Homes for Sale/Brazoria County/Brazoria/James Cummings
Active MLS #65253876 · 534 days on market

5463 County Road 961

Brazoria, TX 77422
Subdivision  ·  James Cummings
List Price
$315,000
$160/SF
Beds
2
Baths
2
Sq Ft
1,974
Built
1985
Lot
1.19 ac
Garage
2-car
County
Brazoria
Tax Rate
1.49%

Schools

§ 03
District
Elementary WEST COLUMBIA EL C
Middle WEST BRAZOS J H C
High COLUMBIA H S CCMR 73% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled on the banks of the San Bernard River, this riverside retreat offers a little over a serene one-acre escape. Two balconies provide a perfect spot for your morning coffee, while a 2-story boat dock awaits your waterfront adventures. Upon entering this home, notice the large recreation room with a full bathroom and laundry space. Walking up the stairs to the first floor, notice a spacious living room with a cozy fireplace, tall ceilings, and plenty of natural light. The kitchen flows into the dining area with yet another balcony. The second floor offers a primary bedroom with an en suite. The third floor offers a second bedroom with private balcony. Embrace the best of riverside living in this beautiful home.

Features

§ 02

Interior

  • All Bedrooms Up
  • Balcony
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Jetted Tub
  • Multiple Staircases
  • Pantry
  • Walk In Closets
  • Ceiling Fans
  • Carpet
  • Laminate
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Balcony
  • Fence
  • Storage
  • Views
  • Waterfront
  • Side Yard
  • Partial
  • Roof: Shingle
  • Roof: Wood
  • Attached
  • Garage

Community

  • River
  • Water
  • Style: Other
  • Style: Split Level

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other, Split Level
Year Built 1985
Year Built Source PublicRecords
New Construction No

Building

Stories 3
Levels ThreeOrMore,MultiSplit
Living Area 1,974 sq ft
Living Area Source Appraiser
Building Area Total 1,974 sq ft
Construction Cement Siding, Wood Siding
Roof Shingle, Wood

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4
Fireplaces 1

Interior

Interior Features All Bedrooms Up, Balcony, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Jetted Tub, Multiple Staircases, Pantry, Walk In Closets, Ceiling Fans
Flooring Carpet, Laminate

Exterior

Exterior Features Balcony, Fence, Storage
Patio / Porch Balcony
Fencing Partial
Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Pier, River Front, Waterfront
View Yes
View Type River, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 1.1900
Lot Size Source Appraiser
Lot Features Views, Waterfront, Side Yard

Location

County Brazoria
MLS Area Major 5
MLS Area Minor West of the Brazos
Subdivision James Cummings
Postal Code 77422

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Well
Sewer Septic Tank

Taxes, Terms & Disclosures

Tax Annual Amount $4,699
Tax Year 2024
Tax Rate (est.) 1.49%
Parcel # 0056-0041-270
Legal Description A0056 JAMES CUMMINGS BLOCK 47 TRACT 17-26-45 (ALLHANDS SD TR
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 2

Bonus Room Buyer to verify
Bathroom

Second level · 2

Primary Bedroom Buyer to verify
Bedroom Buyer to verify

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,283
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,891 Property tax$392 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,283

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.4034%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.26%
→ stable
Other districts
1.14%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
bank
Kountry Korner Inc · 2.3mi
TDECU Brazoria · 3.5mi
The First State Bank · 3.6mi
gym
Brazoria Boxing Academy · 2.7mi
Absolute Fitness · 3.1mi
Absolute Fitness · 3.7mi
place_of_worship
Saint Paul Mission · 2.9mi
Wilson Point Church · 2.9mi
Grace Church · 4.2mi
veterinary
Wild Peach Veterinary Clinic · 2.9mi
Huebner Dennis a DVM · 4.1mi
Brazoria Veterinary Clinic · 4.1mi
hospital
Sweeny Community Hospital · 3.2mi
daycare
Kids heaven day care and Learning Center · 3.4mi
Brazoria County Head Start · 4.0mi
Discovery Barn Learning Center · 4.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Brazoria Telephone Company
Speeds per provider
Unknown
Skynet
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48039C SFHA YES SOURCE 48039C_FIRM1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 41 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
James Cummings
TIER: SUBDIVISION
Subdivision name (MLS)James Cummings City · ZIPBrazoria · 77422 CountyBrazoria Listings in subdivision93 Active now3 Sold (last 12 mo)1 Curated amenities56
● Year-built distribution
1985s 2

Fire Protection

§ 11
Nearest station
Wild Peach Fire Department
Distance
2.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48039662900 · ACS 2023
Median HH income
$73,859
ACS 2023
Median home value
$193,900
Census self-report
Owner-occupied
68%
2,177 housing units
Bachelor's+
9%
Adults 25+
Median age
41.7
Population 4,882
Work from home
2%
of commuters
Commute 45min+
11%
of commuters
Below poverty
12.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5463 County Road 961, Brazoria, TX 77422
Brazoria County · 29.04°N, 95.65°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 7, 2025 Listed $315,000 Allison Rader
Dec 31, 1984 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Allison Rader · American Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 65253876 · LIST DATE: Apr 7, 2025 · PARCEL: 0056-0041-270
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity