Homes for Sale/Galveston County/Kemah/Kemah Crossing
Active MLS #98773054 · 245 days on market

550 Morning Tide Lane

Kemah, TX 77565
Subdivision  ·  Kemah Crossing
List Price
$385,000
$132/SF
Beds
4
Baths
4
Sq Ft
2,920
Built
2024
Lot
2,509 sf
Garage
2-car
County
Galveston
Tax Rate
2.90%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Almost new, energy-efficient home available! First floor features an island kitchen, family room with dining area, study with double doors and large windows that allows for plenty of natural light. The primary suite downstairs is spacious, light and bright. Primary bathroom has a large soaking tub and separate shower. Upstairs host game night with family, friends, and neighbors in the massive game room. The optional media room was built in so you have that space as well to watch movie or play video games! The homes at Kemah Crossing is just two miles from the Kemah entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. This energy-efficient home also comes standard with features that go beyond helping you save on utility bills, they allow your whole family to live better and breathe easier too.

Features

§ 02

Interior

  • Granite Counters
  • Quartz Counters
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Energy Star Qualified Appliances
  • Tankless Water Heater
  • Carpet
  • Laminate
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Fence
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2024
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,920 sq ft
Living Area Source Appraiser
Building Area Total 2,920 sq ft
Foundation Slab
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 8

Interior

Interior Features Granite Counters, Quartz Counters, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Laminate, Tile
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Energy Star Qualified Appliances, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 2,509
Lot Size (acres) 0.0576
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces Northwest

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision Kemah Crossing
Road Surface Concrete
Postal Code 77565

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Hvac, Insulation, Lighting, Thermostat, Water Heater

HOA / Association

HOA Yes
HOA Fee $935
HOA Fee Frequency Annually
HOA Name First Service Residential

Taxes, Terms & Disclosures

Tax Annual Amount $11,162
Tax Year 2025
Tax Rate (est.) 2.90%
Parcel # 4399-0301-0073-000
Legal Description LOT 73 BLK 1 KEMAH CROSSING SEC 3 (2024) ABST 18
Lease Considered No

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 4

Living Room 19x14
Primary Bedroom 16x14
Dining Room
Office 10x9

Second level · 4

Game Room 20x34
Bedroom 12x12
Bedroom 12x12
Bedroom 13x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1812 Resolved MUD jurisdiction Galveston County MUD 51 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,242
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,312 Property tax$930 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,242
Yearly HOA fee $935

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6758%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.18%
→ stable
School
0.97%
→ stable
City
0.20%
→ stable
County
0.32%
→ stable
Other districts
1.00%
→ stable

HOA & Community

§ 05
● HOA details
$935
ANNUALLY
Association nameFirst Service Residential Management co. Website Phone Cert on filepending
● Community amenities
police_station
Kemah Police Department · 0.4mi
Kemah Police Department · 0.5mi
Clear Lake Shores Police Department · 1.3mi
grocery
Walmart Supercenter · 0.4mi
Walmart Supercenter · 0.5mi
· 0.6mi
restaurant
Whataburger · 0.5mi
Whataburger · 0.5mi
DQ Grill & Chill · 0.6mi
park
· 0.5mi
· 0.7mi
· 1.2mi
post_office
United States Postal Service · 0.6mi
United States Postal Service · 0.6mi
The Mailbox · 2.0mi
pharmacy
Walgreens · 0.7mi
Walgreens · 0.7mi
CVS Pharmacy · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
7,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Frontier
Speeds per provider
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Kemah Crossing
TIER: SUBDIVISION
Subdivision name (MLS)Kemah Crossing City · ZIPKemah · 77565 CountyGalveston Listings in subdivision22 Active now4 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2020s 3 2025s 1

Fire Protection

§ 11
Nearest station
Kemah Volunteer Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721208 · ACS 2023
Median HH income
$96,818
ACS 2023
Median home value
$255,100
Census self-report
Owner-occupied
66%
472 housing units
Bachelor's+
30%
Adults 25+
Median age
39.0
Population 1,129
Work from home
15%
of commuters
Commute 45min+
24%
of commuters
Below poverty
12.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
550 Morning Tide Lane, Kemah, TX 77565
Galveston County · 29.53°N, 95.02°W
police_station
Kemah Police Department
0.4 mi · 2 within 2 mi
grocery
Walmart Supercenter
0.4 mi · 6 within 2 mi
restaurant
Whataburger
0.5 mi · 7 within 2 mi
park
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 21, 2026 Listed $385,000 Domenic Santilli
Dec 31, 2023 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Domenic Santilli · Capital Trust Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 98773054 · LIST DATE: Jan 21, 2026 · PARCEL: 4399-0301-0073-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity