Homes for Sale/Montgomery County/Montgomery/Terra Vista At Waterstone 01
Active MLS #74567226 · 107 days on market

490 Terra Vista Circle

Montgomery, TX 77356
Subdivision  ·  Terra Vista At Waterstone 01
List Price
$300,000
$140/SF
Beds
4
Baths
2
Sq Ft
2,140
Built
2021
Lot
0.16 ac
Garage
2-car
County
Montgomery
Tax Rate
1.50%

Schools

§ 03
District
Elementary MONTGOMERY EL B
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in a charming neighborhood near historic downtown Montgomery, this meticulously maintained 4 bedroom home with a study is perfect. With granite counter tops, ample counter space, and plenty of storage, this property is ideal for your needs. Enjoy the convenience of being close to I-45 and a Lake Conroe boat ramp, as well as top-rated schools in the area. This home offers the perfect combination of comfort and functionality, making it a great fit for you and your loved ones.

Features

§ 02

Interior

  • Double Vanity
  • Pantry
  • Separate Shower
  • Walk In Closets
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Carpet
  • Plank
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fence
  • Porch
  • Private Yard
  • Cleared
  • Corner Lot
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2021
Year Built Source PublicRecords
New Construction No
Builder Name Adam Homes

Building

Stories 1
Levels One
Living Area 2,140 sq ft
Living Area Source Appraiser
Building Area Total 2,140 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features Double Vanity, Pantry, Separate Shower, Walk In Closets
Flooring Carpet, Plank, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Fence, Porch, Private Yard
Patio / Porch Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1622
Lot Size Source Appraiser
Lot Features Cleared, Corner Lot, Subdivision

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Terra Vista At Waterstone 01
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $439
HOA Fee Frequency Annually
HOA Name ACMI
Fee Includes Common Areas, Maintenance Grounds

Taxes, Terms & Disclosures

Tax Annual Amount $4,495 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.50%
Parcel # 461041
Legal Description S921200 - TERRA VISTA AT WATERSTONE 01, BLOCK 4, LOT 22
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Primary Bedroom 12x16
Bedroom 12x10
Bedroom 10x10
Bonus Room 12x10
Dining Room 11x14
Living Room 15x24
Bedroom 11x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,176
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,801 Property tax$375 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,176
Yearly HOA fee $439

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.0155%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.09%
→ stable
City
0.40%
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$439
ANNUALLY
Association nameACMI Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filemls-trestle
Fee includes
CommonAreas · MaintenanceGrounds
● Community amenities
gym
Spring Fitness Montgomery · 0.2mi
HOTWORX - Montgomery, TX - HWY 105 · 1.6mi
Anytime Fitness · 1.7mi
park
· 0.3mi
· 0.6mi
Memory Park · 1.2mi
place_of_worship
· 0.9mi
Mount Pleasant Church · 1.1mi
China Chapel · 1.2mi
restaurant
Ransom's Steakhouse · 1.2mi
Chronic Tacos · 1.4mi
Taste of China · 1.4mi
library
Charles B. Stewart — West Branch Library · 1.2mi
daycare
Lone Star Christian Academy · 1.3mi
Blaze Christian Academy · 1.5mi
Montgomery Preschool · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_LOMC1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Terra Vista At Waterstone 01
TIER: SUBDIVISION
Subdivision name (MLS)Terra Vista At Waterstone 01 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision75 Active now4 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2015s 2 2020s 2

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 51
· Montgomery
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023
Median HH income
$130,389
ACS 2023
Median home value
$614,900
Census self-report
Owner-occupied
77%
1,449 housing units
Bachelor's+
41%
Adults 25+
Median age
39.4
Population 3,757
Work from home
40%
of commuters
Commute 45min+
8%
of commuters
Below poverty
8.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
490 Terra Vista Circle, Montgomery, TX 77356
Montgomery County · 30.41°N, 95.68°W
gym
Spring Fitness Montgomery
0.2 mi · 1 within 2 mi
park
0.3 mi · 4 within 2 mi
place_of_worship
0.9 mi · 3 within 2 mi
restaurant
Ransom's Steakhouse
1.2 mi · 6 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 8, 2026 Listed $300,000 Lucy West
Dec 31, 2020 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lucy West · Red Ink Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 26, 2026.
MLS# 74567226 · LIST DATE: Jun 8, 2026 · PARCEL: 461041
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity