Homes for Sale/Polk County/Onalaska/Twin Harbors Sec 2
Active MLS #10620291 · 139 days on market

465 Creek Drive

Onalaska, TX 77360
Subdivision  ·  Twin Harbors Sec 2
List Price
$235,000
$175/SF
Beds
3
Baths
2
Sq Ft
1,344
Built
1987
Lot
0.73 ac
Garage
0-car
County
Polk
Tax Rate
2.17%

Schools

§ 03
District
Elementary ONALASKA EL B
Middle ONALASKA MIDDLE N/R
High ONALASKA H S CCMR 82% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

If you love lake living but also want privacy and quiet, you will love this updated home located in the highly sought after subdivision of Twin Harbors on Lake Livingston in the quaint town of Onalaska, Texas. Nestled in the woods on almost 3/4 of an acre (consisting of two lots), the lake front is just a few minutes walk down the hill (or one minute drive). The neighborhood enjoys access to the lake with a boat ramp as well as other amenities of a pool, tennis/basketball courts, sports field and picnic area. Inside, this warm inviting home offers an updated and modern kitchen, open floorplan and 3 bedrooms upstairs. Outside, enjoy coffee or drinks on your deck in the woods or explore your surroundings. Located minutes away from local shops and restaurants.

Features

§ 02

Interior

  • All Bedrooms Up
  • Full Bath On Main Level
  • Kitchen Family Room Combo
  • Pantry
  • Upper Level Primary
  • Dishwasher
  • Electric Oven
  • Free Standing Range
  • Dryer
  • Refrigerator
  • Washer
  • Carpet
  • Plank
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Paved Driveway
  • Porch
  • Patio
  • Tennis Courts
  • Corner Lot
  • Wooded
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Additional Parking
  • None
  • Association

Community

  • Basketball Court
  • Boat Dock
  • Boat Ramp
  • Sport Court
  • Pool
  • Tennis Courts
  • Style: Other
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other, Traditional
Year Built 1987
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,344 sq ft
Living Area Source Appraiser
Building Area Total 1,344 sq ft
Foundation Pillar Post Pier
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3

Interior

Interior Features All Bedrooms Up, Full Bath On Main Level, Kitchen Family Room Combo, Pantry, Upper Level Primary
Flooring Carpet, Plank, Vinyl
Appliances Dishwasher, Electric Oven, Free Standing Range, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Deck, Paved Driveway, Porch, Patio, Tennis Courts
Patio / Porch Deck, Patio, Porch
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 0
Parking Features Additional Parking, None

Lot

Lot Size (acres) 0.7290
Lot Size Source Other
Lot Features Corner Lot, Wooded
Additional Parcels Yes
Additional Parcel Info T1200017400

Location

County Polk
MLS Area Major 44
MLS Area Minor Lake Livingston Area
Subdivision Twin Harbors Sec 2
Postal Code 77360

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Other, Public
Sewer Other, Public Sewer

HOA / Association

HOA Yes
HOA Fee $120
HOA Fee Frequency Annually
HOA Name Twin Harbors on Lake Livingston
Fee Includes Other, Recreation Facilities
Amenities Basketball Court, Boat Dock, Boat Ramp, Sport Court, Pool, Tennis Courts

Taxes, Terms & Disclosures

Tax Annual Amount $5,099
Tax Year 2025
Tax Rate (est.) 2.17%
Parcel # T1200017500
Legal Description TWIN HARBORS SECTION 2 BLK 1 LOT 128 and 127
Listing Terms Cash, Conventional, FHA, Usda Loan, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Second level · 3

Primary Bedroom 10x11
Bedroom 10x11
Bedroom 10x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Polk County FWSD 2 Match confidence

Taxes & Cost of Ownership

§ 04
Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05
● HOA details
$120
ANNUALLY
Association nameTwin Harbors on Lake Livingston Management co. Website Phone Cert on filepending
Fee includes
Other · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48373C SFHA NO SOURCE 48373C_FIRM1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 40 · Good
Average daily AQI for the 30 days ending 2026-03-31. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Twin Harbors Sec 2
TIER: SUBDIVISION
Subdivision name (MLS)Twin Harbors Sec 2 City · ZIPOnalaska · 77360 CountyPolk Listings in subdivision32 Active now4 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
1985s 1

Fire Protection

§ 11
Nearest station
Onalaska Volunteer Fire Department
· Onalaska
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48373210206 · ACS 2023
Median HH income
$67,542
ACS 2023
Median home value
$173,600
Census self-report
Owner-occupied
57%
2,644 housing units
Bachelor's+
12%
Adults 25+
Median age
50.2
Population 4,344
Work from home
9%
of commuters
Commute 45min+
23%
of commuters
Below poverty
14.9%
tract-level

Amenities & Nearby Places

§ 13

Grocery

DG Market
0.4 mi · 2 within 1.5 mi

Schools

Kountry Kids Dayschool
0.6 mi · 2 within 1.5 mi

Parks

None within 1.5 mi

Restaurants

Circle K
0.4 mi · 8 within 1.5 mi

Cafés

Lila's Coffee
0.6 mi · 1 within 1.5 mi

Gyms

Core Studio The Pilates Barre
0.8 mi · 2 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
465 Creek Drive, Onalaska, TX 77360
Polk County · 30.81°N, 95.10°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 7, 2026 Listed $235,000 Jerri Comer
Dec 31, 1986 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jerri Comer · RE/MAX Signature
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 12, 2026.
MLS# 10620291 · LIST DATE: May 7, 2026 · PARCEL: T1200017500
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity