Homes for Sale/Waller County/Katy/Sunterra
Active MLS #10493643 · 28 days on market

4900 Almond Terrace Drive

Katy, TX 77493
Subdivision  ·  Sunterra
List Price
$410,000
$144/SF · 6.0% below neighborhood median
Beds
5
Baths
3
Sq Ft
2,849
Built
2023
Lot
0.15 ac
Garage
2-car
County
Waller
Tax Rate
3.07%

Schools

§ 03
District
Elementary ROYAL EL D
Middle ROYAL J H D
High ROYAL H S CCMR 62% · Grad 96% D
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful 5-bedroom, 3-bath home in the highly sought-after master-planned community of Sunterra in Katy. Built in 2024 and lovingly maintained by its original owner, this nearly new home offers modern living with plenty of space for family, guests, entertaining, or a home office. It also includes a whole-home water filtration system and a reverse osmosis filter setup for drinking water.

The flexible floor plan features five spacious bedrooms and three full bathrooms, providing room for everyone. Enjoy the benefits of newer construction and a move-in-ready home without the wait of building new.

Sunterra is known for its exceptional, resort-style amenities and vibrant community atmosphere, offering recreational spaces and pools designed for relaxation and fun.

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • Full Bath On Main Level
  • High Ceilings
  • Main Level Primary
  • Two Bedrooms Down
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Refrigerator
  • Washer
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Corner Lot
  • Pond On Lot
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Basketball Court
  • Clubhouse
  • Sport Court
  • Dog Park
  • Fitness Center
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Smoke Detectors
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2023
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,849 sq ft
Living Area Source Appraiser
Building Area Total 2,849 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 11

Interior

Interior Features Double Vanity, Entrance Foyer, Full Bath On Main Level, High Ceilings, Main Level Primary, Two Bedrooms Down, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Microwave, Refrigerator, Washer
Security Smoke Detectors

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1506
Lot Size Source Appraiser
Lot Features Corner Lot, Pond On Lot

Location

County Waller
MLS Area Major 26
MLS Area Minor Brookshire
Subdivision Sunterra
Road Surface Asphalt
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name Real Management
Amenities Basketball Court, Clubhouse, Sport Court, Dog Park, Fitness Center, Picnic Area, Playground, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $12,596
Tax Year 2025
Tax Rate (est.) 3.07%
Parcel # 800049-003-014-000
Legal Description S800049 SUNTERRA 49 BLK 3 LOT 14
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 6

Primary Bedroom 19x14
Primary Bathroom
Living Room
Utility Room
Bedroom 13x10
Bathroom

Second level · 5

Bedroom 13x11
Bedroom 13x11
Bedroom 13x10
Game Room 19x13
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,512
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,462 Property tax$1,050 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,512
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
0.56%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameReal Management Management co. Websitevisit Phone(281) 371-6134 Cert on filehoa.texas.gov
● Community amenities
park
The Retreat Playground · 0.3mi
The Retreat Playground · 0.4mi
Sunterra Lagoon · 0.6mi
gym
Retreat Gym · 0.3mi
Retreat Gym · 0.3mi
Retreat Gym · 0.9mi
daycare
Kiddie Academy of Sunterra · 0.9mi
Kiddie Academy of Sunterra · 1.0mi
Kiddie Academy of Sunterra · 1.3mi
place_of_worship
Assembly of God in Katy Church · 2.4mi
Assembly of God in Katy Church · 3.2mi
Assembly of God in Katy Church · 3.6mi
grocery
H-E-B · 2.6mi
H-E-B · 3.3mi
H-E-B · 3.6mi
hospital
Eye Eye Doc · 2.7mi
Eye Eye Doc · 3.4mi
Eye Eye Doc · 3.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48473C SFHA NO SOURCE 48473C_LOMC7
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $153/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra City · ZIPKaty · 77493 CountyWaller Listings in subdivision8,969 Active now384 Sold (last 12 mo)890 Curated amenities60
● Year-built distribution
2020s 89 2025s 295

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
2.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48473680100 · ACS 2023
Median HH income
$142,971
ACS 2023
Median home value
$392,100
Census self-report
Owner-occupied
84%
3,206 housing units
Bachelor's+
48%
Adults 25+
Median age
32.9
Population 10,988
Work from home
30%
of commuters
Commute 45min+
20%
of commuters
Below poverty
6.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4900 Almond Terrace Drive, Katy, TX 77493
Waller County · 29.85°N, 95.85°W
park
The Retreat Playground
0.3 mi · 12 within 2 mi
gym
Retreat Gym
0.3 mi · 4 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 26, 2026 Listed $410,000 Joe Garcia
Dec 31, 2022 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Joe Garcia · ORO Gold Standard Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 28, 2026.
MLS# 10493643 · LIST DATE: Aug 26, 2026 · PARCEL: 800049-003-014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity