Schools

§ 03

District

Elementary	LINCOLN EL	C
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Captivating two-story brick home guarded behind the gates of Bentwater with a scenic view of Weiskopf #2. This 4BD/3.5BA has spectacular views from many vantage points. The two-story formal entry offers a dramatic welcome for guests. Gourmet island kitchen features abundant storage, SS appliances, breakfast bar & walk-in pantry! Open to breakfast room & main living w/rich wood flooring tons of windows. Escape to the Owners retreat complete with a private office nook & spa-like bath. Sizeable secondary BRs & Gameroom upstairs. Extend entertainment outdoors & enjoy the private far-reaching GOLF views & gentle breezes from the lake. Large covered back patio and stunning upstairs outdoor balcony for relaxing & enjoying the views. NEW ROOF! NO back neighbors!!! Tons of parking & golf cart bay in the garage. Enjoy life, like you're on a vacation with access to the country club, THREE 18-hole championship golf courses, the yacht club, sports club, 24 hr manned gate. MISD!

Features

§ 02

Interior

Balcony
High Ceilings
Main Level Primary
Ceiling Fans
Programmable Thermostat
Double Oven
Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave
Heat: Central
Heat: Electric
Heat: Zoned
Cool: Central Air
Cool: Electric
Cool: Zoned
Washer Hookup

Exterior & lot

Balcony
Covered Patio
Sprinkler Irrigation
Patio
On Golf Course
Subdivision
Covered
Deck
Roof: Composition
Foundation: Slab
Attached
Driveway
Garage
Golf Cart Garage
Garage Door Opener
Oversized
Association

Community

Clubhouse
Golf Course
Pool
Gated With Attendant
Controlled Access
Smoke Detectors
Style: Contemporary Modern
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Contemporary Modern, Traditional
Year Built	1998
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	3,145 sq ft
Living Area Source	Appraiser
Building Area Total	3,145 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	4
Bathrooms Full	3
Bathrooms Half	1
Rooms Total	10
Fireplaces	1
Fireplace Features	Gas

Interior

Interior Features	Balcony, High Ceilings, Main Level Primary, Ceiling Fans, Programmable Thermostat
Appliances	Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry	Washer Hookup, Electric Dryer Hookup
Security	Gated With Attendant, Controlled Access, Smoke Detectors

Exterior

Exterior Features	Balcony, Covered Patio, Sprinkler Irrigation, Patio
Patio / Porch	Balcony, Covered, Deck, Patio
Pool Private	No
Pool Features	Association

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Driveway, Garage, Golf Cart Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres)	0.1621
Lot Size Source	Appraiser
Lot Features	On Golf Course, Subdivision
Direction Faces	North

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Bentwater 05
Road Surface	Concrete
Postal Code	77356

Utilities

Heating	Central, Electric, Zoned
Cooling	Central Air, Electric, Zoned
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Exposure Shade, Thermostat

HOA / Association

HOA	Yes
HOA Fee	$1,091
HOA Fee Frequency	Annually
HOA Name	Bentwater POA
Amenities	Clubhouse, Golf Course, Pool

Taxes, Terms & Disclosures

Tax Annual Amount	$7,984 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.79%
Parcel #	67774
Legal Description	S261505 - BENTWATER 05, BLOCK 1, LOT 26
Listing Terms	Cash, Conventional
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom	16x16
Kitchen	18x14
Dining Room	14x14
Breakfast Room Nook	14x10
Living Room	21x15
Utility Room	—

Second level · 4

Bedroom	13x12
Bedroom	14x12
Bedroom	14x12
Game Room	—

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence —

● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate

0.2320

per $100 assessed

Outstanding Bonds

$0

principal outstanding

Authorized Debt

$0

total authorized

Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$3,337

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,672 Property tax$665 Homeowners insuranceTBD

Subtotal (P&I + Tax) $3,337

Yearly HOA fee $1,091

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.7855%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.17%

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$1,091

ANNUALLY

Association nameBentwater POA Management co.— Website— Phone— Cert on filepending

● Community amenities

gym

pool · 0.4mi
CrossFit Kovu · 3.5mi
CAPFit24 · 3.5mi

post_office

USPS Collection Box · 0.5mi
Lone Star Post, Pack and Parcel · 3.2mi
Dr. James Field · 5.4mi

grocery

· 0.7mi
Chevron Food Mart · 2.1mi
· 2.4mi

gas_station

Chevron · 0.7mi

place_of_worship

Scott Ridge Church · 0.7mi
Brownwood Church · 4.3mi
First Montgomery Baptist Church · 4.6mi

veterinary

Bridgeway Animal Care · 0.9mi
Wags 2 Whiskers Veterinary Hospital · 3.3mi
Animal Hospital of Montgomery · 3.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

2,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,000 / 1,000 Mbps

● LOW LATENCY

Fiber to the Premises

Tachus Fiber Internet

1,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

LBR Fixed Wireless

Nextlink

500 / 100 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 4 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $220/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Bentwater 05

TIER: SUBDIVISION

Subdivision name (MLS)Bentwater 05 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision270 Active now3 Sold (last 12 mo)5 Curated amenities60

● Year-built distribution

1995s 1 2020s 1 2025s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 55

· Montgomery

Distance

1.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023

Median HH income

$145,301

ACS 2023

Median home value

$519,300

Census self-report

Owner-occupied

89%

1,795 housing units

Bachelor's+

45%

Adults 25+

Median age

67.0

Population 4,034

Work from home

33%

of commuters

Commute 45min+

18%

of commuters

Below poverty

3.9%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

55 Monterrey Road, Montgomery, TX 77356

Montgomery County · 30.43°N, 95.62°W

gym

pool

0.4 mi · 1 within 2 mi

post_office

USPS Collection Box

0.5 mi · 1 within 2 mi

grocery

—

0.7 mi · 1 within 2 mi

gas_station

Chevron

0.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.