Homes for Sale/Montgomery County/Montgomery/Cape Conroe 02
Active MLS #84964269 · 33 days on market

446 Fantasy Lane

Montgomery, TX 77356
Subdivision  ·  Cape Conroe 02
List Price
$290,000
$162/SF
Beds
3
Baths
2
Sq Ft
1,785
Built
1983
Lot
0.23 ac
Garage
2-car
County
Montgomery
Tax Rate
1.10%

Schools

§ 03
District
Elementary STEWART CREEK EL A
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Unique A-Frame home in Lake Conroe's finest Cape Conroe! Vacant MOVE IN READY 3-bedroom, 2-bath home sits on a LARGE corner lot with towering trees and a welcoming front porch. Inside, soaring ceilings and abundant natural light highlight the open layout. Upon entry you're greeted with recently updated living space with wood paneling giving the home a warm rustic feel. The UPDATED kitchen features a center island, quartz countertops, stainless steel appliances, and plenty of storage. The spacious primary suite offers a relaxing retreat with double sinks and a large glass walk-in shower. Two secondary bedrooms are generously sized and filled with natural light. Step outside to enjoy a covered patio perfect for entertaining or relaxing under the shade. A detached 2-car garage provides convenience and extra storage. With its unique charm, modern updates, and proximity to Lake Conroe, this home offers the ideal blend of comfort and style. HOME SOLD AS IS!

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Quartz Counters
  • Two Bedrooms Down
  • Tub Shower
  • Upper Level Primary
  • Vaulted Ceilings
  • Walk In Pantry
  • Ceiling Fans
  • Loft
  • Programmable Thermostat
  • Dishwasher

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Corner Lot
  • Subdivision
  • Side Yard
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Other
  • Foundation: Slab
  • Driveway
  • Detached
  • Garage

Community

  • Smoke Detectors
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1983
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,785 sq ft
Living Area Source Appraiser
Building Area Total 1,785 sq ft
Foundation Other, Slab
Construction Stone, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 8
Fireplaces 1

Interior

Interior Features Breakfast Bar, Double Vanity, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Pantry, Quartz Counters, Two Bedrooms Down, Tub Shower, Upper Level Primary, Vaulted Ceilings, Walk In Pantry, Ceiling Fans, Loft, Programmable Thermostat
Flooring Engineered Hardwood
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Oven, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Driveway, Detached, Garage

Lot

Lot Size (acres) 0.2314
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision, Side Yard
Additional Parcels Yes
Additional Parcel Info 33000238500

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Cape Conroe 02
Road Surface Asphalt
Postal Code 77356

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Thermostat

HOA / Association

HOA Yes
HOA Fee $240
HOA Fee Frequency Annually
HOA Name IMC Management
Fee Includes Clubhouse, Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $3,180 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.10%
Parcel # 71675
Legal Description CAPE CONROE 02, BLOCK 9, LOT 33
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 6

Family Room 15x12
Breakfast Room Nook 13x13
Bedroom 10x14
Bedroom 12x14
Kitchen 12x13
Utility Room 6x7

Second level · 2

Primary Bedroom 14x13
Den 27x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3975
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionStanley Lake MUD CountyMontgomery TCEQ District ID7596000 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3975 Resolved MUD jurisdiction Stanley Lake MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,006
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,741 Property tax$265 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,006
Yearly HOA fee $240

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.0130%
ALL 5 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.40%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable
YearM&OI&STotal MUD rate
2021 0.2400 0.2900 0.5300
2022 0.2200 0.2400 0.4600
2023 0.2050 0.2250 0.4300
2024 0.1975 0.2150 0.4125
2025 0.1900 0.2075 0.3975

HOA & Community

§ 05
● HOA details
$240
ANNUALLY
Association nameIMC Management Management co. Website Phone Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas
● Community amenities
daycare
School of LIVE Music · 0.3mi
Swingin' Fun by Crystal, LLC · 0.4mi
Raising Arrows In-home Daycare · 0.5mi
park
Cape Conroe Park · 0.3mi
Stanley Lake MUD Park · 0.5mi
· 1.0mi
gym
Fearless Boxing Gym · 0.4mi
CAPFit24 · 0.3mi
Montgomery Gymnastics Academy · 0.4mi
veterinary
Animal Hospital of Montgomery · 0.4mi
Wags 2 Whiskers Veterinary Hospital · 0.6mi
PetVet Vaccination Clinic · 1.0mi
bank
Austin Bank · 0.4mi
Woodforest National Bank · 0.6mi
Chase Bank · 0.7mi
grocery
Circle K · 0.5mi
Walmart Supercenter · 0.6mi
Chevron Food Mart · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cape Conroe 02
TIER: SUBDIVISION
Subdivision name (MLS)Cape Conroe 02 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision632 Active now19 Sold (last 12 mo)10 Curated amenities60
● Year-built distribution
1975s 2 1980s 3 1985s 1 1990s 1 1995s 6 2005s 2 2020s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 54
· Montgomery
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694308 · ACS 2023
Median HH income
$123,527
ACS 2023
Median home value
$366,300
Census self-report
Owner-occupied
93%
951 housing units
Bachelor's+
46%
Adults 25+
Median age
48.4
Population 2,155
Work from home
25%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
446 Fantasy Lane, Montgomery, TX 77356
Montgomery County · 30.38°N, 95.64°W
daycare
School of LIVE Music
0.3 mi · 4 within 2 mi
park
Cape Conroe Park
0.3 mi · 2 within 2 mi
gym
CAPFit24
0.3 mi · 4 within 2 mi
veterinary
Animal Hospital of Montgomery
0.4 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $290,000 Jennifer Guinn
Dec 31, 1982 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jennifer Guinn · Creighton Realty Partners, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 84964269 · LIST DATE: Aug 21, 2026 · PARCEL: 71675
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity