Homes for Sale/Harris County/Katy/Plantation Lakes Sec 23
Active MLS #43532771 · 49 days on market

5435 Nero Lake Drive

Katy, TX 77449
Subdivision  ·  Plantation Lakes Sec 23
List Price
$260,000
$145/SF
Beds
4
Baths
2
Sq Ft
1,792
Built
2018
Lot
5,652 sf
Garage
2-car
County
Harris
Tax Rate
2.14%

Schools

§ 03
District
Elementary EMERY EL C
Middle THORNTON MIDDLE C
High CYPRESS LAKES H S CCMR 72% · Grad 89% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to this charming property with mature trees, inviting curb appeal, and a cozy covered front porch. Inside, you’ll find a bright open layout with high ceilings and large windows that bring in natural light. The spacious living room flows easily into the kitchen and dining area, creating a warm and comfortable space for relaxing or entertaining. The kitchen offers ample cabinet and counter space, along with a large island overlooking the living area. Flexible bonus spaces provide room for a home office, craft room, or extra sitting area. Secondary bedrooms are bright and comfortable with ceiling fans and convenient closet space. The private primary suite features vaulted ceilings and an ensuite bathroom with dual sinks, a soaking tub, and a separate glass-enclosed shower. Step outside to enjoy the fully fenced backyard with lush green space, a storage shed, and plenty of room for outdoor fun or gatherings. Conveniently located near shopping, dining, and major roadways.

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • En Suite Bathroom
  • Granite Counters
  • Main Level Primary
  • Tub Shower
  • Ceiling Fans
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Washer
  • Carpet
  • Tile
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Fence
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,792 sq ft
Living Area Source Appraiser
Building Area Total 1,792 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 9

Interior

Interior Features All Bedrooms Down, Breakfast Bar, En Suite Bathroom, Granite Counters, Main Level Primary, Tub Shower, Ceiling Fans
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Fence, Private Yard
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 5,652
Lot Size (acres) 0.1298
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Plantation Lakes Sec 23
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $500
HOA Fee Frequency Annually
HOA Name Plantation Lakes Civic Impr Assoc

Taxes, Terms & Disclosures

Tax Annual Amount $5,561 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.14%
Parcel # 138-398-002-0003
Legal Description LT 3 BLK 2 PLANTATION LAKES SEC 23
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Dining Room 10x11
Living Room 15x19
Utility Room 5x6
Kitchen 15x14
Primary Bedroom 12x15
Primary Bathroom 9x9
Bedroom 11x9
Bedroom 11x9
Bedroom 11x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8400
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionHarris County MUD 167 CountyHarris TCEQ District ID3737402 Bonded indebtedness$88,210,000 Current year rate0.8400 FetchedApr 23, 2026
● Fresh (current tax year)
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8400 Resolved MUD jurisdiction Harris County MUD 167 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,024
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,561 Property tax$463 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,024
Yearly HOA fee $500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6807%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.84%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$500
ANNUALLY
Association namePlantation Lakes Civic Impr Assoc Management co. Website Phone(832) 220-5566 Cert on filemls-trestle
● Community amenities
park
· 0.0mi
Eagle Ranch West Pocket Park · 1.0mi
· 0.1mi
gym
· 0.2mi
· 1.0mi
· 1.3mi
grocery
· 0.5mi
ALDI · 0.7mi
Kroger · 0.7mi
restaurant
Captain Hook's Fish and Chicken · 0.5mi
Little Caesars · 0.6mi
Pizza Hut · 0.6mi
bank
Wells Fargo · 0.7mi
Chase Bank · 3.9mi
Chase · 0.8mi
gas_station
76 · 0.7mi
Exxon · 1.0mi
Phillips 66 · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,200 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Plantation Lakes Sec 23
TIER: SUBDIVISION
Subdivision name (MLS)Plantation Lakes Sec 23 City · ZIPKaty · 77449 CountyHarris Listings in subdivision19 Active now3 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2015s 3

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542105 · ACS 2023
Median HH income
$82,296
ACS 2023
Median home value
$199,000
Census self-report
Owner-occupied
47%
3,199 housing units
Bachelor's+
26%
Adults 25+
Median age
35.8
Population 9,153
Work from home
18%
of commuters
Commute 45min+
11%
of commuters
Below poverty
16.7%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Dara African Grocery
0.9 mi · 5 within 1.5 mi

Schools

Cypress Lakes High School
0.2 mi · 5 within 1.5 mi

Parks

Windstone Colony Park
0.7 mi · 5 within 1.5 mi

Restaurants

FlouryBites
0.1 mi · 8 within 1.5 mi

Cafés

Dutch Bros Coffee
0.9 mi · 5 within 1.5 mi

Gyms

Outdoor gym
0.4 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
5435 Nero Lake Drive, Katy, TX 77449
Harris County · 29.85°N, 95.70°W
park
0.0 mi · 5 within 2 mi
gym
0.2 mi · 1 within 2 mi
grocery
0.5 mi · 6 within 2 mi
restaurant
Captain Hook's Fish and Chicken
0.5 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 6, 2026 Listed $260,000 Justin Dickey
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Justin Dickey · CB&A, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 43532771 · LIST DATE: Aug 6, 2026 · PARCEL: 138-398-002-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity