Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Southwest Sec 29
Active MLS #32420141 · 48 days on market

4430 Red Oak Grove Court

Katy, TX 77494
Subdivision  ·  Cinco Ranch Southwest Sec 29
List Price
$495,000
$177/SF
Beds
4
Baths
4
Sq Ft
2,799
Built
2010
Lot
0.19 ac
Garage
2-car
County
Fort Bend
Tax Rate
2.47%

Schools

§ 03
District
Elementary TOM WILSON EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully maintained 4-bedroom, 3.5-bath home nestled on a quiet cul-de-sac in the highly sought-after Cinco Ranch community, zoned to top-rated Tompkins High School. This light-filled home features an open-concept layout, a spacious kitchen with granite countertops, stainless steel appliances, and abundant cabinetry—perfect for everyday living and entertaining. The private primary suite offers a spa-like bath with dual vanities, a soaking tub, separate shower, and walk-in closet. Enjoy a large covered patio overlooking a beautifully landscaped backyard with mature trees and exceptional privacy. Major updates include a new A/C (2023) and water heater (2019). Ideally located just minutes from parks, walking trails, shopping, dining, and premier Cinco Ranch amenities. Move-in ready and meticulously cared for!

Features

§ 02

Interior

  • Double Vanity
  • Granite Counters
  • Jetted Tub
  • Separate Shower
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Disposal
  • Gas Range
  • Microwave
  • Energy Star Qualified Appliances
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Basketball Court
  • Clubhouse
  • Sport Court
  • Dog Park
  • Fitness Center
  • Picnic Area
  • Playground
  • Pickleball
  • Pool
  • Tennis Courts
  • Trails
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,799 sq ft
Living Area Source Appraiser
Building Area Total 2,799 sq ft
Foundation Slab
Construction Brick, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 11
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Double Vanity, Granite Counters, Jetted Tub, Separate Shower, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Energy Star Qualified Appliances
Laundry Electric Dryer Hookup
Windows Low Emissivity Windows

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1858
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch Southwest Sec 29
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Hvac, Lighting, Other, Roof, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name Cinco Residential Property Associ
Amenities Basketball Court, Clubhouse, Sport Court, Dog Park, Fitness Center, Picnic Area, Playground, Pickleball, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $12,233 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.47%
Parcel # 2278-29-005-0080-914
Legal Description CINCO RANCH SOUTHWEST SEC 29, BLOCK 5, LOT 8
Listing Terms Cash, Conventional, FHA
Lease Considered No

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 11

Primary Bedroom 18x15
Bedroom 13x12
Bedroom 14x12
Bedroom 12x13
Breakfast Room Nook 14x11
Den 16x20
Dining Room 11x16
Kitchen 12x17
Bonus Room 10x13
Living Room 18x16
Utility Room 10x6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionCinco Southwest MUD 4 CountyFort Bend TCEQ District ID2286796 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5500 Resolved MUD jurisdiction Cinco Southwest MUD 4 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,991
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,972 Property tax$1,019 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,991
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1848%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.55%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameCinco Residential Property Associ Management co.— Website— Phone— Cert on filepending
● Community amenities
park
· 0.4mi
Rosewood Park · 0.5mi
· 0.5mi
veterinary
Spring Green Pet Clinic · 0.5mi
Thrive Pet Healthcare - Falcon · 0.9mi
Brixton Pet Health · 1.8mi
daycare
Ivy Kids of Cinco Ranch · 0.6mi
Primrose School of West Cinco Ranch · 0.6mi
MELA Montessori & Reggio School · 1.9mi
gym
Leaders Taekwondo Cinco Ranch · 0.6mi
Irontribe · 0.8mi
· 0.7mi
urgent_care
Next Level Urgent Care - Cinco Ranch · 0.6mi
AFC Urgent Care · 1.6mi
Next Level Urgent Care - Falcon Landing · 1.0mi
restaurant
McDonald's · 0.6mi
Subway · 0.9mi
Sonic · 0.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Southwest Sec 29 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision48 Active now1 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
0.7 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673112 · ACS 2023
Median HH income
$170,000
ACS 2023
Median home value
$498,600
Census self-report
Owner-occupied
81%
2,740 housing units
Bachelor's+
80%
Adults 25+
Median age
36.2
Population 9,051
Work from home
31%
of commuters
Commute 45min+
14%
of commuters
Below poverty
11.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4430 Red Oak Grove Court, Katy, TX 77494
Fort Bend County · 29.72°N, 95.82°W
park
—
0.4 mi · 6 within 2 mi
veterinary
Spring Green Pet Clinic
0.5 mi · 1 within 2 mi
daycare
Ivy Kids of Cinco Ranch
0.6 mi · 2 within 2 mi
gym
Leaders Taekwondo Cinco Ranch
0.6 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 7, 2026 Listed $495,000 Fredy Penaranda
Dec 31, 2009 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Fredy Penaranda · Realty Of America, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 32420141 · LIST DATE: Aug 7, 2026 · PARCEL: 2278-29-005-0080-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity