Schools

§ 03

District

Elementary	EMERY EL	C
Middle	THORNTON MIDDLE	C
High	CYPRESS LAKES H S CCMR 72% · Grad 89%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home located in the desirable Creekside subdivision in Katy, Texas. Offering a perfect balance of comfort and practicality, this home offers a fantastic investment opportunity as it is already income generating. Located with easy access to major highways, shopping, dining, and highly regarded Katy-area schools, this home offers both tranquility and accessibility. Don’t miss your chance to own a charming home in one of Katy’s established communities. Please call listing agent to schedule showings.

Features

§ 02

Interior

Dishwasher
Microwave
Dryer
Refrigerator
Washer
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric
Washer Hookup
Electric Dryer Hookup
Gas Dryer Hookup

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
None

Community

Prewired
Smoke Detectors
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2005
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,379 sq ft
Living Area Source	Appraiser
Building Area Total	1,379 sq ft
Foundation	Slab
Construction	Other
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	4

Interior

Appliances	Dishwasher, Microwave, Dryer, Refrigerator, Washer
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security	Prewired, Smoke Detectors

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Parking Features	None

Lot

Lot Size (acres)	0.1296
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Bear Creek South
Subdivision	Creekside
Postal Code	77449

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$335
HOA Fee Frequency	Annually
HOA Name	Creekside Community Association

Taxes, Terms & Disclosures

Tax Annual Amount	$5,812 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.42%
Parcel #	123-531-001-0025
Legal Description	LT 25 BLK 1 CREEKSIDE
Lease Considered	No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom	16 x 13
Bedroom	14 x 10
Bedroom	10 x 10
Bedroom	10 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.8400

TOTAL TAX RATE · PER $100 ASSESSED · latest on file

JurisdictionHarris County MUD 167 CountyHarris TCEQ District ID3737402 Bonded indebtedness$88,210,000 Current year rate0.8400 FetchedApr 23, 2026

● Fresh (current tax year)

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8400 Resolved MUD jurisdiction Harris County MUD 167 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,925

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,441 Property tax$484 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,925

Yearly HOA fee $335

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.6807%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.84%

→ stable

School

—

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

1.46%

→ stable

HOA & Community

§ 05

● HOA details

$335

ANNUALLY

Association nameCreekside Community Association Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov

● Community amenities

park

· 0.2mi
Lakewood Glen Trails Park and Pool · 0.2mi
· 2.9mi

restaurant

Locatelli's · 0.4mi
Pizza Twist · 0.9mi
Alvin Smoked Meats & Eats · 3.3mi

bank

Bank of America · 0.4mi
Chase Bank · 1.7mi
Chocolate Bayou Credit Union · 4.5mi

grocery

Circle K · 0.6mi
Valero · 0.9mi
· 3.2mi

gas_station

Valero · 0.6mi
H-E-B Fuel · 0.6mi

coffee

Starbucks · 0.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Hotwire Communications

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

1,200 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Creekside

TIER: SUBDIVISION

Subdivision name (MLS)Creekside City · ZIPOnalaska · 77360 CountyHarris Listings in subdivision527 Active now10 Sold (last 12 mo)11 Curated amenities60

● Year-built distribution

1980s 1 2005s 4 2010s 2 2020s 1

Fire Protection

§ 11

Nearest station

Cy - Fair Volunteer Fire Department Station 12

· Katy

Distance

0.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542105 · ACS 2023

Median HH income

$82,296

ACS 2023

Median home value

$199,000

Census self-report

Owner-occupied

47%

3,199 housing units

Bachelor's+

26%

Adults 25+

Median age

35.8

Population 9,153

Work from home

18%

of commuters

Commute 45min+

11%

of commuters

Below poverty

16.7%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

5535 Bear Trail Lane, Katy, TX 77449

Harris County · 29.85°N, 95.72°W

park

—

0.2 mi · 7 within 2 mi

restaurant

Locatelli's

0.4 mi · 5 within 2 mi

bank

Bank of America

0.4 mi · 2 within 2 mi

grocery

Circle K

0.6 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.