Homes for Sale/Galveston County/Galveston/Denver-Resurvey
Active MLS #48813378 · 196 days on market

5224 Bernardo De Galvez

Galveston, TX 77551
Subdivision  ·  Denver-Resurvey
List Price
$295,000
$145/SF · 27.6% below neighborhood median
Beds
5
Baths
2
Sq Ft
2,040
Built
1958
Lot
6,000 sf
Garage
3-car
County
Galveston
Tax Rate
2.52%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

STUNNING property with excellent income potential featuring two units totaling 5 bedrooms and 2 bathrooms. The front unit offers 3 bedrooms and 1 bath, while the rear garage apartment features 2 bedrooms and 1 bath. Property includes a 3-car garage with alley access, garage spaces for both units, hardwood floors, and fully fenced yards. Located in a prime central area with convenient access to everything Island living has to offer!

Features

§ 02

Interior

  • Ceiling Fans
  • Gas Oven
  • Gas Range
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Fence
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Detached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1958
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,040 sq ft
Living Area Source Appraiser
Building Area Total 2,040 sq ft
Foundation Pillar Post Pier
Construction Other, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Ceiling Fans
Flooring Wood
Appliances Gas Oven, Gas Range

Exterior

Exterior Features Fence, Private Yard
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (sq ft) 6,000
Lot Size (acres) 0.1377
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Galveston
MLS Area Major 33
MLS Area Minor Midtown - Galveston
Subdivision Denver-Resurvey
Postal Code 77551

Utilities

Heating Central, Gas
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $7,435
Tax Year 2025
Tax Rate (est.) 2.52%
Parcel # 2965-0101-0021-000
Legal Description ABST 628 M B MENARD SUR LOTS 21 & 22 BLK 101 DENVER RESURVEY
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Other

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 3

Primary Bedroom 12 x 11
Bedroom 10 x 11
Bedroom 10 x 11

Second level · 2

Bedroom 10 x 9
Bedroom 10 x 9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,391
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,771 Property tax$620 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,391

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7190%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.55%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Tabernacle Church · 0.2mi
Tabernacle Church · 0.3mi
Crockett Place United Methodist Church · 0.3mi
park
Alamo Park · 0.3mi
· 0.3mi
Crockett Little League Complex · 0.5mi
grocery
· 0.4mi
S Avenue Food Store · 0.5mi
7-Eleven · 0.7mi
daycare
Kribs 2 Krayons Academy · 0.4mi
Burnet Elementary School · 0.5mi
Chance 2 Grow Childcare · 0.5mi
bank
HomeTown Bank of Galveston- Main Bank · 0.5mi
ATM · 0.8mi
Bank of America ATM (Drive-thru) · 0.8mi
restaurant
Sonic · 0.5mi
McDonald's · 0.5mi
Taco Bell · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 10.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $200/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Denver-Resurvey
TIER: SUBDIVISION
Subdivision name (MLS)Denver-Resurvey City · ZIPGalveston · 77551 CountyGalveston Listings in subdivision19 Active now4 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1955s 3 1960s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 5
Distance
0.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167725400 · ACS 2023
Median HH income
$59,243
ACS 2023
Median home value
$246,900
Census self-report
Owner-occupied
50%
1,994 housing units
Bachelor's+
23%
Adults 25+
Median age
39.1
Population 3,918
Work from home
8%
of commuters
Commute 45min+
15%
of commuters
Below poverty
24.6%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Merco Supermarket
0.6 mi · 5 within 1.5 mi

Schools

Burnet Elementary School
0.4 mi · 5 within 1.5 mi

Parks

Alamo Park
0.3 mi · 5 within 1.5 mi

Restaurants

Sonic Drive-In
0.6 mi · 8 within 1.5 mi

Cafés

Shipley Do-Nuts (Galveston)
0.6 mi · 5 within 1.5 mi

Gyms

Ovr Drve Gym
0.6 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
5224 Bernardo De Galvez, Galveston, TX 77551
Galveston County · 29.28°N, 94.82°W
place_of_worship
Tabernacle Church
0.2 mi · 5 within 2 mi
park
Alamo Park
0.3 mi · 5 within 2 mi
grocery
0.4 mi · 2 within 2 mi
daycare
Kribs 2 Krayons Academy
0.4 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Mar 11, 2026 Listed $295,000 Cody Scurlock
Dec 31, 1957 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Cody Scurlock · Keller Williams Summit
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 48813378 · LIST DATE: Mar 11, 2026 · PARCEL: 2965-0101-0021-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity