Homes for Sale/Montgomery County/Conroe/Silverthorne
Active MLS #7897979 · 9 days on market

4617 Vernal Loop

Conroe, TX 77303
Subdivision  ·  Silverthorne
List Price
$430,000
$155/SF · 5.5% below neighborhood median
Beds
5
Baths
2
Sq Ft
2,767
Built
2026
Lot
8,451 sf
Garage
2-car
County
Montgomery
Tax Rate
0.28%

Schools

§ 03
District
Elementary BARTLETT EL C
Middle STOCKTON JH B
High CONROE H S CCMR 65% · Grad 98% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

MOVE-IN READY! Charming NEW 2-STORY D.R. HORTON HOME IN SILVERTHORNE! This spacious 5-bedroom, 3-bath home features an open-concept layout with an island kitchen, quartz countertops, 42” shaker cabinets, stainless steel appliances, breakfast bar, and a full-lite glass back door opening to a covered patio and fully sodded backyard. The private primary suite is downstairs and offers a spacious retreat with a double vanity. Four secondary bedrooms provide plenty of space, with three bedrooms located upstairs alongside a large 16x22 game room. Additional features include high ceilings, walk-in closets, tile surrounds in all bathrooms, Moen fixtures, tankless water heater, garage door opener with two remotes, smart home package, full irrigation system, and a 3-car garage. Located in Silverthorne with access to resort-style amenities including a pool, pickleball courts, clubhouse, scenic nature trails, and more!

Features

§ 02

Interior

  • High Ceilings
  • Quartz Counters
  • Programmable Thermostat
  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Carpet
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2026
Year Built Source Appraiser
New Construction Yes
Property Condition New Construction
Builder Name D.R. Horton

Building

Stories 2
Levels Two
Living Area 2,767 sq ft
Living Area Source Appraiser
Building Area Total 2,767 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features High Ceilings, Quartz Counters, Programmable Thermostat
Flooring Carpet, Vinyl
Appliances Dishwasher, Electric Range, Disposal, Microwave, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Prewired, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 8,451
Lot Size (acres) 0.1940
Lot Size Source Survey
Lot Features Subdivision

Location

County Montgomery
MLS Area Major 19
MLS Area Minor Conroe Northeast
Subdivision Silverthorne
Road Surface Asphalt,Concrete
Postal Code 77303

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Hvac, Insulation, Lighting, Other, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $1,050
HOA Fee Frequency Annually
HOA Name Goodwin & Co Inc

Taxes, Terms & Disclosures

Tax Annual Amount $1,225 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.28%
Parcel # 810291
Legal Description SILVERTHORNE 03 BLK 7 LOT 10
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 2

Primary Bedroom 25 x 19
Bedroom 12 x 11

Second level · 4

Bedroom 13 x 13
Bedroom 15 x 13
Bedroom 13 x 12
Game Room 22 x 16

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionMontgomery County MUD 202A CountyMontgomery TCEQ District ID9000039 Bonded indebtedness Current year rate FetchedApr 26, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.0100 Resolved MUD jurisdiction Montgomery County MUD 202A Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.0000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32087672674 Filed underMontgomery County Municipal Utility District No. 202A Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,684
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,582 Property tax$102 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,684
Yearly HOA fee $1,050

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.0171%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.01%
→ stable
School
0.95%
→ stable
City
0.43%
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$1,050
ANNUALLY
Association nameGoodwin & Co Inc Management co. Website Phone Cert on filehoa.texas.gov
● Community amenities
park
Montgomery County Park · 1.6mi
Lions Park · 1.7mi
Montgomery County Fairgrounds · 1.7mi
gas_station
Shell · 2.1mi
grocery
Circle K · 2.1mi
Stripes · 2.2mi
Fuel Maxx · 2.2mi
place_of_worship
Calvary Baptist Church · 2.2mi
· 2.4mi
Casa De David Conroe · 3.0mi
gym
Throwing Fitness Inc. · 2.2mi
Majestic Youth Sports Center · 2.4mi
Iron 24 · 3.2mi
hospital_er
Montgomery County Mental Health Treatment Facility · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Brightspeed
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $164/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Silverthorne
TIER: SUBDIVISION
Subdivision name (MLS)Silverthorne City · ZIPConroe · 77303 CountyMontgomery Listings in subdivision154 Active now61 Sold (last 12 mo)105 Curated amenities60
● Year-built distribution
2025s 61

Fire Protection

§ 11
Nearest station
North Montgomery County Fire Department Station 95
· Conroe
Distance
1.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339693901 · ACS 2023
Median HH income
$66,705
ACS 2023
Median home value
$236,400
Census self-report
Owner-occupied
58%
1,230 housing units
Bachelor's+
18%
Adults 25+
Median age
26.6
Population 3,523
Work from home
9%
of commuters
Commute 45min+
4%
of commuters
Below poverty
5.4%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Silverthorne Playground
0.4 mi · 2 within 1.5 mi

Restaurants

None within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
4617 Vernal Loop, Conroe, TX 77303
Montgomery County · 30.37°N, 95.44°W
park
Montgomery County Park
1.6 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 14, 2026 Listed $430,000 Meredith Marti
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Meredith Marti · Keller Williams City View
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 7897979 · LIST DATE: Sep 14, 2026 · PARCEL: 810291
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity