Homes for Sale/Harris County/Houston/Lum Terrace R/P
Active MLS #27070561 · 44 days on market

5209 Plum Drive

Houston, TX 77087
Subdivision  ·  Lum Terrace R/P
List Price
$424,900
$132/SF · 10.7% above neighborhood median
Beds
3
Baths
1
Sq Ft
3,217
Built
1946
Lot
7,170 sf
County
Harris
Tax Rate
1.60%

Schools

§ 03
District
Elementary GOLFCREST EL B
Middle HARTMAN MIDDLE B
High STERLING H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Discover a turnkey, fully occupied fourplex in Southeast Houston offering immediate income and strong long-term investment potential. The property has been thoughtfully upgraded with new plumbing and electrical systems, providing valuable improvements for the next owner. Each unit features a renovated custom kitchen with granite countertops and a convenient kitchen island, along with attractive wood flooring and comfortable living spaces. Covered patios provide additional outdoor space for tenants, while central HVAC and gated driveway access enhance everyday convenience. Ideally located near I-45, Loop 610, Highway 225, Downtown Houston, the Texas Medical Center, and the Port of Houston, this well-positioned multifamily property offers convenient access to major employment centers, shopping, dining, and transportation. An excellent opportunity for investors seeking a stabilized, income-producing asset with strong tenant appeal in an established Houston neighborhood.

Features

§ 02

Interior

  • Granite Counters
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Refrigerator
  • Tile
  • Wood
  • Hardwood
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Cool: Attic Fan
  • Washer Hookup
  • Dryer Hookup

Exterior & lot

  • Other
  • Patio
  • Roof: Composition

Community

  • Fire Alarm
  • Style: Split Level
  • Style: Fourplex

Property Details

§ 03 · Full MLS record

Property

Property Type Residential Income
Property Sub Type Quadruplex
Sub Type Additional Quadruplex
Architectural Style Split Level, Fourplex
Year Built 1946
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two,MultiSplit
Living Area 3,217 sq ft
Living Area Source Appraiser
Building Area Total 3,217 sq ft
Construction Other, Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 1
Bathrooms Full 1

Interior

Interior Features Granite Counters, Ceiling Fans, Programmable Thermostat
Flooring Tile, Wood, Hardwood
Appliances Dishwasher, Disposal, Microwave, Refrigerator
Laundry Washer Hookup, Dryer Hookup
Security Fire Alarm
Indoor Air Quality Ventilation

Exterior

Patio / Porch Patio

Lot

Lot Size (sq ft) 7,170
Lot Size Source Appraiser
Lot Features Other

Location

County Harris
MLS Area Major 3
MLS Area Minor Hobby Area
Subdivision Lum Terrace R/P
Postal Code 77087

Utilities

Heating Central, Electric
Cooling Central Air, Electric, Attic Fan
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $6,808 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.60%
Parcel # 055-140-007-0012
Legal Description TRS 12B & 13B BLK 53-2 LUM TERRACE R/P
Listing Terms Cash, Conventional, FHA, Other, Va Loan
Disclosures Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,118
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,551 Property tax$567 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,118

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Hopewell Baptist Church · 0.1mi
Park Place Church of Christ · 0.3mi
Temple United Methodist Church · 0.7mi
restaurant
McDonald's · 0.2mi
Jack in the Box · 0.4mi
Chuck E. Cheese · 0.5mi
veterinary
Long Drive Dog & Cat Hospital · 0.2mi
Gulfgate Animal Hospital. · 0.9mi
Emancipet · 2.5mi
gas_station
Texaco · 0.2mi
Valero · 0.3mi
Pemex · 0.7mi
grocery
Diamond Express · 0.5mi
· 0.5mi
· 0.6mi
park
Jerry Sharp Park · 0.5mi
· 0.7mi
Reveille Park · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48201C SFHA YES SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
6 comparable sales nearby · sold median $119/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lum Terrace R/P
TIER: SUBDIVISION
Subdivision name (MLS)Lum Terrace R/P City · ZIPHouston · 77087 CountyHarris Listings in subdivision12 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 26
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201332900 · ACS 2023
Median HH income
$49,125
ACS 2023
Median home value
$166,300
Census self-report
Owner-occupied
50%
1,471 housing units
Bachelor's+
3%
Adults 25+
Median age
34.7
Population 4,814
Work from home
1%
of commuters
Commute 45min+
8%
of commuters
Below poverty
23.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5209 Plum Drive, Houston, TX 77087
Harris County · 29.69°N, 95.30°W
place_of_worship
Hopewell Baptist Church
0.1 mi · 4 within 2 mi
restaurant
McDonald's
0.2 mi · 5 within 2 mi
veterinary
Long Drive Dog & Cat Hospital
0.2 mi · 1 within 2 mi
gas_station
Texaco
0.2 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 10, 2026 Listed $424,900 Joel Joy
Dec 31, 1945 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Joel Joy · TEXAS GOLD REALTY
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 8, 2026.
MLS# 27070561 · LIST DATE: Aug 10, 2026 · PARCEL: 055-140-007-0012
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity