Homes for Sale/Montgomery County/Conroe/White Oak Ranch 01
Active MLS #962848 · 72 days on market

5920 White Oak Trace

Conroe, TX 77304
Subdivision  ·  White Oak Ranch 01
List Price
$679,000
$209/SF
Beds
3
Baths
3
Sq Ft
3,249
Built
2006
Lot
0.36 ac
Garage
2-car
County
Montgomery
Tax Rate
1.28%

Schools

§ 03
District
Elementary EDDIE RUTH LAGWAY EL A
Middle HOMER CALFEE MIDDLE N/R
High WILLIS H S CCMR 91% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this stunning home in the highly sought-after gated community of White Oak Ranch, just steps from the shore of Lake Conroe. Designed for both luxury living and effortless entertaining, this exceptional property offers an incredible backyard paradise featuring a sparkling pool with a waterfall, relaxing hot tub, built-in BBQ, and an expansive covered patio with a beautiful wood ceiling and recessed lighting Inside you’ll find 3 spacious bedrooms and 3 full bathrooms. The private primary suite offer direct access to the backyard oasis and feature separate his-and-her walk in closets. The primary bathroom includes a soaking tub, separate walk-in shower, and dual vanities. Open concept kitchen is a chef’s dream, complete with double oven and oversize island all flowing to expansive family room with stunning fireplace and entire wall of window. All house generator, excellent roof, community’s boat ramp make this more than a house it is an entertainer dream and a lifestyle

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Corner Lot
  • Views
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Gunite
  • In Ground

Community

  • Lake
  • Water
  • Style: Mediterranean

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Mediterranean
Year Built 2006
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 3,249 sq ft
Living Area Source Appraiser
Building Area Total 3,249 sq ft
Foundation Slab
Construction Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 3
Fireplaces 1

Exterior

Pool Private Yes
Pool Features Gunite, In Ground
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.3616
Lot Size Source Appraiser
Lot Features Corner Lot, Views

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision White Oak Ranch 01
Postal Code 77304

Utilities

Heating Central, Gas
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $770
HOA Fee Frequency Annually
HOA Name White Oak Ranch/IMS

Taxes, Terms & Disclosures

Tax Annual Amount $8,709
Tax Year 2025
Tax Rate (est.) 1.28%
Parcel # 296311
Legal Description WHITE OAK RANCH 01, BLOCK 4, LOT 5
Listing Terms Conventional, FHA, Investor Financing, Other
Lease Considered No

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 16x25
Bedroom 12x20
Bedroom 12x20

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,803
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,077 Property tax$726 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,803
Yearly HOA fee $770

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9924%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.03%
→ stable
City
0.43%
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$770
ANNUALLY
Association nameWhite Oak Ranch/IMS Management co. Website Phone Cert on filemls-trestle
● Community amenities
park
· 1.6mi
Ayers Island · 1.7mi
Ayers Island · 1.7mi
place_of_worship
Living Branch Church · 1.7mi
First United Methodist Church of Conroe · 3.3mi
Lake Church · 3.6mi
restaurant
Rudy's Bar-B-Q · 2.3mi
Papa’s On The Lake · 2.4mi
Jack in the Box · 2.4mi
gas_station
Chevron · 2.3mi
grocery
Circle K · 2.3mi
7-Eleven · 2.4mi
Quik Mart · 2.4mi
daycare
Children’s Universe of Lake Conroe · 2.3mi
Kid's World Learning Center · 4.3mi
A Touch Of Love ChildCare · 5.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
400 / 100 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
White Oak Ranch 01
TIER: SUBDIVISION
Subdivision name (MLS)White Oak Ranch 01 City · ZIPConroe · 77304 CountyMontgomery Listings in subdivision157 Active now6 Sold (last 12 mo)5 Curated amenities60
● Year-built distribution
2005s 2 2010s 1 2020s 1

Fire Protection

§ 11
Nearest station
Fire Station 7
· Conroe
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339693701 · ACS 2023
Median HH income
$110,642
ACS 2023
Median home value
$346,600
Census self-report
Owner-occupied
99%
1,660 housing units
Bachelor's+
49%
Adults 25+
Median age
34.8
Population 3,808
Work from home
19%
of commuters
Commute 45min+
9%
of commuters
Below poverty
7.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
5920 White Oak Trace, Conroe, TX 77304
Montgomery County · 30.37°N, 95.54°W
park
1.6 mi · 5 within 2 mi
place_of_worship
Living Branch Church
1.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 14, 2026 Listed $679,000 Obed Romero
Dec 31, 2005 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Obed Romero · 2M Realty Advisors, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 962848 · LIST DATE: Jul 14, 2026 · PARCEL: 296311
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 1:27 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity