Homes for Sale/Galveston County/Texas City/Grand Cay Harbour Sec 1
Active MLS #39259964 · 33 days on market

4906 Allen Cay Drive

Texas City, TX 77590
Subdivision  ·  Grand Cay Harbour Sec 1
List Price
$469,900
$170/SF
Beds
3
Baths
3
Sq Ft
2,770
Built
2014
Lot
5,639 sf
Garage
2-car
County
Galveston
Tax Rate
3.56%

Schools

§ 03
District
Elementary ROOSEVELT-WILSON EL A
Middle BLOCKER MIDDLE C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience waterfront living with sweeping bay views from this beautifully maintained home in Grand City Harbour. Positioned behind the Texas City Levee and Floodgate System and located in Flood Zone X, flood insurance is generally not required. Surrounded by protected wetlands, the property offers exceptional privacy, abundant wildlife, and excellent fishing just outside your door.

The spacious waterfront primary suite creates a peaceful retreat, while remote-controlled hurricane shutters provide added convenience and storm protection. Step outside to the covered patio featuring a built-in gas fire pit and natural gas connection-perfect for relaxing or entertaining while enjoying spectacular sunsets over the bay.

Community walking trails, Boat ramp, Pool and convenient access to Galveston, Kemah, and Houston complete this exceptional waterfront lifestyle

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • Balcony
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Bath In Primary Bedroom
  • Pantry
  • Self Closing Cabinet Doors
  • Split Bedrooms
  • Self Closing Drawers
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Storm Security Shutters
  • Cul De Sac
  • Views
  • Waterfront
  • None
  • Covered
  • Roof: Metal
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Boat Ramp
  • Pool
  • Trails
  • Trash
  • Prewired
  • Security System Owned
  • Smoke Detectors
  • Bay
  • Water
  • Style: Craftsman
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Craftsman, Contemporary Modern
Year Built 2014
Year Built Source PublicRecords
New Construction No
Builder Name David Weekly

Building

Stories 2
Levels Two
Living Area 2,770 sq ft
Living Area Source Appraiser
Building Area Total 2,770 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Metal

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 14
Fireplaces 0
Fireplace Features Outside

Interior

Interior Features All Bedrooms Up, Breakfast Bar, Balcony, Crown Molding, Double Vanity, En Suite Bathroom, Granite Counters, High Ceilings, Kitchen Island, Bath In Primary Bedroom, Pantry, Self Closing Cabinet Doors, Split Bedrooms, Self Closing Drawers, Soaking Tub, Separate Shower, Tub Shower, Three Bedrooms Up, Upper Level Primary, Vanity, Walk In Pantry
Flooring Carpet, Tile
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Storm Windows, Window Coverings
Security Prewired, Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Patio, Private Yard, Storm Security Shutters
Patio / Porch Balcony, Covered, Deck, Patio
Fencing None
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Boat Ramp Lift Access, Waterfront
View Yes
View Type Bay, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 5,639
Lot Size (acres) 0.1290
Lot Size Source Appraiser
Lot Features Cul De Sac, Views, Waterfront
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor Texas City
Subdivision Grand Cay Harbour Sec 1
Road Surface Concrete
Postal Code 77590

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,245
HOA Fee Frequency Annually
HOA Name Sterling Association Services
Fee Includes Recreation Facilities
Amenities Boat Ramp, Pool, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $16,737
Tax Year 2025
Tax Rate (est.) 3.56%
Parcel # 3679-0001-0008-000
Legal Description GRAND CAY HARBOUR SEC 1 (2007) ABST 4, B
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 6

Half Bath 6.4 x 5.10
Office 12 x 9.10
Living Room 18 x 16
Dining Room 10 x 11.2
Kitchen 15.5 x 10
Breakfast Room Nook 15 x 10

Second level · 8

Primary Bedroom 21.4 x 15
Bedroom 10 x 13
Bedroom 11.2 x 12.6
Family Room 16 x 18
Utility Room 7.2 x 7.10
Primary Bathroom 12.8 x 8.8
Bathroom 10 x 4.11
Porch 14.11 x 5.6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.3900 Resolved MUD jurisdiction Galveston County MUD 52 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,217
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,822 Property tax$1,395 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,217
Yearly HOA fee $1,245

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.1338%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.39%
→ stable
School
1.15%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.27%
→ stable

HOA & Community

§ 05
● HOA details
$1,245
ANNUALLY
Association nameSterling Association Services Management co. Website Phone Cert on filepending
Fee includes
RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
Texas City Fire Department Station 1
Distance
2.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167722001 · ACS 2023
Median HH income
$87,542
ACS 2023
Median home value
$275,900
Census self-report
Owner-occupied
67%
2,759 housing units
Bachelor's+
28%
Adults 25+
Median age
36.6
Population 6,779
Work from home
4%
of commuters
Commute 45min+
13%
of commuters
Below poverty
6.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4906 Allen Cay Drive, Texas City, TX 77590
Galveston County · 29.43°N, 94.91°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $469,900 Vira Kim
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Vira Kim · Nan & Company Properties-Galveston Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 39259964 · LIST DATE: Aug 21, 2026 · PARCEL: 3679-0001-0008-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity