Homes for Sale/Galveston County/Texas City/Grand Cay Harbour Sec 1 2007
OptionPeriod MLS #54891165 · 1 days on market

5217 Allen Cay Drive

Texas City, TX 77590
Subdivision  ·  Grand Cay Harbour Sec 1 2007
List Price
$565,000
$242/SF
Beds
3
Baths
3
Sq Ft
2,338
Built
2019
Lot
6,565 sf
Garage
2-car
County
Galveston
Tax Rate
3.11%

Schools

§ 03
District
Elementary ROOSEVELT-WILSON EL A
Middle BLOCKER MIDDLE C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Breathtaking waterfront retreat combining luxury living with phenomenal outdoor amenities, perfect for relaxation and entertaining. The open-concept living/dining/family room creates an inviting space to gather. Step out back to a spacious patio leading to your private boathouse with boat lift, ready for life on the water! Located in Grand Cay Harbour, enjoy direct access to Galveston Bay plus a community boat launch and pool. Flood insurance is NOT required! Recent updates include a pergola with awning on the back deck, a new lower wood deck, a glass storm door at the entry, and fun spunky wallpaper in the half bath. Free-standing soaking tub in the master bath, elegant kitchen backsplash, massive walk-in pantry. Upgraded porcelain farmhouse sink + custom kitchen cabinet features. A whole-home Generac generator with transferable warranty brings peace of mind during outages. This adorable home is in superb condition, don't miss your chance to own this beautiful waterfront property!

Features

§ 02

Interior

  • All Bedrooms Down
  • Crown Molding
  • Double Vanity
  • Full Bath On Main Level
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Subdivision
  • Views
  • Waterfront
  • Partial
  • Covered
  • Roof: Metal
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Association

Community

  • Boat Ramp
  • Pool
  • Prewired
  • Smoke Detectors
  • Canal
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2019
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,338 sq ft
Living Area Source Appraiser
Building Area Total 2,338 sq ft
Foundation Slab
Construction Cement Siding
Roof Metal

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features All Bedrooms Down, Crown Molding, Double Vanity, Full Bath On Main Level, Kitchen Family Room Combo, Main Level Primary, Pantry, Soaking Tub, Walk In Pantry, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Tile
Appliances Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Partial
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Canal, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 6,565
Lot Size (acres) 0.1510
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor Texas City
Subdivision Grand Cay Harbour Sec 1 2007
Road Surface Concrete
Postal Code 77590

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Electric Generator
Energy Efficient Radiant Attic Barrier, Appliances, Hvac, Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $104
HOA Fee Frequency Monthly
HOA Name Grand Cay Harbour-Sterling ASI
Fee Includes Common Areas, Recreation Facilities
Amenities Boat Ramp, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $17,552
Tax Year 2025
Tax Rate (est.) 3.11%
Parcel # 3679-0002-0032-000
Legal Description GRAND CAY HARBOUR SEC 1 (2007) ABST 4, BLOCK 2, LOT 32, ACRE
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Primary Bedroom 13 x 22
Living Room 17 x 27
Bedroom 12 x 10
Utility Room 8 x 6
Dining Room 10 x15
Bedroom 12 x 12
Office 9 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.3900 Resolved MUD jurisdiction Galveston County MUD 52 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,856
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,393 Property tax$1,463 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,856
Yearly HOA fee $1,248

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.1338%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.39%
→ stable
School
1.15%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.27%
→ stable

HOA & Community

§ 05
● HOA details
$104
MONTHLY
Association nameGrand Cay Harbour-Sterling ASI Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Goddard Park · 1.9mi
Goodson Park · 2.2mi
Lulac Park · 2.1mi
bank
ATM (ATM Link, Inc.) · 1.9mi
ATM (ATM Link, Inc.) · 2.3mi
ATM · 2.9mi
place_of_worship
First Christian Church · 2.0mi
North Side Church · 2.0mi
First Assembly of God Church · 2.0mi
restaurant
Church's Chicken · 2.0mi
Topwater Grill · 2.7mi
Edo Japan · 2.9mi
grocery
· 2.3mi
· 3.1mi
Texas City Grocery Store · 3.1mi
daycare
Calvary Christian Academy · 2.4mi
Busy Body's Child Care · 6.2mi
Abundant Life Christian School & Academy · 7.3mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Grand Cay Harbour Sec 1 2007
TIER: SUBDIVISION
Subdivision name (MLS)Grand Cay Harbour Sec 1 2007 City · ZIPTexas City · 77590 CountyGalveston Listings in subdivision70 Active now5 Sold (last 12 mo)8 Curated amenities60
● Year-built distribution
2015s 2 2020s 3

Fire Protection

§ 11
Nearest station
Texas City Fire Department Station 1
Distance
2.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167722001 · ACS 2023
Median HH income
$87,542
ACS 2023
Median home value
$275,900
Census self-report
Owner-occupied
67%
2,759 housing units
Bachelor's+
28%
Adults 25+
Median age
36.6
Population 6,779
Work from home
4%
of commuters
Commute 45min+
13%
of commuters
Below poverty
6.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5217 Allen Cay Drive, Texas City, TX 77590
Galveston County · 29.44°N, 94.91°W
park
Goddard Park
1.9 mi · 1 within 2 mi
bank
ATM (ATM Link, Inc.)
1.9 mi · 1 within 2 mi
place_of_worship
North Side Church
2.0 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 22, 2026 Listed $565,000 Susan Annoura
Sep 23, 2026 OptionPeriod
Dec 31, 2018 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Susan Annoura · Annoura Realty Group, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 54891165 · LIST DATE: Sep 22, 2026 · PARCEL: 3679-0002-0032-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity