernardo De Galvez, Galveston, TX 77550

Galveston County · 29.29°N, 94.81°W

place_of_worship

Central Christian Church

0.1 mi · 10 within 2 mi

park

Kempner Park

0.2 mi · 7 within 2 mi

daycare

Holy Family Catholic School

0.3 mi · 1 within 2 mi

gym

Fitness Court at Menard Park

0.3 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.