Homes for Sale/Harris County/Katy/Bergamo
Active MLS #58431487 · 28 days on market

5234 Swaying Reed Lane

Katy, TX 77493
Subdivision  ·  Bergamo
List Price
$384,990
$172/SF · 4.2% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,241
Built
2026
Lot
5,085 sf
Garage
2-car
County
Harris

Schools

§ 03
District
Elementary BETHKE EL C
Middle STOCKDICK J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful One-Story Azalea home plan offers an inviting open-concept design for modern living. At the heart of the home, a stunning kitchen with oversized center-island breakfast bar provides a welcoming space for casual meals. Large windows in the family room fill the space with natural light with views of the backyard and covered patio. The first-floor primary suite serves as a serene retreat with a private bath featuring a soaking tub, separate shower, and an oversized walk-in closet. A secondary bedroom with a nearby full bath and a convenient utility room complete the main floor. Upstairs, two additional bedrooms and a versatile loft offer extra space for a . This home features the AW Collection® Milan, with sleek gray cabinetry, smooth ceramics, and sophisticated design touches that create a chic, European-inspired living space. Bergamo offers resort-style amenities, walking trails along Bergamo Lake, a dog park, and is a walking distance to top Katy ISD schools.

Features

§ 02

Interior

  • Entrance Foyer
  • High Ceilings
  • Quartz Counters
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Free Standing Range
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Oven
  • Carpet
  • Plank
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Covered Patio
  • Fence
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition Under Construction
Builder Name AshtonWoods

Building

Stories 2
Levels Two
Living Area 2,241 sq ft
Living Area Source Builder
Building Area Total 2,241 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features Entrance Foyer, High Ceilings, Quartz Counters, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl
Appliances Dishwasher, Free Standing Range, Disposal, Gas Oven, Gas Range, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 5,085
Lot Size Source Other
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Bergamo
Road Surface Concrete
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,500
HOA Fee Frequency Annually
HOA Name Bergamo HOA

Taxes, Terms & Disclosures

Parcel # 149-016-001-0009
Legal Description Bergamo Section 01, Block 01, Lot 09
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Primary Bedroom 14x14
Bedroom 10x11
Kitchen 14x15
Family Room 14x15

Second level · 3

Bedroom 13x11
Bedroom 14x11
Game Room 26x13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.0000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 495 CountyHarris TCEQ District ID3730608 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Harris County MUD 495 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,312
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,312 Property taxNot available Homeowners insuranceTBD
Subtotal (P&I only — tax not available) $2,312
Yearly HOA fee $1,500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable

HOA & Community

§ 05
● HOA details
$1,500
ANNUALLY
Association nameBergamo HOA Management co. Websitevisit Phone(832) 358-3503 Cert on filehoa.texas.gov
● Community amenities
gas_station
Chevron · 0.6mi
Exxon · 1.3mi
Chevron · 1.3mi
place_of_worship
Tri-County Baptist Church · 0.8mi
park
Fireside Park · 1.1mi
Katy Pointe Park · 1.2mi
Four Seasons Park · 1.4mi
grocery
Time : Mart · 1.3mi
Farm Stores · 2.3mi
restaurant
Sonic · 1.3mi
Dulce Donuts · 1.4mi
Tropical Smoothie Cafe · 1.4mi
coffee
Black Rock Coffee Bar · 1.4mi
Blessed Nutrition · 1.7mi
Starbucks · 2.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $179/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bergamo
TIER: SUBDIVISION
Subdivision name (MLS)Bergamo City · ZIPKaty · 77493 CountyHarris Listings in subdivision15 Active now22 Sold (last 12 mo)26 Curated amenities25
● Year-built distribution
2025s 22

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5234 Swaying Reed Lane, Katy, TX 77493
Harris County · 29.85°N, 95.78°W
gas_station
Chevron
0.6 mi · 5 within 2 mi
place_of_worship
Tri-County Baptist Church
0.8 mi · 1 within 2 mi
park
Fireside Park
1.1 mi · 3 within 2 mi
grocery
Time : Mart
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 27, 2026 Listed $384,990 Jared Turner
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jared Turner · Ashton Woods
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 58431487 · LIST DATE: Aug 27, 2026 · PARCEL: 149-016-001-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity