Homes for Sale/Polk County/Onalaska/Twin Harbors Sec 4
Active MLS #50089552 · 37 days on market

554 Harbor Drive

Onalaska, TX 77360
Subdivision  ·  Twin Harbors Sec 4
List Price
$625,000
$267/SF
Beds
3
Baths
3
Sq Ft
2,340
Built
1986
Lot
0.41 ac
Garage
4-car
County
Polk
Tax Rate
1.37%

Schools

§ 03
District
Elementary ONALASKA EL B
Middle ONALASKA MIDDLE N/R
High ONALASKA H S CCMR 82% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to 554 Harbor drive, situated in the picturesque community of Twin Harbors in Onalaska! With 136' of waterfront bulkhead and wide open lake views, this property is sure to enchant you! This split level 3-4/2.5/4 car garage home has ample parking, additional RV parking and plenty of space both inside and out, and assures you'll never run out of things to do! Recently refreshed with luxury vinyl plank flooring throughout, freshly painted interior, Taj Mahal quartz countertops in kitchen and primary bath, new HVAC upstairs, new sink and toilet in half bath, freshly painted deck and stairs, new fencing, bulkhead and dock repairs, and new outside light fixtures. This home offers spacious rooms and soaring ceilings, plenty of flex spaces and room to expand the upstairs in the detached garage to just about anything! Enjoy coming home to your own slice of lakefront heaven and start living the LAKE LIFE! Call today for your private tour and be home in no time!

Features

§ 02

Interior

  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Tub Shower
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans
  • Loft
  • Programmable Thermostat
  • Dishwasher
  • Free Standing Range
  • Gas Cooktop
  • Disposal
  • Gas Oven

Exterior & lot

  • Covered Patio
  • Deck
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Views
  • Waterfront
  • Side Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Driveway
  • Detached
  • Garage

Community

  • Beach Rights
  • Basketball Court
  • Boat Dock
  • Beach Access
  • Boat Ramp
  • Clubhouse
  • Dry Dock
  • Picnic Area
  • Park
  • Pool
  • Rv Boat Storage
  • Rv Parking
  • Boat Slip
  • Security
  • Tennis Courts
  • Guard
  • Smoke Detectors
  • Lake

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Split Level, Traditional
Year Built 1986
Year Built Source PublicRecords
New Construction No

Building

Stories 3
Levels ThreeOrMore,MultiSplit
Living Area 2,340 sq ft
Living Area Source Appraiser
Building Area Total 2,340 sq ft
Foundation Slab
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 11
Fireplaces 1
Fireplace Features Gas, Wood Burning

Interior

Interior Features Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Pantry, Tub Shower, Vaulted Ceilings, Window Treatments, Ceiling Fans, Loft, Programmable Thermostat
Flooring Plank, Vinyl
Appliances Dishwasher, Free Standing Range, Gas Cooktop, Disposal, Gas Oven, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Paved Driveway, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Bulkhead, Lake, Lake Front, Pier, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 4
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Detached, Garage, Garage Door Opener, Rv Access Parking

Lot

Lot Size (acres) 0.4100
Lot Size Source Appraiser
Lot Features Cleared, Views, Waterfront, Side Yard

Location

County Polk
MLS Area Major 44
MLS Area Minor Lake Livingston Area
Subdivision Twin Harbors Sec 4
Road Surface Asphalt,Concrete
Postal Code 77360

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Thermostat

HOA / Association

HOA Yes
HOA Fee $249
HOA Fee Frequency Annually
HOA Name Twin Harbors Poa
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Basketball Court, Boat Dock, Beach Access, Boat Ramp, Clubhouse, Dry Dock, Picnic Area, Park, Pool, Rv Boat Storage, Rv Parking, Boat Slip, Security, Tennis Courts, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $8,591
Tax Year 2025
Tax Rate (est.) 1.37%
Parcel # T1200-0543-00
Legal Description TWIN HARBORS SECTION 4 BLK 2 LOT S 1/2 17, 18 & 19-A
Listing Terms Cash, Conventional, FHA, Usda Loan, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 4

Living Room 26x15.5
Family Room 20x12
Kitchen 13x11
Dining Room 17x9

Second level · 3

Entry Foyer 20x7.5
Bedroom 13x11
Bedroom 13x11

Third level · 4

Primary Bedroom 18x14
Primary Bathroom 9.5x7.5
Sunroom 16.5x7.5
Office 14.5x8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Polk County FWSD 2 Match confidence

Taxes & Cost of Ownership

§ 04
Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05
● HOA details
$249
ANNUALLY
Association nameTwin Harbors Poa Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone A · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48373C SFHA YES SOURCE 48373C_FIRM1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 40 · Good
Average daily AQI for the 30 days ending 2026-03-31. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Twin Harbors Sec 4
TIER: SUBDIVISION
Subdivision name (MLS)Twin Harbors Sec 4 City · ZIPOnalaska · 77360 CountyPolk Listings in subdivision13 Active now2 Sold (last 12 mo)1 Curated amenities0
● Year-built distribution
1985s 1 2020s 1

Fire Protection

§ 11
Nearest station
Onalaska Volunteer Fire Department
· Onalaska
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48373210206 · ACS 2023
Median HH income
$67,542
ACS 2023
Median home value
$173,600
Census self-report
Owner-occupied
57%
2,644 housing units
Bachelor's+
12%
Adults 25+
Median age
50.2
Population 4,344
Work from home
9%
of commuters
Commute 45min+
23%
of commuters
Below poverty
14.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
554 Harbor Drive, Onalaska, TX 77360
Polk County · 30.80°N, 95.10°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 17, 2026 Listed $625,000 Tracy Matthieu
Dec 31, 1985 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Tracy Matthieu · Designed Realty Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 18, 2026.
MLS# 50089552 · LIST DATE: Aug 17, 2026 · PARCEL: T1200-0543-00
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:33 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity