Homes for Sale/Fort Bend County/Missouri City/LAKE COLONY
Active MLS #96281434 · 2 days on market

4738 Summer Lakes Streets

Missouri City, TX 77459
Subdivision  ·  LAKE COLONY
List Price
$432,000
$155/SF · 0.6% below neighborhood median
Beds
4
Baths
4
Sq Ft
2,791
Built
1992
Lot
7,375 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.54%

Schools

§ 03
District
Elementary SETTLERS WAY EL A
Middle FIRST COLONY MIDDLE A
High CLEMENTS H S CCMR 82% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Location, Location, Location! Discover this beautiful 4-bedroom, 3.5-bath home in highly sought-after First Colony! Featuring an impressive two-story entry, wood floors throughout the first floor, and a spacious downstairs primary suite. The open gourmet kitchen boasts a cooking island, perfect for everyday living and entertaining. Enjoy a game room upstairs, ceiling fans in every room, and a luxurious primary bath. Conveniently located near schools, parks, and shopping, this elegant home offers comfort, style, and an exceptional location. Don’t miss this wonderful opportunity!

Features

§ 02

Interior

  • Breakfast Bar
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Split Bedrooms
  • Walk In Closets
  • Dishwasher
  • Electric Oven
  • Disposal
  • Gas Range
  • Microwave
  • Cooktop
  • Carpet
  • Tile

Exterior & lot

  • Fully Fenced
  • Fence
  • Irrigation Sprinklers
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Detached Carport
  • Detached
  • Garage

Community

  • Style: Colonial

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Colonial
Year Built 1992
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,791 sq ft
Living Area Source Appraiser
Building Area Total 2,791 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Split Bedrooms, Walk In Closets
Flooring Carpet, Tile, Vinyl
Appliances Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Cooktop
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Fully Fenced, Fence, Irrigation Sprinklers, Private Yard
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached Carport, Detached, Garage

Lot

Lot Size (sq ft) 7,375
Lot Size (acres) 0.1693
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 29
MLS Area Minor Missouri City Area
Subdivision LAKE COLONY
Postal Code 77459

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $912
HOA Fee Frequency Annually
HOA Name First Colony HOA
Fee Includes Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $10,972 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.54%
Parcel # 4752-04-001-0500-907
Legal Description LAKE COLONY SEC 4, BLOCK 1, LOT 50
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 5

Primary Bedroom 16x14
Living Room 17x15
Kitchen 16x11
Dining Room 12x11
Breakfast Room Nook 10x10

Second level · 4

Bedroom 12x12
Bedroom 12x11
Bedroom 11x10
Game Room 17x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1100 Resolved MUD jurisdiction First Colony MUD 9 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.1800
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065121660 Filed underFirst Colony Municipal Utility District #9 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,508
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,594 Property tax$914 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,508
Yearly HOA fee $912

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3585%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.11%
→ stable
School
1.06%
→ stable
City
0.57%
→ stable
County
—
→ stable
Other districts
0.62%
→ stable

HOA & Community

§ 05
● HOA details
$912
ANNUALLY
Association nameFirst Colony HOA Management co.— Website— Phone— Cert on filemls-trestle
Fee includes
RecreationFacilities
● Community amenities
gym
LA Fitness · 0.3mi
LA Fitness · 0.3mi
Fitness Connection · 0.5mi
grocery
7-Eleven · 0.3mi
7-Eleven · 0.4mi
H-E-B · 0.4mi
park
· 0.3mi
· 0.4mi
Settlers Way Park · 1.0mi
pharmacy
H-E-B Pharmacy · 0.3mi
H-E-B Pharmacy · 0.4mi
CVS Pharmacy · 0.7mi
restaurant
Spring Creek Barbeque · 0.3mi
Popeyes · 0.3mi
Spring Creek Barbeque · 0.4mi
urgent_care
RapidCare Emergency Room and Urgent ER Care - Missouri City | Sugarland · 0.4mi
RapidCare Emergency Room and Urgent ER Care - Missouri City | Sugarland · 0.5mi
Memorial Hermann-GoHealth Urgent Care · 2.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Frontier
7,000 / 7,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-06.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 13, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $156/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lake Colony Sec 1
TIER: SUBDIVISION
Subdivision name (MLS)Lake Colony Sec 1 City · ZIPMissouri City · 77459 CountyFort Bend Listings in subdivision885 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1990s 1

Fire Protection

§ 11
Nearest station
Missouri City Fire and Rescue Services Station 1
Distance
1.0 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157674302 · ACS 2023
Median HH income
$153,866
ACS 2023
Median home value
$417,200
Census self-report
Owner-occupied
95%
2,059 housing units
Bachelor's+
75%
Adults 25+
Median age
45.1
Population 5,440
Work from home
50%
of commuters
Commute 45min+
18%
of commuters
Below poverty
0.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4738 Summer Lakes Streets, Missouri City, TX 77459
Fort Bend County · 29.58°N, 95.58°W
gym
LA Fitness
0.3 mi · 2 within 2 mi
grocery
7-Eleven
0.3 mi · 3 within 2 mi
park
—
0.3 mi · 2 within 2 mi
pharmacy
H-E-B Pharmacy
0.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 11, 2026 Listed $432,000 Yanxiao Zhang
Dec 31, 1991 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Yanxiao Zhang · Keller Williams Realty Southwest
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 12, 2026.
MLS# 96281434 · LIST DATE: Oct 11, 2026 · PARCEL: 4752-04-001-0500-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 13, 2026, 4:55 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity