Homes for Sale/Galveston County/Kemah/Lazy Bend
Active MLS #35757927 · 59 days on market

5 Harbor Lane

Kemah, TX 77565
Subdivision  ·  Lazy Bend
List Price
$800,000
$214/SF
Beds
4
Baths
3
Sq Ft
3,740
Built
1976
Lot
0.30 ac
Garage
2-car
County
Galveston
Tax Rate
1.61%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Come enjoy true waterfront living in Lazy Bend! This lovely home sits directly on a deep water canal providing easy access to Clear Lake, Galveston Bay, and beyond. It offers a private dock, a landscaped yard with large trees, and even room for a pool. The interior offers an open layout with the kitchen, dining room, and living room open to one another. The kitchen provides abundant cabinet and counter space, pretty cabinetry, and a HUGE walk-in pantry. The study/flex room downstairs offers a view of the front atrium and koi pond. Upstairs are four large bedrooms and a flex room. The primary bedroom boasts a generous waterfront balcony, an en suite bathroom, and a 12x17 closet. On the third floor you'll find a partially finished, climate controlled 15x11 room with endless possibilities. Convenient location with easy access to plenty of retail and dining options. Highly rated CCISD schools, too. Call today for a private showing.

Features

§ 02

Interior

  • All Bedrooms Up
  • Atrium
  • Balcony
  • Crown Molding
  • Double Vanity
  • French Doors Atrium Doors
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat

Exterior & lot

  • Balcony
  • Deck
  • Fence
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Views
  • Waterfront
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Canal
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1976
Year Built Source PublicRecords
New Construction No

Building

Stories 3
Levels ThreeOrMore
Living Area 3,740 sq ft
Living Area Source Appraiser
Building Area Total 3,740 sq ft
Foundation Slab
Construction Brick, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 10

Interior

Interior Features All Bedrooms Up, Atrium, Balcony, Crown Molding, Double Vanity, French Doors Atrium Doors, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Separate Shower, Tub Shower, Vanity, Walk In Pantry, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Cooktop, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Balcony, Deck, Fence, Paved Driveway, Porch, Patio, Private Yard
Patio / Porch Balcony, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Canal Front, Waterfront
View Yes
View Type Canal, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.3000
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront
Direction Faces West

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision Lazy Bend
Road Surface Asphalt
Postal Code 77565

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat, Water Heater

HOA / Association

HOA Yes
HOA Fee $625
HOA Fee Frequency Annually
HOA Name Lazy Bend HOA
Fee Includes Other

Taxes, Terms & Disclosures

Tax Annual Amount $12,884
Tax Year 2025
Tax Rate (est.) 1.61%
Parcel # 4595-0000-0005-000
Legal Description ABST 18 M MULDOON SUR LOT 5 & S 11 FT OF LOT 4
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 4

Living Room 16 x 17
Kitchen 14 x 19
Dining Room 12 x 17
Office 12 x 12

Second level · 5

Primary Bedroom 17 x 18
Bedroom 14 x 14
Bedroom 13 x 11
Bedroom 15 x 11
Bonus Room 9 x 10

Third level · 1

Bonus Room 15 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1812 Resolved MUD jurisdiction Galveston County WCID 12 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,878
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,804 Property tax$1,074 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,878
Yearly HOA fee $625

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.4759%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.18%
→ stable
School
0.97%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.00%
→ stable

HOA & Community

§ 05
● HOA details
$625
ANNUALLY
Association nameLazy Bend HOA Management co. Website Phone Cert on filepending
Fee includes
Other
● Community amenities
park
Jarboe Bayou Park · 0.2mi
Deep Hole Park · 0.2mi
· 0.2mi
police_station
Clear Lake Shores Police Department · 0.2mi
Clear Lake Shores Police Department · 0.3mi
Kemah Police Department · 1.0mi
restaurant
Galveston Bay Brewing · 0.2mi
Galveston Bay Brewing · 0.3mi
Okie's · 0.3mi
grocery
Kemah Food Mart · 0.4mi
Kemah Food Mart · 0.4mi
ALDI · 0.6mi
pharmacy
CVS Pharmacy · 0.5mi
CVS Pharmacy · 0.5mi
Walgreens · 0.7mi
daycare
Target · 0.5mi
Target · 0.5mi
Clear Falls High School · 2.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lazy Bend
TIER: SUBDIVISION
Subdivision name (MLS)Lazy Bend City · ZIPKemah · 77565 CountyGalveston Listings in subdivision158 Active now5 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1975s 2 1980s 1 1985s 1 1995s 1

Fire Protection

§ 11
Nearest station
Kemah Volunteer Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721503 · ACS 2023
Median HH income
$109,688
ACS 2023
Median home value
$447,900
Census self-report
Owner-occupied
70%
737 housing units
Bachelor's+
50%
Adults 25+
Median age
55.5
Population 1,412
Work from home
18%
of commuters
Commute 45min+
28%
of commuters
Below poverty
7.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5 Harbor Lane, Kemah, TX 77565
Galveston County · 29.55°N, 95.03°W
park
Jarboe Bayou Park
0.2 mi · 9 within 2 mi
police_station
Clear Lake Shores Police Department
0.2 mi · 2 within 2 mi
restaurant
Galveston Bay Brewing
0.2 mi · 9 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 27, 2026 Listed $800,000 Jamie Wills
Dec 31, 1975 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jamie Wills · Martha Turner Sotheby's International Realty - Bay Area
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 35757927 · LIST DATE: Jul 27, 2026 · PARCEL: 4595-0000-0005-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 2:29 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity