Schools

§ 03

District

Elementary	MONTGOMERY EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to this spacious 4-bedroom, 2.5-bath, two-story home offering 2,888 sq. ft. in highly sought-after Montgomery ISD. Ideally located near historic downtown Montgomery and minutes from Lake Conroe, the Sam Houston National Forest and Lone Star Hiking Trail—perfect for boating, hiking and exploring nature.

Situated on a cul-de-sac with no rear neighbors, this home offers abundant natural light and plenty of room to gather and entertain. Features include granite countertops, energy-efficient windows with solar screens, generous storage, oversized walk-in closets and a utility/laundry room. Upstairs, the media room includes an installed projector and screen.

Enjoy a large back patio, whole-home generator and full-size 2-car garage with epoxy flooring. Refrigerator, washer and dryer included! Close to shopping, dining and everyday conveniences, this move-in-ready gem combines space, location, community and easy access to outdoor recreation.

Features

§ 02

Interior

Bath In Primary Bedroom
Main Level Primary
Pantry
Soaking Tub
Separate Shower
Tub Shower
Three Bedrooms Up
Ceiling Fans
Programmable Thermostat
Dishwasher
Disposal
Gas Oven
Gas Range
Microwave
Carpet
Laminate
Heat: Central
Heat: Gas

Exterior & lot

Cul De Sac
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2017
Year Built Source	Builder
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,888 sq ft
Living Area Source	Appraiser
Building Area Total	2,888 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	12
Fireplaces	1

Interior

Interior Features	Bath In Primary Bedroom, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Tub Shower, Three Bedrooms Up, Ceiling Fans, Programmable Thermostat
Flooring	Carpet, Laminate
Appliances	Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Laundry	Electric Dryer Hookup, Gas Dryer Hookup
Windows	Low Emissivity Windows

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1377
Lot Size Source	Survey
Lot Features	Cul De Sac
Direction Faces	West

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Terra Vista At Waterstone 01
Road Surface	Asphalt,Concrete
Postal Code	77356

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric, Gas
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Radiant Attic Barrier, Insulation, Solar Screens, Thermostat, Windows

HOA / Association

HOA	Yes
HOA Fee	$439
HOA Fee Frequency	Annually
HOA Name	Terra Vista Hoa

Taxes, Terms & Disclosures

Tax Annual Amount	$5,405 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.59%
Parcel #	461031
Legal Description	S921200 - TERRA VISTA AT WATERSTONE 01, BLOCK 4, LOT 12
Listing Terms	Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered	No

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 8

Primary Bedroom	13'6 x 17'4
Office	11'6 x 9'8
Utility Room	7'8 x 6'6
Kitchen	15'8 x 11'10
Living Room	19'7 x 14'11
Primary Bathroom	13'6 x 10'3
Entry Foyer	11'6 x 4'2
Breakfast Room Nook	15'10 x 9'9

Second level · 4

Bedroom	13'3 x 15'0
Bedroom	9'9 x 13'0
Bedroom	9'9 x 12'1
Game Room	14'2 x 21'3

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,486

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,036 Property tax$450 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,486

Yearly HOA fee $439

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.0155%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

0.40%

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$439

ANNUALLY

Association nameTerra Vista Hoa Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle

● Community amenities

gym

Spring Fitness Montgomery · 0.2mi
HOTWORX - Montgomery, TX - HWY 105 · 1.6mi
Anytime Fitness · 1.7mi

park

· 0.3mi
· 0.6mi
Memory Park · 1.2mi

place_of_worship

· 0.9mi
Mount Pleasant Church · 1.1mi
China Chapel · 1.2mi

restaurant

Ransom's Steakhouse · 1.2mi
Chronic Tacos · 1.4mi
Taste of China · 1.4mi

library

Charles B. Stewart — West Branch Library · 1.2mi

daycare

Lone Star Christian Academy · 1.3mi
Blaze Christian Academy · 1.5mi
Montgomery Preschool · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_LOMC1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Terra Vista At Waterstone 01

TIER: SUBDIVISION

Subdivision name (MLS)Terra Vista At Waterstone 01 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision75 Active now4 Sold (last 12 mo)4 Curated amenities60

● Year-built distribution

2015s 2 2020s 2

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 51

· Montgomery

Distance

1.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023

Median HH income

$130,389

ACS 2023

Median home value

$614,900

Census self-report

Owner-occupied

77%

1,449 housing units

Bachelor's+

41%

Adults 25+

Median age

39.4

Population 3,757

Work from home

40%

of commuters

Commute 45min+

8%

of commuters

Below poverty

8.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

450 Terra Vista Circle, Montgomery, TX 77356

Montgomery County · 30.41°N, 95.68°W

gym

Spring Fitness Montgomery

0.2 mi · 1 within 2 mi

park

—

0.3 mi · 4 within 2 mi

place_of_worship

—

0.9 mi · 3 within 2 mi

restaurant

Ransom's Steakhouse

1.2 mi · 6 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.