Homes for Sale/Harris County/Katy/Lakeville Sec 01
Active MLS #98998261 · 103 days on market

6243 Settlers Lake Circle

Katy, TX 77449
Subdivision  ·  Lakeville Sec 01
List Price
$270,000
$122/SF
Beds
5
Baths
3
Sq Ft
2,218
Built
2003
Lot
0.09 ac
Garage
2-car
County
Harris
Tax Rate
1.50%

Schools

§ 03
District
Elementary HEMMENWAY EL B
Middle ROWE MIDDLE B
High CYPRESS PARK H S CCMR 72% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lakeville Subdivision! Fully remodeled 5-bedroom, 2.5-bath home loaded with updates! This move-in ready home features no carpet, a new roof, new garage door, new stainless steel appliances, and new fencing on both sides of the property. The updated kitchen showcases white shaker-style cabinetry and a decorative glass mosaic tile backsplash. The inviting family room features a cozy gas fireplace, while the formal dining room provides the perfect space for gatherings and entertaining. Upstairs, you'll find a spacious game room offering flexibility for a media room, home office, or play area. The remodeled bathrooms feature large-format marble-look porcelain tile, decorative accent tile details, and modern finishes. Step outside to the expansive backyard patio, ideal for relaxing or hosting family and friends. Conveniently located near schools, shopping, dining, and major commuter routes, this home offers the perfect blend of style, comfort, and convenience.

Features

§ 02

Interior

  • Granite Counters
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Fully Fenced
  • Fence
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,218 sq ft
Living Area Source Appraiser
Building Area Total 2,218 sq ft
Foundation Slab
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Granite Counters, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Tub Shower, Walk In Closets, Ceiling Fans, Programmable Thermostat
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Deck, Fully Fenced, Fence, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (acres) 0.0914
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Bear Creek South
Subdivision Lakeville Sec 01
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $725
HOA Fee Frequency Annually
HOA Name Spectrum Association Management

Taxes, Terms & Disclosures

Tax Annual Amount $4,057 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.50%
Parcel # 123-662-004-0032
Legal Description LT 32 BLK 4 LAKEVILLE SEC 1
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 4

Primary Bedroom 14x14
Dining Room 14x11
Kitchen 15x12
Living Room 15x14

Second level · 5

Bedroom 12x11
Bedroom 12x10
Bedroom 11x10
Bedroom 11x10
Game Room 16x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6100
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 105 CountyHarris TCEQ District ID3737258 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6100 Resolved MUD jurisdiction Harris County MUD 105 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,959
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,621 Property tax$338 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,959
Yearly HOA fee $725

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4507%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.61%
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.46%
→ stable

HOA & Community

§ 05
● HOA details
$725
ANNUALLY
Association nameSpectrum Association Management Management co. Website Phone Cert on filepending
● Community amenities
veterinary
Affordable Pet Clinic Katy · 0.5mi
VCare Animal Clinic · 0.8mi
The KAAWS Clinic · 3.5mi
gym
· 0.5mi
· 0.5mi
· 0.5mi
park
· 0.5mi
Eagle Ranch West Pocket Park · 0.5mi
Dinner Creek Park · 0.9mi
bank
Chase · 0.5mi
Chase Bank · 5.6mi
Wells Fargo · 0.5mi
restaurant
Whataburger · 0.5mi
Taco Bell · 0.5mi
McDonald's · 0.6mi
urgent_care
Apex Urgent Care Katy · 0.5mi
Neighbors Emergency Center · 4.8mi
Next Level Urgent Care - Cypress · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakeville Sec 01
TIER: SUBDIVISION
Subdivision name (MLS)Lakeville Sec 01 City · ZIPKaty · 77449 CountyHarris Listings in subdivision134 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 2

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 12
· Katy
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542201 · ACS 2023
Median HH income
$97,575
ACS 2023
Median home value
$247,900
Census self-report
Owner-occupied
87%
1,793 housing units
Bachelor's+
19%
Adults 25+
Median age
28.6
Population 7,147
Work from home
14%
of commuters
Commute 45min+
13%
of commuters
Below poverty
10.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
6243 Settlers Lake Circle, Katy, TX 77449
Harris County · 29.87°N, 95.73°W
veterinary
Affordable Pet Clinic Katy
0.5 mi · 1 within 2 mi
gym
0.5 mi · 4 within 2 mi
park
0.5 mi · 5 within 2 mi
bank
Chase
0.5 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 12, 2026 Listed $270,000 Jimmy Franklin
Dec 31, 2002 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jimmy Franklin · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 98998261 · LIST DATE: Jun 12, 2026 · PARCEL: 123-662-004-0032
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity