Homes for Sale/Fort Bend County/Katy/Cinco Ranch/Cinco Ranch Southwest Sec 54
Active MLS #92369971 · 103 days on market

5123 Blue Lake Creek Trail

Katy, TX 77494
Subdivision  ·  Cinco Ranch Southwest Sec 54
List Price
$1.05M
$236/SF · 34.5% above neighborhood median
Beds
4
Baths
4
Sq Ft
4,449
Built
2013
Lot
0.22 ac
Garage
3-car
County
Fort Bend
Tax Rate
1.77%

Schools

§ 03
District
Elementary FRED AND PATTI SHAFER EL A
Middle SEVEN LAKES J H A
High JORDAN H S CCMR 90% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning Taylor Morrison home nestled on a cul-de-sac in the gated community of Avalon at Cinco Ranch. Loaded with upgrades and designer finishes, this impressive residence offers 4 bedrooms, 3 full and 1 half baths, and a 3-car garage. A grand foyer with soaring ceilings and a striking steel-and-glass staircase welcomes you inside. The gourmet kitchen features a large center island and opens seamlessly to the spacious family room, perfect for entertaining. The luxurious primary suite offers private patio access and a spa-inspired bath with dual vanities, whirlpool tub, walk-through shower, and an extraordinary custom walk-in closet. Outside, enjoy a resort-style backyard with an oversized pool, spa, tanning ledge, outdoor kitchen, and hidden outdoor shower. Residents enjoy miles of scenic lakefront trails, parks, recreation areas, and exceptional Cinco Ranch amenities. Luxury living at its finest.

Features

§ 02

Interior

  • Double Vanity
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Soaking Tub
  • Separate Shower
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Disposal

Exterior & lot

  • Fence
  • Hot Tub Spa
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Private Yard
  • Tennis Courts
  • Cul De Sac
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Electric Gate
  • Garage
  • Garage Door Opener
  • Oversized
  • In Ground

Community

  • Security Gate
  • Security System Owned
  • Controlled Access
  • Style: Contemporary Modern
  • Style: Mediterranean

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern, Mediterranean
Year Built 2013
Year Built Source Appraiser
New Construction No
Builder Name Taylor Morrison

Building

Stories 2
Levels Two
Living Area 4,449 sq ft
Living Area Source Appraiser
Building Area Total 4,449 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Self Closing Cabinet Doors, Self Closing Drawers, Soaking Tub, Separate Shower, Walk In Pantry, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Dryer, Energy Star Qualified Appliances, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security Gate, Security System Owned, Controlled Access

Exterior

Exterior Features Fence, Hot Tub Spa, Sprinkler Irrigation, Outdoor Kitchen, Private Yard, Tennis Courts
Fencing Back Yard
Pool Private Yes
Pool Features In Ground

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Electric Gate, Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 0.2248
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision
Direction Faces West

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Cinco Ranch Southwest Sec 54
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Hvac, Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,750
HOA Fee Frequency Annually
HOA Name Cinco Ranch HOA

Taxes, Terms & Disclosures

Tax Annual Amount $18,619 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.77%
Parcel # 2278-54-001-0490-914
Legal Description CINCO RANCH SOUTHWEST SEC 54, BLOCK 1, LOT 49
Listing Terms Cash, Conventional
Lease Considered Yes
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 5

Primary Bedroom 19x18
Bedroom 13x12
Breakfast Room Nook 15x10
Family Room 25x24
Office 15x12

Second level · 4

Bedroom 12x12
Bedroom 13x12
Game Room 18x16
Media Room 20x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
—
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionCinco Southwest MUD 3 CountyFort Bend TCEQ District ID2286792 Bonded indebtedness— Current year rate— FetchedApr 26, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6050 Resolved MUD jurisdiction Cinco Southwest MUD 3 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.7500
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064198420 Filed underCinco Southwest Municipal Utility District #3 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$7,851
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,299 Property tax$1,552 Homeowners insuranceTBD
Subtotal (P&I + Tax) $7,851
Yearly HOA fee $1,750

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2407%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,750
ANNUALLY
Association nameCinco Ranch HOA Management co.— Website— Phone— Cert on filepending
● Community amenities
park
· 0.1mi
Rosewood Park · 0.5mi
· 0.2mi
veterinary
Bingle Vet Katy · 0.5mi
The WellPet Center Veterinary Hospital · 0.8mi
Brixton Pet Health · 1.8mi
restaurant
Subway · 0.5mi
McDonald's · 0.6mi
Fuji Sushi · 0.5mi
place_of_worship
Second Baptist Church, 1463 Campus · 0.5mi
West Campus St. Peter's United Methodist Church · 0.9mi
bank
Chase Bank · 0.5mi
Regions Bank · 1.1mi
Bank of America (with Drive-thru ATM) · 0.7mi
urgent_care
Memorial Hermann-GoHealth Urgent Care · 0.6mi
AFC Urgent Care Katy - Fulshear · 1.2mi
Preferred Urgent Care - Fulshear · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $175/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cinco Ranch
TIER: NEIGHBORHOOD
Subdivision name (MLS)Cinco Ranch Southwest Sec 54 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision56 Active now2 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2010s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
1.6 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673110 · ACS 2023
Median HH income
$232,697
ACS 2023
Median home value
$567,400
Census self-report
Owner-occupied
90%
2,263 housing units
Bachelor's+
86%
Adults 25+
Median age
36.6
Population 8,607
Work from home
51%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5123 Blue Lake Creek Trail, Katy, TX 77494
Fort Bend County · 29.71°N, 95.84°W
park
—
0.1 mi · 6 within 2 mi
veterinary
Bingle Vet Katy
0.5 mi · 1 within 2 mi
restaurant
Subway
0.5 mi · 6 within 2 mi
place_of_worship
Second Baptist Church, 1463 Campus
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 12, 2026 Listed $1.05M Maria Ruedas
Dec 31, 2012 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Maria Ruedas · Martha Turner Sotheby's International Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 22, 2026.
MLS# 92369971 · LIST DATE: Jun 12, 2026 · PARCEL: 2278-54-001-0490-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity