Homes for Sale/Galveston County/Galveston/Tiki Island
Active MLS #81675012 · 16 days on market

46 Harbour Circle

Galveston, TX 77554
Subdivision  ·  Tiki Island
List Price
$299,000
$194/SF · 40.5% below neighborhood median
Beds
2
Baths
1
Sq Ft
1,538
Built
1975
County
Galveston
Tax Rate
2.61%

Schools

§ 03
District
Elementary HAYLEY EL C
Middle LA MARQUE MIDDLE SCHOOL N/R
High LA MARQUE H S CCMR 74% · Grad 80% D
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Discover coastal living in this inviting 2 story, 2-bedroom, 1-bath furnished townhome located near the entrance to the popular Village of Tiki Island.Enjoy beautiful water views and multiple outdoor spaces, including both front and rear decks, with one conveniently covered for year-round enjoyment.The primary bedroom features private access to its own deck, offering relaxing bay views.The galley style kitchen provides ample cabinet storage and includes a breakfast area with additional bay views.The spacious living area showcases wall-to-wall windows that capture picturesque canal views and fill the space with natural light. Downstairs, a large additional area currently serves as a second living space and offers plenty of flexibility for entertaining,a home office, game room, or guest area, along w/ additional storage rooms.With its desirable location,water views,multiple decks, this townhome offers an opportunity to enjoy the relaxed coastal lifestyle.

Washer & Dryer also included.

Features

§ 02

Interior

  • Ceiling Fans
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Roof: Other
  • Attached Carport

Community

  • North
  • Southern Exposure
  • Bay
  • Canal
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Townhouse
Sub Type Additional Townhouse
Architectural Style Other
Year Built 1975
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,538 sq ft
Living Area Source Appraiser
Building Area Total 1,538 sq ft
Construction Cement Siding
Roof Other

Rooms & Baths

Bedrooms 2
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Ceiling Fans
Flooring Tile
Appliances Dishwasher, Electric Oven, Electric Range

Exterior

Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Canal Front
View Yes
View Type North, Southern Exposure, Bay, Canal

Parking & Garage

Carport Spaces 2
Parking Features Attached Carport

Location

County Galveston
MLS Area Major 33
MLS Area Minor Tiki Island
Subdivision Tiki Island
Road Surface Asphalt
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $7,808
Tax Year 2025
Tax Rate (est.) 2.61%
Parcel # 7150-0000-0046-000
Legal Description ABST 7 S C BUNDICK SUR LOT 46 TIKI ISLAND SEC 15-A RESUB
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 1

Bonus Room 26x11

Second level · 5

Bedroom 12x11
Bedroom 12x8
Dining Room 12x9
Living Room 20x17
Kitchen 22x8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1940 Resolved MUD jurisdiction Galveston County FWSD 6 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,446
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,795 Property tax$651 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,446

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3495%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.15%
→ stable
City
0.41%
→ stable
County
0.32%
→ stable
Other districts
0.46%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
grocery
Tiki Food Store · 0.9mi
Tiki Food Store · 1.1mi
E Z Food Mart · 2.3mi
park
· 2.1mi
· 2.3mi
· 4.2mi
restaurant
Bayou Bistro and Bar · 2.3mi
Bayou Bistro and Bar · 2.6mi
Louis' Bait Camp & Restaurant · 2.7mi
place_of_worship
First Mexican Baptist Church of Hitchcock · 3.6mi
First Mexican Baptist Church of Hitchcock · 3.9mi
Immanuel Baptist Church · 4.4mi
veterinary
Campeche Cove All Animal Hospital · 4.4mi
Campeche Cove All Animal Hospital · 4.7mi
ShotVet @ PetSmart · 4.8mi
urgent_care
UTMB Health Urgent Care, Galveston · 4.5mi
UTMB Health Urgent Care, Galveston · 4.8mi
West Isle Urgent Care · 5.3mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $327/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Tiki Island
TIER: SUBDIVISION
Subdivision name (MLS)Tiki Island City · ZIPTiki Island · 77554 CountyGalveston Listings in subdivision1,010 Active now51 Sold (last 12 mo)31 Curated amenities60
● Year-built distribution
1965s 1 1970s 2 1975s 3 1980s 7 1985s 2 1990s 4 1995s 5 2000s 10 2005s 2 2010s 1 2015s 1 2020s 3 2025s 1

Fire Protection

§ 11
Nearest station
Tiki Island Volunteer Fire Department
· Tiki Island
Distance
0.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723800 · ACS 2023
Median HH income
$116,469
ACS 2023
Median home value
$402,900
Census self-report
Owner-occupied
62%
3,070 housing units
Bachelor's+
33%
Adults 25+
Median age
56.5
Population 4,146
Work from home
29%
of commuters
Commute 45min+
34%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Tiki Island Park
0.3 mi · 3 within 1.5 mi

Restaurants

A&K king burritos and more
0.1 mi · 3 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 6, 2026.

Location & Neighborhood

§ 13
● This Home
46 Harbour Circle, Galveston, TX 77554
Galveston County · 29.30°N, 94.90°W
grocery
Tiki Food Store
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 8, 2026 Listed $299,000 Michael Gaido
Dec 31, 1974 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Gaido · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 11, 2026.
MLS# 81675012 · LIST DATE: Sep 8, 2026 · PARCEL: 7150-0000-0046-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity