Homes for Sale/Montgomery County/Montgomery/Bentwater 15
Active MLS #40737141 · 22 days on market

66 Winthrop Harbor

Montgomery, TX 77356
Subdivision  ·  Bentwater 15
List Price
$430,000
$179/SF · 30.8% below neighborhood median
Beds
3
Baths
2
Sq Ft
2,400
Built
1993
Lot
0.14 ac
Garage
2-car
County
Montgomery
Tax Rate
1.62%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautifully updated patio home in a quiet and picturesque section of Bentwater. Open-concept living area with oversized windows deliver gorgeous views of the #6 fairway of the Weiskopf course. Wall of built-ins frame the cozy fireplace. Formal dining area could also be used as a second living area or flex room. Enjoy preparing meals in the updated kitchen featuring all new stainless steel appliances and quartz countertops. Owner's retreat is spacious with ensuite having a separate jetted tub, and updated frameless glass shower and fixtures. Secondary bedrooms with guest bath has separate vanity area from tub/shower. One secondary bedroom could be used as a home office or flex room. Lovely backyard with large covered patio is perfect to relax and watch the golfers go by. *Lot next door is NOT part of this property. *UPDATE AND FEATURE LIST AVAILABLE IN ATTACHMENTS All measurements should be individually verified. Virtual photos included for visualizing purposes only.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Pantry
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Oven

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Tennis Courts
  • On Golf Course
  • Partial
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Marina
  • Boat Ramp
  • Controlled Access
  • Dog Park
  • Gated With Attendant
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1993
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,400 sq ft
Living Area Source Appraiser
Building Area Total 2,400 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 7
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Pantry, Separate Shower, Tub Shower, Vanity, Walk In Closets, Window Treatments, Ceiling Fans
Flooring Carpet, Tile
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Gated With Attendant, Controlled Access

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Partial
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1399
Lot Size Source Appraiser
Lot Features On Golf Course
Direction Faces North

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater 15
Road Surface Concrete
Postal Code 77356

Utilities

Heating Central, Electric, Heat Pump
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,140
HOA Fee Frequency Annually
HOA Name Bentwater POA
Amenities Marina, Boat Ramp, Controlled Access, Dog Park

Taxes, Terms & Disclosures

Tax Annual Amount $6,981
Tax Year 2025
Tax Rate (est.) 1.62%
Parcel # 212895
Legal Description BENTWATER 15, BLOCK 1, LOT 10
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Living Room 20 x 16
Dining Room 14 x 13
Breakfast Room Nook 11 x 10
Kitchen 18 x 11
Primary Bedroom 20 x 14
Bedroom 13 x 10
Bedroom 12 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,164
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,582 Property tax$582 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,164
Yearly HOA fee $1,140

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,140
ANNUALLY
Association nameBentwater POA Management co. Website Phone Cert on filepending
● Community amenities
veterinary
Bridgeway Animal Care · 0.6mi
Wags 2 Whiskers Veterinary Hospital · 3.7mi
Animal Hospital of Montgomery · 3.8mi
restaurant
· 0.6mi
Whataburger · 3.9mi
The Big Sombrero · 4.0mi
grocery
· 0.8mi
· 2.5mi
Chevron Food Mart · 2.5mi
gas_station
Chevron · 0.8mi
gym
pool · 0.8mi
CAPFit24 · 3.8mi
CrossFit Kovu · 3.8mi
post_office
USPS Collection Box · 0.9mi
Lone Star Post, Pack and Parcel · 2.8mi
Dr. James Field · 5.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $259/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater 15
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater 15 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision109 Active now4 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1990s 2 2025s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
66 Winthrop Harbor, Montgomery, TX 77356
Montgomery County · 30.43°N, 95.62°W
veterinary
Bridgeway Animal Care
0.6 mi · 1 within 2 mi
restaurant
0.6 mi · 1 within 2 mi
grocery
0.8 mi · 1 within 2 mi
gas_station
Chevron
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 2, 2026 Listed $430,000 Deana Bearden
Dec 31, 1992 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Deana Bearden · The McKellar Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 6, 2026.
MLS# 40737141 · LIST DATE: Sep 2, 2026 · PARCEL: 212895
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 9:33 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity