Homes for Sale/Harris County/Houston/Riverside Terrace Sec 08
Active MLS #96838418 · 86 days on market

5523 Ardmore Street

Houston, TX 77021
Subdivision  ·  Riverside Terrace Sec 08
List Price
$520,000
$141/SF
Beds
4
Baths
3
Sq Ft
3,700
Built
1940
Lot
0.30 ac
Garage
0-car
County
Harris
Tax Rate
1.80%

Schools

§ 03
District
Elementary LOCKHART EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Traditional 2.5-story single-family residence featuring a brick veneer exterior and a pier-and-beam (raised crawlspace) foundation. The home offers a spacious floor plan with multiple bedrooms and bathrooms, large windows that provide abundant natural light, and a functional layout for everyday living and entertaining. Situated on a generously sized residential lot in an established Houston neighborhood, the property includes mature landscaping and convenient access to major highways, the Texas Medical Center, the University of Houston, and Downtown Houston.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Shingle
  • Roof: Wood
  • Foundation: Pillar Post Pier

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1940
Year Built Source PublicRecords
New Construction No

Building

Levels TwoAndOneHalf
Living Area 3,700 sq ft
Living Area Source Appraiser
Building Area Total 3,700 sq ft
Foundation Pillar Post Pier
Construction Brick
Roof Shingle, Wood

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 4
Fireplaces 2

Exterior

Pool Private No

Parking & Garage

Garage Spaces 0

Lot

Lot Size (acres) 0.2955
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 4
MLS Area Minor Riverside
Subdivision Riverside Terrace Sec 08
Postal Code 77021

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $9,356
Tax Year 2025
Tax Rate (est.) 1.80%
Parcel # 061-131-044-0014
Legal Description TRS 14 & 15A BLK 44 RIVERSIDE TERRACE SEC 8
Listing Terms Cash, Investor Financing
Lease Considered No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Second level · 4

Primary Bedroom VERIFY
Bedroom VERIFY
Bedroom VERIFY
Bedroom VERIFY

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,902
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,122 Property tax$780 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,902

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2402%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.98%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
hospital_er
Quentin Mease Hospital · 0.1mi
UTHealth Harris County Psychiatric Center · 0.9mi
place_of_worship
University Christian Church · 0.1mi
Good Hope Missionary Baptist Church · 0.4mi
Jehovah's Witnesses · 0.2mi
gas_station
Shell · 0.3mi
Exxon · 0.5mi
Valero · 0.5mi
hospital
UTHealth Harris County Psychiatric Center · 0.3mi
Quentin Mease Hospital · 0.8mi
Clutch City Dialysis · 0.8mi
park
· 0.3mi
Parkwood Park · 0.4mi
· 0.4mi
daycare
Rise School of Houston · 0.4mi
Foster Headstart Center · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Riverside Terrace Sec 08
TIER: SUBDIVISION
Subdivision name (MLS)Riverside Terrace Sec 08 City · ZIPHouston · 77021 CountyHarris Listings in subdivision101 Active now2 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 25
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313202 · ACS 2023
Median HH income
$83,250
ACS 2023
Median home value
$359,800
Census self-report
Owner-occupied
55%
1,011 housing units
Bachelor's+
60%
Adults 25+
Median age
41.0
Population 2,445
Work from home
16%
of commuters
Commute 45min+
21%
of commuters
Below poverty
5.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5523 Ardmore Street, Houston, TX 77021
Harris County · 29.71°N, 95.37°W
hospital_er
Quentin Mease Hospital
0.1 mi · 1 within 2 mi
place_of_worship
University Christian Church
0.1 mi · 5 within 2 mi
gas_station
Shell
0.3 mi · 2 within 2 mi
hospital
UTHealth Harris County Psychiatric Center
0.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 29, 2026 Listed $520,000 Kristopher Allison
Dec 31, 1939 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kristopher Allison · W3 Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 17, 2026.
MLS# 96838418 · LIST DATE: Jun 29, 2026 · PARCEL: 061-131-044-0014
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity