Homes for Sale/Fort Bend County/Fulshear/Bonterra At Cross Creek Ranch Sec 7
Active MLS #50321567 · 0 days on market

5610 Water Terrace Lane

Fulshear, TX 77441
Subdivision  ·  Bonterra At Cross Creek Ranch Sec 7
List Price
$709,000
$250/SF
Beds
3
Baths
3
Sq Ft
2,835
Built
2020
Lot
12,059 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.18%

Schools

§ 03
District
Elementary VIOLA GILMORE RANDLE EL A
Middle DEAN LEAMAN JH A
High FULSHEAR H S CCMR 95% · Grad 96% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Enjoy waterfront living in this beautifully designed home in a gated 55+ community. The flexible 2- or 3-bedroom layout. An exceptional floor plan creates an effortless flow from the gourmet kitchen with quartz counter tops though out with wall edges open to the dining and family room. The beautiful outdoor living space featuring a covered patio with a fireplace. the back patio offers a grill, and refrigerator—perfect for entertaining or everyday enjoyment. The private primary suite offers double sinks and double walk in shower, a spacious closet with direct access to the oversized laundry room. The serene backyard enjoys spectacular waterfront views. Additional updates and features include upgraded wood flooring, a wrought-iron fence, water softener, whole home humidifier, whole home water filter and tankless water heater, along with 2.5 baths and an oversized two-car garage with epoxy floor. There are walk-up stairs to abundant climate controlled attic storage.

Features

§ 02

Interior

  • Breakfast Bar
  • Butlers Pantry
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Quartz Counters
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity
  • Vaulted Ceilings
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Irrigation Sprinklers
  • Outdoor Kitchen
  • Patio
  • Private Yard
  • Views
  • Waterfront
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Clubhouse
  • Controlled Access
  • Golf Course
  • Maintenance Grounds
  • Gated
  • Security Gate
  • Security System Owned
  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2020
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,835 sq ft
Living Area Source Appraiser
Building Area Total 2,835 sq ft
Foundation Slab
Construction Other, Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9
Fireplaces 2
Fireplace Features Gas, Gas Log, Outside

Interior

Interior Features Breakfast Bar, Butlers Pantry, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Quartz Counters, Split Bedrooms, Soaking Tub, Separate Shower, Tub Shower, Vanity, Vaulted Ceilings, Walk In Pantry, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Oven, Dryer, Refrigerator, Water Softener Owned, Tankless Water Heater, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Security Gate, Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Irrigation Sprinklers, Outdoor Kitchen, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 12,059
Lot Size (acres) 0.2768
Lot Size Source Appraiser
Lot Features Views, Waterfront
Direction Faces West

Location

County Fort Bend
MLS Area Major 30
MLS Area Minor Katy - Southwest
Subdivision Bonterra At Cross Creek Ranch Sec 7
Road Surface Concrete
Postal Code 77441

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Insulation, Thermostat, Water Heater

HOA / Association

HOA Yes
HOA Fee $3,385
HOA Fee Frequency Annually
HOA Name King Properties
Fee Includes Clubhouse, Common Areas, Maintenance Grounds, Recreation Facilities
Amenities Clubhouse, Controlled Access, Golf Course, Maintenance Grounds, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $15,477
Tax Year 2026
Tax Rate (est.) 2.18%
Parcel # 1695-07-002-0040-901
Legal Description BONTERRA AT CROSS CREEK RANCH SEC 7, BLOCK 2, LOT 4
Listing Terms Assumable, Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Living Room 19x22
Dining Room 10x15
Kitchen 13x20
Wine Room 5x4
Utility Room 9x5
Primary Bedroom 14x19
Primary Bathroom 10x15
Bedroom 11x13
Bedroom 11x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7900
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionFort Bend County MUD 170 CountyFort Bend TCEQ District ID3079430 Bonded indebtedness$126,140,000 Current year rate0.0000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Fort Bend County MUD 170 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,547
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,257 Property tax$1,290 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,547
Yearly HOA fee $3,385

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6234%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.79%
→ stable
School
—
→ stable
City
0.17%
→ stable
County
—
→ stable
Other districts
1.67%
→ stable

HOA & Community

§ 05
● HOA details
$3,385
ANNUALLY
Association nameKing Properties Management co.— Website— Phone— Cert on filepending
Fee includes
Clubhouse · CommonAreas · MaintenanceGrounds · RecreationFacilities
● Community amenities
park
· 0.2mi
Arbor Park · 0.9mi
· 0.5mi
gym
Cross Creek Ranch Fitness Center · 1.0mi
Arco Fit Gym & Wellness · 1.1mi
· 1.1mi
restaurant
Italian Maid Cafe · 1.0mi
Hacienda Real Mexican Grill & Cantina · 1.4mi
First Watch · 1.5mi
daycare
Ivy Kids of Cross Creek · 1.0mi
Kids 'R' Kids Learning Academy of Cardiff Ranch · 1.9mi
The Goddard School · 2.5mi
coffee
Italian Maid Cafe · 1.1mi
Southern Maid Donuts · 1.8mi
Happy Lemon · 1.9mi
library
Fort Bend County Libraries - Fulshear Branch · 1.1mi
· 1.1mi
Fort Bend County Library · 2.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bonterra At Cross Creek Ranch Sec 7
TIER: SUBDIVISION
Subdivision name (MLS)Bonterra At Cross Creek Ranch Sec 7 City · ZIPFulshear · 77441 CountyFort Bend Listings in subdivision13 Active now1 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
Fulshear - Simonton Fire Department
· Fulshear
Distance
2.1 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673202 · ACS 2023
Median HH income
$159,774
ACS 2023
Median home value
$470,600
Census self-report
Owner-occupied
91%
10,466 housing units
Bachelor's+
62%
Adults 25+
Median age
36.1
Population 34,854
Work from home
34%
of commuters
Commute 45min+
14%
of commuters
Below poverty
5.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5610 Water Terrace Lane, Fulshear, TX 77441
Fort Bend County · 29.71°N, 95.87°W
park
—
0.2 mi · 8 within 2 mi
gym
Cross Creek Ranch Fitness Center
1.0 mi · 4 within 2 mi
restaurant
Italian Maid Cafe
1.0 mi · 1 within 2 mi
daycare
Ivy Kids of Cross Creek
1.0 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Nov 5, 2026 Listed $709,000 Michael Parker
Dec 31, 2019 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Parker · Better Homes and Gardens Real Estate Gary Greene - Bay Area
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Nov 5, 2026.
MLS# 50321567 · LIST DATE: Nov 5, 2026 · PARCEL: 1695-07-002-0040-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 5, 2026, 9:49 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity