Schools

§ 03

District

Elementary	HORN EL	A
Middle	PERSHING MIDDLE	B
High	BELLAIRE H S CCMR 93% · Grad 93%	A

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully positioned in the heart of Bellaire, **4660 Spruce St** presents a rare opportunity to reimagine, renovate, or build new in one of Houston’s most desirable residential communities. Set on a generous lot surrounded by mature trees, established charm, and ongoing luxury redevelopment, this property offers incredible potential for buyers, builders, and investors alike. Enjoy the convenience of Bellaire living with close proximity to parks, dining, shopping, the Texas Medical Center, Galleria, Downtown Houston, and major commuter routes. Whether you’re envisioning a custom dream home or a strategic investment, this Bellaire address is filled with possibility and long-term value.

Features

§ 02

Interior

Heat: Central
Heat: Electric
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Corner Lot
Roof: Composition
Foundation: Slab

Community

Style: Ranch

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Ranch
Year Built	1942
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	2,541 sq ft
Living Area Source	Appraiser
Building Area Total	2,541 sq ft
Foundation	Slab
Construction	Unknown
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	5

Exterior

Pool Private

No

Parking & Garage

Garage Spaces

0

Lot

Lot Size (acres)	0.1844
Lot Size Source	Appraiser
Lot Features	Corner Lot

Location

County	Harris
MLS Area Major	17
MLS Area Minor	Bellaire Area
Subdivision	Spruce Lane Place
Postal Code	77401

Utilities

Heating	Central, Electric, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$7,891 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.88%
Parcel #	075-195-000-0001
Legal Description	TR 1 SPRUCE LANE PLACE
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Family Room	15x17
Breakfast Room Nook	8x7
Primary Bedroom	12x12
Bedroom	11x10
Bedroom	12x11

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$3,180

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,522 Property tax$658 Homeowners insuranceTBD

Subtotal (P&I + Tax) $3,180

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.0234%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.76%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.1mi
Feld Park · 0.3mi
Vic Driscoll Park · 0.3mi

hospital

Bellaire Allergy & Asthma · 0.2mi
First Surgical Hospital · 0.3mi
Nurture Pediatrics · 0.6mi

bank

Frost Bank · 0.2mi
Navy Federal Credit Union · 1.4mi
Chase · 0.6mi

place_of_worship

Congregation Brith Shalom · 0.2mi
· 0.2mi
Faith American Lutheran Church · 0.2mi

hospital_er

First Surgical Hospital · 0.2mi
Cornerstone Hospital Houston – Bellaire · 0.8mi
Behavioral Hospital of Bellaire · 0.8mi

coffee

Coffee Fellows · 0.3mi
Starbucks · 0.5mi
Cedar St. Cafe · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

1,000 / 75 Mbps

● LOW LATENCY

Unlicensed Fixed Wireless

Rural Telecommunications of America

300 / 150 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48201C SFHA YES SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $335/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Spruce Lane Place

TIER: SUBDIVISION

Subdivision name (MLS)Spruce Lane Place City · ZIPBellaire · 77401 CountyHarris Listings in subdivision79 Active now1 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Bellaire Fire Department

· Bellaire

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201412700 · ACS 2023

Median HH income

$157,500

ACS 2023

Median home value

$844,500

Census self-report

Owner-occupied

78%

1,250 housing units

Bachelor's+

81%

Adults 25+

Median age

44.1

Population 3,145

Work from home

27%

of commuters

Commute 45min+

1%

of commuters

Below poverty

5.1%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

4660 Spruce Street, Bellaire, TX 77401

Harris County · 29.71°N, 95.46°W

park

—

0.1 mi · 6 within 2 mi

hospital

Bellaire Allergy & Asthma

0.2 mi · 2 within 2 mi

bank

Frost Bank

0.2 mi · 1 within 2 mi

place_of_worship

Congregation Brith Shalom

0.2 mi · 7 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.