Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch West Sec 15
Active MLS #15374743 · 38 days on market

4426 Desert Cliff Court

Katy, TX 77494
Subdivision  ·  Cinco Ranch West Sec 15
List Price
$520,000
$153/SF · 27.7% below neighborhood median
Beds
5
Baths
4
Sq Ft
3,400
Built
2004
Lot
0.19 ac
Garage
2-car
County
Fort Bend
Tax Rate
1.80%

Schools

§ 03
District
Elementary ODESSA KILPATRICK EL A
Middle CINCO RANCH J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

MOTIVATED SELLER with IMPROVED PRICING on this FABULOUS home in CINCO RANCH WEST! A 5 bedroom (2 down) home with 4 full baths (2 down and 2 up). Clean crisp and READY FOR MOVE IN!! Natural light flows easily thru this open floorplan with UPDATED flooring down, clean paint throughout and UPDATED kitchen counters. Refrigerator, washer and dryer stay with the home. Enjoy an OVERSIZED GARAGE, pool sized backyard, large primary bedroom with soaking tub and separate shower, lovely OPEN ENTRY with soaring ceilings. It's so nice to see the same flooring in all main living areas down. Exemplary KATY ISD schools, lower taxes, located on a CUL-DE-SAC street. Amenities in Cinco Ranch a Master Planned community include several pools, parks, walking trails, shopping close by, eateries and more. OPPORTUNITY KNOCKS! WELCOME HOME to KATY!

Features

§ 02

Interior

  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Family Room Combo
  • Main Level Primary
  • Multiple Primary Suites
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Down
  • Tub Shower
  • Vanity
  • Walk In Pantry
  • Walk In Closets
  • Window Treatments

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Paved Driveway
  • Patio
  • Private Yard
  • Tennis Courts
  • Cul De Sac
  • Subdivision
  • Side Yard
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Fitness Center
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,400 sq ft
Living Area Source Appraiser
Building Area Total 3,400 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 11
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Family Room Combo, Main Level Primary, Multiple Primary Suites, Pantry, Soaking Tub, Separate Shower, Two Bedrooms Down, Tub Shower, Vanity, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Tile, Vinyl
Appliances Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Paved Driveway, Patio, Private Yard, Tennis Courts
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1932
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision, Side Yard

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch West Sec 15
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac

HOA / Association

HOA Yes
HOA Fee $1,574
HOA Fee Frequency Annually
HOA Name Cinco Residential Property Assoc
Amenities Fitness Center, Picnic Area, Playground, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $9,346 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.80%
Parcel # 2290-15-001-0340-914
Legal Description CINCO RANCH WEST SEC 15, BLOCK 1, LOT 34
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 7

Living Room 12X10
Family Room 18X15
Dining Room 13X12
Kitchen 12X10
Breakfast Room Nook 12x10
Primary Bedroom 16X13
Bedroom 12X11

Second level · 4

Bedroom 11x10
Bedroom 13x12
Bedroom 12x10
Game Room 15x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3900
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionCinco MUD 14 CountyFort Bend TCEQ District ID2286742 Bonded indebtedness$51,300,000 Current year rate0.0000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3900 Resolved MUD jurisdiction Cinco MUD 14 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,901
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,122 Property tax$779 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,901
Yearly HOA fee $1,574

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1698%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.39%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.66%
→ stable

HOA & Community

§ 05
● HOA details
$1,574
ANNUALLY
Association nameCinco Residential Property Assoc Management co.— Website— Phone— Cert on filemls-trestle
● Community amenities
park
· 0.2mi
River Green Park · 0.2mi
· 0.2mi
coffee
Kona Roastery · 0.3mi
Starbucks · 1.1mi
Starbucks · 1.3mi
gas_station
Shell · 0.3mi
Kroger Fuel · 0.9mi
H-E-B Fuel · 1.7mi
daycare
Primrose School of West Cinco Ranch · 0.6mi
Play Street Museum - Katy · 0.7mi
Ivy Kids of Cinco Ranch · 0.8mi
veterinary
Thrive Pet Healthcare - Falcon · 0.7mi
Thrive Affordible Vet Care · 0.9mi
Spring Green Pet Clinic · 0.7mi
restaurant
Raising Cane's · 0.7mi
Sonic · 0.7mi
Crust Pizza Co. · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $211/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch West Sec 15 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision99 Active now4 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2000s 1 2005s 3

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
0.5 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673112 · ACS 2023
Median HH income
$170,000
ACS 2023
Median home value
$498,600
Census self-report
Owner-occupied
81%
2,740 housing units
Bachelor's+
80%
Adults 25+
Median age
36.2
Population 9,051
Work from home
31%
of commuters
Commute 45min+
14%
of commuters
Below poverty
11.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4426 Desert Cliff Court, Katy, TX 77494
Fort Bend County · 29.72°N, 95.82°W
park
—
0.2 mi · 7 within 2 mi
coffee
Kona Roastery
0.3 mi · 1 within 2 mi
gas_station
Shell
0.3 mi · 1 within 2 mi
daycare
Primrose School of West Cinco Ranch
0.6 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 17, 2026 Listed $520,000 Catherine Reilly
Dec 31, 2003 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Catherine Reilly · HomeSmart
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 15374743 · LIST DATE: Aug 17, 2026 · PARCEL: 2290-15-001-0340-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity