Homes for Sale/Harris County/Katy/Sunterra
Active MLS #97786027 · 56 days on market

5526 Bermuda Sands Drive

Katy, TX 77493
Subdivision  ·  Sunterra
List Price
$569,590
$179/SF · 10.9% above neighborhood median
Beds
5
Baths
5
Sq Ft
3,188
Built
2026
Lot
6,382 sf
Garage
3-car
County
Harris
Tax Rate
0.15%

Schools

§ 03
District
Elementary DAVID & TERRI YOUNGBLOOD EL C
Middle NELSON J H B
High FREEMAN H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Westin Homes NEW Construction (Fairfax III, Elevation B) CURRENTLY BEING BUILT. Beautiful two-story home with 5 bedrooms, 4.5 bathrooms, and a thoughtfully designed layout. The spacious island kitchen opens to the informal dining area and family room, perfect for entertaining. A secondary bedroom with private bathroom on the first floor is ideal for guests. The primary suite features a large walk-in closet and a luxurious ensuite bath. Upstairs includes three additional bedrooms, two bathrooms, a generous game room, and a dedicated media room. Enjoy outdoor living on the covered patio. The attached 3-car tandem garage offers additional storage space and convenient access. Located just north of I-10 and west of the Grand Parkway in Katy’s vibrant master-planned community, Sunterra—featuring the stunning Crystal Lagoons® amenity, clubhouse, pools, lakes, parks, and playgrounds. Visit the Westin Homes sales office to discover resort-style living!

Features

§ 02

Interior

  • Double Vanity
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Quartz Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Pantry
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Tandem
  • Association

Community

  • Beach Rights
  • Basketball Court
  • Beach Access
  • Clubhouse
  • Fitness Center
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Trash
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition Under Construction
Builder Name Westin Homes

Building

Stories 2
Levels Two
Living Area 3,188 sq ft
Living Area Source Builder
Building Area Total 3,188 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 16
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features Double Vanity, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Quartz Counters, Soaking Tub, Separate Shower, Tub Shower, Vanity, Walk In Pantry, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows
Security Security System Owned, Smoke Detectors

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Tandem

Lot

Lot Size (sq ft) 6,382
Lot Size Source Other
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Sunterra
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Hvac, Insulation, Lighting, Roof, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,803
HOA Fee Frequency Annually
HOA Name Evergreen Lifestyles Management
Fee Includes Other
Amenities Beach Rights, Basketball Court, Beach Access, Clubhouse, Fitness Center, Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $834 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.15%
Parcel # 147-585-002-0011
Legal Description LOT 11 BLK 2
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures None

Room Layout

§ 04 · 16 rooms · MLS-supplied

Main level · 9

Bedroom 11x11
Bathroom
Dining Room 11x13
Family Room 14x17
Kitchen
Primary Bedroom 14x16
Primary Bathroom
Utility Room
Bathroom

Second level · 7

Bedroom 12x11
Bathroom
Bedroom 10x12
Bathroom
Bedroom 11x11
Game Room 16x11
Media Room 11x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.5000 Resolved MUD jurisdiction Harris County MUD 569 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
1.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32071407517 Filed underHarris County Municipal Utility District No. 569 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,490
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,420 Property tax$70 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,490
Yearly HOA fee $1,803

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8460%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$1,803
ANNUALLY
Association nameEvergreen Lifestyles Management Management co. Websitevisit Phone(281) 371-6134 Cert on filehoa.texas.gov
Fee includes
Other
● Community amenities
park
The Retreat Playground · 0.3mi
The Retreat Playground · 0.4mi
Sunterra Lagoon · 0.6mi
gym
Retreat Gym · 0.3mi
Retreat Gym · 0.3mi
Retreat Gym · 0.9mi
daycare
Kiddie Academy of Sunterra · 0.9mi
Kiddie Academy of Sunterra · 1.0mi
Kiddie Academy of Sunterra · 1.3mi
place_of_worship
Assembly of God in Katy Church · 2.4mi
Assembly of God in Katy Church · 3.2mi
Assembly of God in Katy Church · 3.6mi
grocery
H-E-B · 2.6mi
H-E-B · 3.3mi
H-E-B · 3.6mi
hospital
Eye Eye Doc · 2.7mi
Eye Eye Doc · 3.4mi
Eye Eye Doc · 3.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $161/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra City · ZIPKaty · 77493 CountyWaller Listings in subdivision8,969 Active now384 Sold (last 12 mo)890 Curated amenities60
● Year-built distribution
2020s 89 2025s 295

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
2.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5526 Bermuda Sands Drive, Katy, TX 77493
Harris County · 29.85°N, 95.84°W
park
The Retreat Playground
0.3 mi · 12 within 2 mi
gym
Retreat Gym
0.3 mi · 4 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 29, 2026 Listed $569,590 Tammy Fruge
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Tammy Fruge · Westin Homes
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 30, 2026.
MLS# 97786027 · LIST DATE: Jul 29, 2026 · PARCEL: 147-585-002-0011
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:39 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity