Schools

§ 03

District

Elementary	HARDIN EL	D
Middle	HARDIN J H	B
High	HARDIN H S CCMR 91% · Grad 100%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your future home on this vacant lot within a lake setting at 53 Smith Loop in Cleveland, featuring a unique layout with two land parcels divided by tranquil water views. Imagine a custom lakeside retreat, weekend getaway, or a peaceful residence designed to embrace nature and outdoor living. Enjoy a lifestyle centered around fishing, boating, kayaking, and relaxing waterfront moments, with space to create decks, patios, or a private dock-inspired setup. Surrounded by natural beauty and a serene atmosphere, the location offers privacy, relaxation, and the charm of lakeside living while still within reach of nearby conveniences. Whether envisioned as a personal escape or a long-term investment, this land presents exceptional potential to bring your dream to life. Endless possibilities await nature lovers, custom-home builders, or anyone looking to invest in a waterfront setting!

Features

§ 02

Interior

Not provided

Exterior & lot

Subdivision
Views

Community

Lake
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

View	Yes
View Type	Lake, Water

Lot

Lot Size (sq ft)	91,476
Lot Size (acres)	2.1000
Lot Size Source	Appraiser
Lot Features	Subdivision, Views

Location

County	Liberty
MLS Area Major	52
MLS Area Minor	Liberty County East
Subdivision	Artesian Lakes, Sec 1
Postal Code	77327

Utilities

Sewer

None

Taxes, Terms & Disclosures

Tax Annual Amount	$1,570
Tax Year	2025
Tax Rate (est.)	0.63%
Parcel #	002208-000053-000
Legal Description	ARTESIAN LAKES, LOT 53, SEC 8, ACRES 2.1
Listing Terms	Cash, Conventional, FHA, Texas Vet, Va Loan
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,632

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,501 Property tax$131 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,632

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

202320242025

MUD

—

→ stable

School

1.02%

→ stable

City

—

→ stable

County

0.48%

→ stable

HOA & Community

§ 05

No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48291C SFHA YES SOURCE 48291C_FIRM1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor.

Recent Comparable Sales

§ 09

No comps within 0.5 mi in the last 90 daysExpand the search radius via the "Full report" CTA.

Subdivision & Master Plan

§ 10

● Master plan

Artesian Lakes, Sec 1

TIER: SUBDIVISION

Subdivision name (MLS)Artesian Lakes, Sec 1 City · ZIPCleveland · 77327 CountyLiberty Listings in subdivision44 Active now8 Sold (last 12 mo)2 Curated amenities0

● Year-built distribution

2005s 1 2010s 1 2015s 1

Fire Protection

§ 11

Nearest station

North Liberty County Fire Department

Distance

1.1 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48291700600 · ACS 2023

Median HH income

$43,969

ACS 2023

Median home value

$102,900

Census self-report

Owner-occupied

63%

1,783 housing units

Bachelor's+

13%

Adults 25+

Median age

45.6

Population 2,827

Work from home

1%

of commuters

Commute 45min+

50%

of commuters

Below poverty

22.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

53 Smith Loop, Cleveland, TX 77327

Liberty County · 30.45°N, 94.82°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.