Homes for Sale/Harris County/Humble/Matthews Sub
Active MLS #55172971 · 48 days on market

521 Ferguson Street

Humble, TX 77338
Subdivision  ·  Matthews Sub
List Price
$490,000
$118/SF
Baths
0
Sq Ft
4,144
Built
1981
Lot
10,258 sf
County
Harris
Tax Rate
1.56%

Schools

§ 03
District
Elementary LAKELAND EL D
Middle ROSS STERLING MIDDLE B
High HUMBLE H S CCMR 48% · Grad 87% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the Matthews Subdivision of Humble, this well-maintained fourplex offers four spacious units, each featuring 2 bedrooms and 1.5 bathrooms. Every unit includes a covered front entrance, an inviting living area, a dining space, a functional kitchen, and an interior utility room. Upstairs, you'll find both bedrooms along with a full bathroom, providing a comfortable and practical layout for residents.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Roof: Other

Community

  • Style: Fourplex

Property Details

§ 03 · Full MLS record

Property

Property Type Residential Income
Property Sub Type Quadruplex
Sub Type Additional Quadruplex
Architectural Style Fourplex
Year Built 1981
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,144 sq ft
Living Area Source Appraiser
Building Area Total 4,144 sq ft
Roof Other

Rooms & Baths

Bathrooms (total) 0

Lot

Lot Size (sq ft) 10,258
Lot Size Source Appraiser
Direction Faces South

Location

County Harris
MLS Area Major 1
MLS Area Minor Humble Area East
Subdivision Matthews Sub
Postal Code 77338

Utilities

Heating Central, Electric
Cooling Central Air, Electric

Taxes, Terms & Disclosures

Tax Annual Amount $7,625 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.56%
Parcel # 043-150-011-0107
Legal Description TR 8B BLK 1 MATTHEWS W B ABST 484 J B JONES
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Disclosures None, Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,577
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,942 Property tax$635 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,577

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.0983%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.11%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.61%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Lakeland Baptist Church · 0.1mi
Saint Mary Magdalene Catholic Church · 0.1mi
Gospel Assembly of Greater Houston · 0.2mi
post_office
Humble Post Office · 0.5mi
The UPS Store · 1.8mi
restaurant
Raspado Xperts · 0.5mi
La Haciendita · 0.5mi
Nando's Tacos · 0.5mi
veterinary
Eastex Veterinary Clinic · 0.5mi
Texas Litter Control · 1.1mi
Banfield Pet Hospital · 1.6mi
police_station
Harris County Sheriffs Office Auto Theft · 0.6mi
Humble Police Department · 0.9mi
Harris County Constable Precinct 4 · 1.1mi
gym
Flash Fitness · 0.6mi
Planet Fitness · 1.0mi
grvtysculpt · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Brightspeed
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
Brightspeed
100 / 10 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Matthews Sub
TIER: SUBDIVISION
Subdivision name (MLS)Matthews Sub City · ZIPHumble · 77338 CountyHarris Listings in subdivision3 Active now2 Sold (last 12 mo)0 Curated amenities58
● Year-built distribution
1980s 2

Fire Protection

§ 11
Nearest station
Humble Fire Department Station 2
· Humble
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201250602 · ACS 2023
Median HH income
$42,738
ACS 2023
Median home value
$238,000
Census self-report
Owner-occupied
31%
1,630 housing units
Bachelor's+
16%
Adults 25+
Median age
29.4
Population 4,615
Work from home
9%
of commuters
Commute 45min+
11%
of commuters
Below poverty
37.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
521 Ferguson Street, Humble, TX 77338
Harris County · 29.99°N, 95.26°W
place_of_worship
Lakeland Baptist Church
0.1 mi · 5 within 2 mi
post_office
Humble Post Office
0.5 mi · 1 within 2 mi
restaurant
Raspado Xperts
0.5 mi · 5 within 2 mi
veterinary
Eastex Veterinary Clinic
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 6, 2026 Listed $490,000 Michael Joseph
Dec 31, 1980 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Joseph · Luxury Home Advisors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 10, 2026.
MLS# 55172971 · LIST DATE: Aug 6, 2026 · PARCEL: 043-150-011-0107
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity