Homes for Sale/Montgomery County/Montgomery/Bentwater 01
Active MLS #4270745 · 492 days on market

55 Ruskin Drive

Montgomery, TX 77356
Subdivision  ·  Bentwater 01
List Price
$549,900
$167/SF · 22.9% below neighborhood median
Beds
3
Baths
3
Sq Ft
3,292
Built
2022
Lot
9,932 sf
Garage
2-car
County
Montgomery
Tax Rate
1.81%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Stunning new construction in the prestigious Bentwater Golf Community near Lake Conroe! This beautifully designed 3–4 bedroom, 3-bath home offers an ideal layout with two bedrooms on the main level and two spacious bedrooms upstairs connected by a Jack-and-Jill bath. Step inside to an inviting open-concept living space featuring a statement fireplace, an elegant formal dining area, and a gourmet kitchen with quartz countertops and stainless steel appliances. The primary suite is generously sized and includes a spa-like bath with dual vanities, a soaking tub, a separate shower, and a walk-in closet. Enjoy relaxing or entertaining outdoors with a covered patio and a private backyard. Experience the luxury lifestyle Bentwater offers—including three golf courses, a marina, a yacht club, tennis courts, pools, and more.

Features

§ 02

Interior

  • Double Vanity
  • Kitchen Island
  • Main Level Primary
  • Pantry
  • Dishwasher
  • Disposal
  • Microwave
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Near Golf Course
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Marina
  • Boat Ramp
  • Clubhouse
  • Controlled Access
  • Golf Course
  • Playground
  • Pool
  • Security
  • Trash
  • Gated With Attendant
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2022
Year Built Source PublicRecords
New Construction No
Builder Name Stonewood Landmark

Building

Stories 2
Levels Two
Living Area 3,292 sq ft
Living Area Source Appraiser
Building Area Total 3,292 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 7
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Kitchen Island, Main Level Primary, Pantry
Appliances Dishwasher, Disposal, Microwave
Security Gated With Attendant

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 9,932
Lot Size (acres) 0.2280
Lot Size Source Appraiser
Lot Features Near Golf Course
Additional Parcels Yes
Additional Parcel Info 26150005900

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater 01
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,150
HOA Fee Frequency Annually
HOA Name Bentwater HOA
Fee Includes Clubhouse
Amenities Marina, Boat Ramp, Clubhouse, Controlled Access, Golf Course, Playground, Pool, Security, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $9,955 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.81%
Parcel # 67456
Legal Description S261500 - BENTWATER 01, BLOCK 4, LOT 5
Lease Considered Yes
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 5

Primary Bedroom 15 x 15
Breakfast Room Nook 10 x 10
Kitchen 14 x 11
Living Room 16 x 15
Dining Room 13 x 12

Second level · 2

Bedroom 12 x 11
Bedroom 16 x 13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,132
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,302 Property tax$830 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,132
Yearly HOA fee $1,150

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,150
ANNUALLY
Association nameBentwater HOA Management co. Website Phone Cert on filepending
Fee includes
Clubhouse
● Community amenities
gym
pool · 0.7mi
CAPFit24 · 3.7mi
CrossFit Kovu · 3.7mi
restaurant
· 0.7mi
Whataburger · 3.7mi
The Big Sombrero · 3.9mi
veterinary
Bridgeway Animal Care · 0.7mi
Wags 2 Whiskers Veterinary Hospital · 3.5mi
Animal Hospital of Montgomery · 3.7mi
post_office
USPS Collection Box · 0.8mi
Lone Star Post, Pack and Parcel · 2.8mi
Dr. James Field · 5.4mi
gas_station
Chevron · 0.8mi
grocery
· 0.9mi
· 2.3mi
Chevron Food Mart · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $217/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater 01
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater 01 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision195 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
55 Ruskin Drive, Montgomery, TX 77356
Montgomery County · 30.43°N, 95.62°W
gym
pool
0.7 mi · 1 within 2 mi
veterinary
Bridgeway Animal Care
0.7 mi · 1 within 2 mi
restaurant
0.7 mi · 1 within 2 mi
post_office
USPS Collection Box
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 20, 2025 Listed $549,900 Grace Partida
Dec 31, 2021 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Grace Partida · JEA Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 4270745 · LIST DATE: May 20, 2025 · PARCEL: 67456
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 3:54 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity